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Cash Flow Overview

Change in Cash
$52,665K
Free Cash flow
$17,149K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Net increase (decrease) in borro...
    • Proceeds from sale of loans held...
    • Other assets
    • Others
Negative Cash Flow Breakdown
    • Net increase in loans and leases
    • Net increase in deposits
    • Originations of loans held-for-s...
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
7,849
7,460
7,940
7,346
Depreciation, amortization and accretion
1,406
1,413
1,298
1,401
Provision for credit losses on loans
400
875
100
200
Provision (benefit) for credit losses on unfunded loan commitments
340
90
170
110
Deferred income tax benefit
-387
-335
-124
-85
Stock-based compensation expense
330
338
228
209
Excess tax benefit from exercise of ssars
-7
-30
-21
-
Proceeds from sale of loans held-for-sale
12,260
9,755
18,445
15,488
Originations of loans held-for-sale
12,319
9,002
17,019
13,761
Earnings from bank-owned life insurance
398
395
402
399
Gain from bank-owned life insurance claim
0
-
0
0
Net gain from sales of loans
179
153
243
209
Net loss from sales of investment securities
0
-577
-371
3
Net gain from sale and write-down of foreclosed assets held-for-sale
0
78
-7
0
Net loss (gain) from write-down and disposal of bank premises and equipment
-21
-1
-1
-1
Operating lease payments
17
16
17
17
Accrued interest receivable
171
555
-502
187
Other assets
-9,495
320
3,054
-275
Accrued interest payable and other liabilities
1,857
-2,152
1,418
-1,980
Net cash provided by operating activities
20,528
7,565
9,676
8,423
Proceeds from sales
0
5,224
5,366
22,504
Proceeds from maturities, calls and principal pay-downs
5,407
5,119
8,409
6,328
Purchases
0
0
4,946
5,445
Increase in restricted investments in bank stock
4,982
109
72
61
Net increase in loans and leases
65,503
113,160
-1,405
79,565
Principal portion of lease payments received under direct finance leases
569
703
742
816
Purchase of bank-owned life insurance policies
-
-
0
0
Purchases of bank premises and equipment
3,379
4,314
5,443
6,227
Purchases of tax credits
-
-
7,211
-
Proceeds from death benefits received on bank-owned life insurance
-
-
0
419
Proceeds from sale of bank premises and equipment
633
0
0
42
Proceeds from sale of foreclosed assets held-for-sale
10
403
90
0
Net cash used in investing activities
-67,245
-106,134
-1,660
-61,189
Net increase in deposits
-17,841
109,140
441
31,884
Net increase (decrease) in borrowings
119,735
-1,179
-63
-64
Repayment of finance lease obligation
52
53
53
52
Proceeds from employee stock purchase plan participants
0
236
0
0
Repurchase of shares to cover withholdings
16
127
34
0
Dividends paid, net of dividends reinvested
2,444
2,513
2,408
2,336
Net cash provided by financing activities
99,382
105,504
-2,117
29,432
Net increase in cash and cash equivalents
52,665
6,935
5,899
-23,334
Cash and cash equivalents, beginning
154,995
148,060
142,161
83,353
Cash and cash equivalents, ending
207,660
154,995
148,060
142,161
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net increase(decrease) in borrowings$119,735K (99879.17%↑ Y/Y)Proceeds from sale ofloans held-for-sale$12,260K (-63.96%↓ Y/Y)Other assets-$9,495K (-649.41%↓ Y/Y)Net income$7,849K (-39.21%↓ Y/Y)Accrued interestpayable and other...$1,857K (-29.71%↓ Y/Y)Depreciation, amortizationand accretion$1,406K (-49.71%↓ Y/Y)Provision for creditlosses on loans$400K (-47.02%↓ Y/Y)Provision (benefit) forcredit losses on...$340K (623.08%↑ Y/Y)Stock-based compensationexpense$330K (-49.62%↓ Y/Y)Net loss (gain) fromwrite-down and disposal of...-$21K (-107.05%↓ Y/Y)Operating lease payments$17K (-51.43%↓ Y/Y)Excess tax benefit fromexercise of ssars-$7K Net cash provided byfinancing activities$99,382K (10.08%↑ Y/Y)Net cash provided byoperating activities$20,528K (-15.39%↓ Y/Y)Canceled cashflow$20,353K Canceled cashflow$13,454K Net increase in cashand cash...$52,665K (-35.89%↓ Y/Y)Canceled cashflow$67,245K Net increase indeposits-$17,841K (-118.78%↓ Y/Y)Dividends paid, net ofdividends reinvested$2,444K (-47.55%↓ Y/Y)Repayment of finance leaseobligation$52K (-53.98%↓ Y/Y)Repurchase of shares tocover withholdings$16K (-81.61%↓ Y/Y)Proceeds frommaturities, calls and...$5,407K (-59.30%↓ Y/Y)Proceeds from sale of bankpremises and equipment$633K (8.95%↑ Y/Y)Principal portion of leasepayments received under...$569K (-67.69%↓ Y/Y)Proceeds from sale offoreclosed assets...$10K (-98.12%↓ Y/Y)Originations of loansheld-for-sale$12,319K (-55.28%↓ Y/Y)Earnings from bank-ownedlife insurance$398K (-48.97%↓ Y/Y)Deferred income taxbenefit-$387K (70.00%↑ Y/Y)Net gain from salesof loans$179K (-83.13%↓ Y/Y)Accrued interestreceivable$171K (-51.97%↓ Y/Y)Net cash used ininvesting activities-$67,245K (-107.52%↓ Y/Y)Canceled cashflow$6,619K Net increase inloans and leases$65,503K (47.74%↑ Y/Y)Increase in restrictedinvestments in bank stock$4,982K (1685.66%↑ Y/Y)Purchases of bank premisesand equipment$3,379K (-42.39%↓ Y/Y)

FIDELITY D & D BANCORP INC (FDBC)

FIDELITY D & D BANCORP INC (FDBC)