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Cash Flow Overview

Change in Cash
$172K
Free Cash flow
$3,547K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from maturities of secu...
    • Principal collected on mortgage-...
    • Proceeds from sales of loans
    • Others
Negative Cash Flow Breakdown
    • Purchase of securities available...
    • Loans originated for sale
    • Net increase in loans receivable
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
4,765
4,333
4,883
4,481
Amortization of premiums and accretion of discounts on securities, net
-92
-114
-139
-187
Depreciation and amortization expense
290
279
258
270
Deferred income taxes
-1,864
671
-910
3
Stock compensation expense
15
20
14
13
Increase in cash value of life insurance
51
57
50
51
Gain on life insurance
-
-
0
1
Loss on sale of securities
0
-92
0
-39
Provision for credit losses
425
350
350
150
Proceeds from sales of loans
7,133
9,218
15,704
14,115
Loans originated for sale
7,552
8,377
15,834
13,305
Gain on sale of loans
151
133
308
243
Amortization of tax credit investment
398
350
909
958
Unrealized (gain) loss on equity securities
92
178
22
150
(gain) loss on disposal of premises and equipment
39
-
144
-98
Decrease (increase) in accrued interest receivable
140
-183
311
147
(decrease) increase in accrued interest payable
-214
-39
77
-93
Net change in other assets/liabilities
-1,236
485
-477
-1,617
Net cash provided by operating activities
4,251
6,341
5,232
7,941
Net decrease in interest-bearing time deposits
0
-245
-735
0
Purchase of securities available for sale
28,125
45,701
29,916
53,448
Proceeds from maturities of securities available for sale
16,107
17,790
21,941
19,420
Proceeds from sales of securities available for sale
0
18,722
2
6,719
Principal collected on mortgage-backed obligations
13,706
14,482
14,887
8,569
Net increase in loans receivable
4,145
10,654
12,118
-6,692
Investment in tax credit entities
0
845
1,743
1,188
Investment in technology fund
50
84
66
-37
Proceeds from settlement of bank-owned life insurance policies
-
-
-1
1
Proceeds from insurance claims
39
-
159
-
Purchase of premises and equipment
704
489
698
165
Net cash used in investing activities
-3,172
-6,534
-6,818
-13,363
Net increase in deposits
158
13,583
28,257
-15,894
Advances from fhlb and btfp
-
-
-
0
Repayment of advances from the fhlb and btfp
-
-
-
0
Purchase of treasury stock
16
-
517
52
Taxes paid on stock award shares for employees
-
-
6
11
Dividends paid
1,049
1,038
1,037
1,039
Net cash provided by financing activities
-907
12,545
26,697
-16,996
Net increase in cash and cash equivalents
172
12,352
25,111
-22,418
Cash and cash equivalents at beginning of period
149,640
137,288
112,177
105,917
Cash and cash equivalents at end of period
149,812
149,640
137,288
112,177
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Proceeds from sales ofloans$7,133K (-39.37%↓ Y/Y)Net income$4,765K (-32.08%↓ Y/Y)Net change in otherassets/liabilities-$1,236K (-221.53%↓ Y/Y)Provision for creditlosses$425K (-34.01%↓ Y/Y)Amortization of tax creditinvestment$398K (-70.36%↓ Y/Y)Depreciation andamortization expense$290K (-48.31%↓ Y/Y)Amortization of premiums andaccretion of discounts on...-$92K (77.56%↑ Y/Y)Stock compensationexpense$15K (-80.52%↓ Y/Y)Net cash provided byoperating activities$4,251K (-47.59%↓ Y/Y)Canceled cashflow$10,103K Net increase in cashand cash...$172K (-99.40%↓ Y/Y)Canceled cashflow$4,079K Loans originated forsale$7,552K (-40.28%↓ Y/Y)Deferred income taxes-$1,864K (-26728.57%↓ Y/Y)(decrease) increase inaccrued interest...-$214K (-174.05%↓ Y/Y)Gain on sale of loans$151K (-37.34%↓ Y/Y)Decrease (increase) inaccrued interest...$140K (108.96%↑ Y/Y)Unrealized (gain) loss onequity securities$92K (500.00%↑ Y/Y)Increase in cash value oflife insurance$51K (-57.85%↓ Y/Y)(gain) loss on disposalof premises and...$39K (167.24%↑ Y/Y)Proceeds from maturitiesof securities...$16,107K (-37.34%↓ Y/Y)Principal collected onmortgage-backed obligations$13,706K (-10.92%↓ Y/Y)Proceeds from insuranceclaims$39K Net increase indeposits$158K (-99.64%↓ Y/Y)Net cash used ininvesting activities-$3,172K (85.35%↑ Y/Y)Net cash provided byfinancing activities-$907K (-102.15%↓ Y/Y)Canceled cashflow$29,852K Canceled cashflow$158K Purchase of securitiesavailable for sale$28,125K (-48.41%↓ Y/Y)Dividends paid$1,049K (-46.45%↓ Y/Y)Net increase inloans receivable$4,145K (-77.74%↓ Y/Y)Purchase of premises andequipment$704K (43.97%↑ Y/Y)Investment in technologyfund$50K (-16.67%↓ Y/Y)Purchase of treasurystock$16K (77.78%↑ Y/Y)

FIRST CAPITAL INC (FCAP)

FIRST CAPITAL INC (FCAP)