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Cash Flow Overview

Change in Cash
$32,648K
Free Cash flow
$18,513K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Net decrease in loans
    • Net income
    • Proceeds from maturities, prepay...
    • Others
Negative Cash Flow Breakdown
    • Payments to acquire securities a...
    • Decrease in noninterest-bearing ...
    • Payments of common dividends
    • Others
Cash Flow
2025-09-30
2025-06-30
Net income
12,265
24,064
Provision for credit losses
0
36
Depreciation and amortization of premises and equipment
884
1,998
Accretion of discounts on investments
171
473
Amortization of intangible assets
433
1,050
Accretion on acquired loans
436
986
Equity-based compensation expense
93
1,326
Issuance of common stock to 401 plan
0
0
Gain on sale of premises and equipment, net
8
-4
Loss on sale of other real estate owned
89
-93
Decrease in accrued interest receivable
334
-420
Increase (decrease) in other operating activities
6,310
-4,100
Net cash provided by operating activities
18,947
23,432
Proceeds from maturities, prepayments, and calls of securities available-for-sale
12,244
90,453
Payments to acquire securities available-for-sale
9,467
50,105
Net decrease in loans
-20,985
-61,744
Proceeds from the sale of fhlb stock, net
0
-29
Proceeds from bank owned life insurance
0
0
Proceeds from sale of premises and equipment
-6
0
Payments to acquire premises and equipment
434
1,364
Proceeds from sale of other real estate owned
280
164
Net cash provided by investing activities
23,614
100,921
Decrease in noninterest-bearing deposits, net
-8,123
-9,822
Decrease in interest-bearing deposits, net
3,352
-46,061
Increase (decrease) in securities sold under agreements to repurchase, net
413
110
Proceeds from stock options exercised
122
120
Payments for repurchase of common stock
0
1,851
Payments of common dividends
5,677
49,246
Net cash used in financing activities
-9,913
-106,750
Net increase in cash and cash equivalents
32,648
17,603
Cash and cash equivalents at beginning of period
377,454
-
Cash and cash equivalents at end of period
427,705
-
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net decrease inloans-$20,985K Proceeds frommaturities, prepayments,...$12,244K Net income$12,265K Increase (decrease) inother operating...$6,310K Depreciation andamortization of premises and...$884K Proceeds from sale ofother real estate...$280K Proceeds from sale ofpremises and equipment-$6K Amortization of intangibleassets$433K Equity-based compensationexpense$93K Net cash provided byinvesting activities$23,614K Net cash provided byoperating activities$18,947K Canceled cashflow$9,901K Canceled cashflow$1,038K Net increase in cashand cash...$32,648K Canceled cashflow$9,913K Payments to acquiresecurities...$9,467K Payments to acquirepremises and equipment$434K Accretion on acquiredloans$436K Decrease in accruedinterest receivable$334K Accretion of discounts oninvestments$171K Loss on sale of otherreal estate owned$89K Gain on sale ofpremises and equipment,...$8K Decrease ininterest-bearing deposits, net$3,352K Increase (decrease) insecurities sold under...$413K Proceeds from stockoptions exercised$122K Net cash used infinancing activities-$9,913K Canceled cashflow$3,887K Decrease innoninterest-bearing deposits, net-$8,123K Payments of commondividends$5,677K

FIRST COMMUNITY BANKSHARES INC VA (FCBC)

FIRST COMMUNITY BANKSHARES INC VA (FCBC)