| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 76,820 | 92,412 | ||
| Federal funds sold | 348,874 | 300,656 | ||
| Interest-bearing deposits in banks | 2,011 | 1,989 | ||
| Total cash and cash equivalents | 427,705 | 395,057 | ||
| Debt securities available-for-sale, at fair value | 131,314 | 132,535 | ||
| Loans held for investment, net of unearned income | 2,331,305 | 2,353,277 | ||
| Allowance for credit losses | 31,597 | 33,020 | ||
| Loans held for investment, net | 2,299,708 | 2,320,257 | ||
| Premises and equipment, net | 47,522 | 48,023 | ||
| Other real estate owned | 264 | 455 | ||
| Interest receivable | 9,121 | 8,787 | ||
| Goodwill | 143,946 | 143,946 | ||
| Other intangible assets | 11,531 | 11,964 | ||
| Other assets | 118,502 | 119,990 | ||
| Total assets | 3,189,613 | 3,181,014 | ||
| Noninterest-bearing | 865,554 | 873,677 | ||
| Interest-bearing | 1,765,039 | 1,761,687 | ||
| Total deposits | 2,630,593 | 2,635,364 | ||
| Securities sold under agreements to repurchase | 1,429 | 1,016 | ||
| Interest, taxes, and other liabilities | 46,866 | 41,805 | ||
| Total liabilities | 2,678,888 | 2,678,185 | ||
| Common stock, 1 par value 50,000,000 shares authorized 27,642,688 shares issued and 18,314,905 outstanding at september 30, 2025 27,599,240 shares issued and 18,321,795 outstanding at december 31, 2024 | 18,315 | 18,311 | ||
| Additional paid-in capital | 169,569 | 169,358 | ||
| Retained earnings | 330,895 | 324,307 | ||
| Accumulated other comprehensive loss | -8,054 | -9,147 | ||
| Total stockholders' equity | 510,725 | 502,829 | ||
| Total liabilities and stockholders' equity | 3,189,613 | 3,181,014 | ||
FIRST COMMUNITY BANKSHARES INC VA (FCBC)
FIRST COMMUNITY BANKSHARES INC VA (FCBC)