FIRST COMMUNITY BANKSHARES INC VA (FCBC)
2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | |
|---|---|---|---|---|
| Noninterest income-Deposit Account | 4,120 | - | - | - |
| Noninterest income-Financial Service Other | 3,791 | - | - | - |
| Noninterest income-Fiduciary And Trust | 1,222 | - | - | - |
| Other operating income | 1,207 | 1,891 | 2,023 | 1,180 |
| Noninterest income | - | 8,338 | 8,429 | 8,162 |
| Total noninterest income | 10,340 | 10,229 | 10,452 | 9,342 |
| Litigation expense | - | - | - | 1,800 |
| Professional fees | 360 | 372 | 221 | 330 |
| Other operating expense | 3,353 | 3,661 | 3,654 | 3,026 |
| Occupancy expense | 1,290 | 1,576 | 1,270 | 1,309 |
| Advertising and public relations | 1,154 | 1,055 | 967 | 933 |
| Litigation expense | - | - | - | - |
| Salaries and employee benefits | 14,349 | 13,335 | 13,129 | 12,491 |
| Furniture and equipment expense | 1,587 | 1,575 | 1,574 | 1,687 |
| Amortization of intangibles | 526 | 524 | 536 | 530 |
| Service fees | 2,475 | 2,484 | 2,461 | 2,427 |
| Fdic premiums and assessments | 361 | 362 | 365 | 364 |
| Total noninterest expense | 25,455 | 24,944 | 24,177 | 24,897 |
| (recovery of) provision for credit losses | -285 | 321 | 1,360 | 144 |
| Interest on short-term borrowings | - | - | - | - |
| Interest on deposits | 4,731 | 4,871 | 5,298 | 4,877 |
| Total interest expense | 4,731 | 4,871 | 5,298 | 4,877 |
| Interest on securities -- tax-exempt | 84 | 91 | 109 | 122 |
| Interest on securities -- taxable | 945 | 1,147 | 961 | 1,089 |
| Interest on deposits in banks | 3,722 | 3,262 | 3,702 | 2,882 |
| Interest and fees on loans | 30,637 | 30,669 | 32,120 | 32,696 |
| Total interest income | 35,388 | 35,169 | 36,892 | 36,789 |
| Net interest income | 30,657 | 30,298 | 31,594 | 31,912 |
| Net interest income after provision for credit losses | 30,942 | 29,977 | 30,234 | 31,768 |
| Income before income taxes | 15,827 | 15,262 | 16,509 | 16,213 |
| Income tax expense | 3,581 | 3,444 | 3,476 | 3,527 |
| Net income | 12,246 | 11,818 | 13,033 | 12,686 |
| Basic (in dollars per share) | 0.67 | 0.64 | 0.71 | 0.69 |
| Diluted (in dollars per share) | 0.67 | 0.64 | 0.71 | 0.71 |
| Us-gaap_weightedaveragenumberofdilutedsharesoutstanding | 18,400,793 | 18,451,321 | 18,371,907 | 18,409,876 |
| Weighted average common shares outstanding, basic (in shares) | 18,295,465 | 18,324,760 | 18,279,612 | 18,343,958 |