For the quarter ending 2025-09-30, FDBC had -$23,334K decrease in cash & cash equivalents over the period. $2,196K in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 7,346 | 12,912 |
| Depreciation, amortization and accretion | 1,401 | 2,796 |
| Provision for credit losses on loans | 200 | 755 |
| Net provision for credit losses on unfunded loan commitments | 110 | -65 |
| Deferred income tax benefit | -85 | -1,290 |
| Stock-based compensation expense | 209 | 655 |
| Proceeds from sale of loans held-for-sale | 15,488 | 34,015 |
| Originations of loans held-for-sale | 13,761 | 27,546 |
| Earnings from bank-owned life insurance | 399 | 780 |
| Gain from bank-owned life insurance claim | 0 | 166 |
| Net gain from sales of loans | 209 | 1,061 |
| Net loss from sales of investment securities | 3 | -822 |
| Net gain from sale and write-down of foreclosed assets held-for-sale | 0 | 76 |
| Net (gain) loss from write-down and disposal of bank premises and equipment | -1 | 298 |
| Operating lease payments | 17 | 35 |
| Accrued interest receivable | 187 | 356 |
| Other assets | -275 | -1,267 |
| Accrued interest payable and other liabilities | -1,980 | 2,642 |
| Net cash provided by operating activities | 8,423 | 24,261 |
| Proceeds from sales | 22,504 | 16,665 |
| Proceeds from maturities, calls and principal pay-downs | 6,328 | 13,284 |
| Purchases | 5,445 | 14,747 |
| Increase in restricted investments in bank stock | 61 | 279 |
| Net increase in loans and leases | 79,565 | 44,337 |
| Principal portion of lease payments received under direct finance leases | 816 | 1,761 |
| Purchase of bank-owned life insurance policies | 0 | 0 |
| Purchases of bank premises and equipment | 6,227 | 5,865 |
| Proceeds from death benefits received on bank-owned life insurance | 419 | - |
| Proceeds from sale of bank premises and equipment | 42 | 581 |
| Proceeds from sale of foreclosed assets held-for-sale | 0 | 533 |
| Net cash used in investing activities | -61,189 | -32,404 |
| Net increase in deposits | 31,884 | 95,017 |
| Net decrease in borrowings | -64 | -120 |
| Repayment of finance lease obligation | 52 | 113 |
| Proceeds from employee stock purchase plan participants | 0 | 248 |
| Repurchase of shares to cover withholdings | 0 | 87 |
| Dividends paid, net of dividends reinvested | 2,336 | 4,660 |
| Net cash provided by financing activities | 29,432 | 90,285 |
| Net increase in cash and cash equivalents | -23,334 | 82,142 |
| Cash and cash equivalents at beginning of period | 83,353 | - |
| Cash and cash equivalents at end of period | 142,161 | - |
FIDELITY D & D BANCORP INC (FDBC)
FIDELITY D & D BANCORP INC (FDBC)