For the year ending 2025-12-31, FDBC has $2,748,058K in assets. $2,509,198K in debts. $148,060K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and due from banks | 25,465 | |||
| Interest-bearing deposits with financial institutions | 122,595 | |||
| Total cash and cash equivalents | 148,060 | |||
| Available-for-sale securities (amortized cost of 333,012 in 2025 384,280 in 2024) | 296,607 | |||
| Held-to-maturity securities (fair value of 203,137 in 2025 194,575 in 2024) | 227,339 | |||
| Restricted investments in bank stock | 4,373 | |||
| Notes receivable, gross | 1,912,605 | |||
| Allowance for credit losses on loans | 20,168 | |||
| Unearned lease revenue | 1,454 | |||
| Loans and leases, net (allowance for credit losses of 20,168 in 2025 19,666 in 2024) | 1,890,983 | |||
| Loans held-for-sale (fair value 588 in 2025 2,089 in 2024) | 573 | |||
| Foreclosed assets held-for-sale | 326 | |||
| Property plant and equipment gross | 72,736 | |||
| Less accumulated depreciation and amortization | 23,786 | |||
| Bank premises and equipment, net | 48,950 | |||
| Leased property under finance leases, net | 757 | |||
| Right-of-use assets | 9,061 | |||
| Cash surrender value of bank owned life insurance | 59,396 | |||
| Accrued interest receivable | 9,673 | |||
| Goodwill | 19,628 | |||
| Core deposit intangible, net | 614 | |||
| Other assets | 31,718 | |||
| Total assets | 2,748,058 | |||
| Interest-bearing | 1,914,772 | |||
| Non-interest-bearing | 552,581 | |||
| Total deposits | 2,467,353 | |||
| Allowance for credit losses on off-balance sheet credit exposures | 1,299 | |||
| Finance lease obligation | 793 | |||
| Operating lease liabilities | 10,059 | |||
| Short-term borrowings | 20 | |||
| Secured borrowings | 5,995 | |||
| Accrued interest payable and other liabilities | 23,679 | |||
| Total liabilities | 2,509,198 | |||
| Preferred stock authorized 5,000,000 shares with no par value none issued | 0 | |||
| Capital stock, no par value (10,000,000 shares authorized shares issued and outstanding 5,771,110 at december 31, 2025 and 5,736,252 at december 31, 2024) | 120,749 | |||
| Retained earnings | 158,807 | |||
| Accumulated other comprehensive loss | -40,696 | |||
| Treasury stock, at cost (180 shares at december 31, 2025 and 54 shares at december 31, 2024) | 0 | |||
| Total shareholders' equity | 238,860 | |||
| Total liabilities and shareholders' equity | 2,748,058 | |||
FIDELITY D & D BANCORP INC (FDBC)
FIDELITY D & D BANCORP INC (FDBC)