For the year ending 2025-12-31, FDBC had $64,707K increase in cash & cash equivalents over the period. $24,825K in free cash flow.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 28,198 |
| Depreciation, amortization and accretion | 5,495 |
| Provision for credit losses on loans | 1,055 |
| Provision for credit losses on unfunded loan commitments | 215 |
| Deferred income tax benefit | -1,499 |
| Stock-based compensation expense | 1,092 |
| Excess tax benefit from exercise of ssars | -21 |
| Proceeds from sale of loans held-for-sale | 67,948 |
| Originations of loans held-for-sale | 58,326 |
| Earnings from bank-owned life insurance | 1,581 |
| Gain from bank-owned life insurance claim | 166 |
| Net gain from sales of loans | 1,513 |
| Net loss from sales of investment securities | -1,190 |
| Net gain from sale and write-down of foreclosed assets held-for-sale | 69 |
| Net (gain) loss from write-down and disposal of bank premises and equipment | 296 |
| Operating lease payments | 69 |
| Accrued interest receivable | 41 |
| Other assets | 1,512 |
| Accrued interest payable and other liabilities | 2,080 |
| Net cash provided by operating activities | 42,360 |
| Proceeds from sales | 44,535 |
| Proceeds from maturities, calls and principal pay-downs | 28,021 |
| Purchases | 25,138 |
| Increase in restricted investments in bank stock | 412 |
| Net increase in loans and leases | 122,497 |
| Principal portion of lease payments received under direct finance leases | 3,319 |
| Purchase of bank-owned life insurance policies | 0 |
| Purchases of bank premises and equipment | 17,535 |
| Purchases of tax credits | 7,211 |
| Proceeds from death benefits received on bank-owned life insurance | 419 |
| Proceeds from sale of bank premises and equipment | 623 |
| Proceeds from sale of foreclosed assets held-for-sale | 623 |
| Net cash used in investing activities | -95,253 |
| Net increase in deposits | 127,342 |
| Net decrease in borrowings | -247 |
| Repayment of finance lease obligation | 218 |
| Proceeds from employee stock purchase plan participants | 248 |
| Repurchase of shares to cover withholdings | 121 |
| Dividends paid, net of dividends reinvested | 9,404 |
| Net cash provided by financing activities | 117,600 |
| Net increase (decrease) in cash and cash equivalents | 64,707 |
| Cash and cash equivalents, beginning | 83,353 |
| Cash and cash equivalents, ending | 148,060 |
FIDELITY D & D BANCORP INC (FDBC)
FIDELITY D & D BANCORP INC (FDBC)