FCAP: the cashflow

MyFinsight

For the quarter ending 2025-09-30.

Cash Flow Overview

No enough data to generate the overview

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Cash Flow	2025-09-30	2025-06-30
Net income	11,497	7,016
Amortization of premiums and accretion of discounts on securities, net	-597	-410
Depreciation and amortization expense	831	561
Deferred income taxes	10	7
Stock compensation expense	90	77
Increase in cash value of life insurance	172	121
Gain on life insurance	47	46
Loss (gain) on sale of securities	-94	-55
Provision for credit losses	794	644
Proceeds from sales of loans	25,880	11,765
Loans originated for sale	25,950	12,645
Gain on sale of loans	484	241
Amortization of tax credit investment	2,301	1,343
Unrealized (gain) loss on equity securities	127	-23
Loss on disposal of premises and equipment	-156	-58
(increase) decrease in accrued interest receivable	214	67
Increase in accrued interest payable	196	289
Net change in other assets/liabilities	-600	1,017
Net cash provided by operating activities	16,052	8,111
Net decrease in interest-bearing time deposits	-490	-490
Purchase of securities available for sale	107,967	54,519
Proceeds from maturities of securities available for sale	45,125	25,705
Proceeds from sales of securities available for sale	17,911	11,192
Principal collected on mortgage-backed obligations	23,955	15,386
Net increase in loans receivable	11,927	18,619
Investment in tax credit entities	2,532	1,344
Investment in technology fund	23	60
Proceeds from settlement of bank-owned life insurance policies	606	605
Purchase of premises and equipment	654	489
Net cash (used in) provided by investing activities	-35,016	-21,653
Net increase in deposits	28,294	44,188
Advances from fhlb and btfp	0	0
Repayment of advances from the fhlb and btfp	0	0
Purchase of treasury stock	61	9
Taxes paid on stock award shares for employees	11	-
Dividends paid	2,998	1,959
Net cash provided by financing activities	25,224	42,220
Net increase in cash and cash equivalents	6,260	28,678
Cash and cash equivalents at beginning of period	105,917	-
Cash and cash equivalents at end of period	112,177	-

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Time Plot

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FCAP: the cashflow