Financial insights of FDBC

MyFinsight

For the year ending 2025-12-31.

Income Overview

Net Income
$28,198K
EPS
$4.86
Unit: Thousand (K) dollars

Income Statement	2025-12-31
Other income-Deposit Account	4,183
Other income-Credit And Debit Card	5,266
Other income-Bank Servicing	1,588
Other income-Fiduciary And Trust	4,148
Other income-Investment Advisory Management And Administrative Service	1,182
Other income-Financial Service Other	1,992
Earnings on bank-owned life insurance	1,581
Loans	1,513
Available-for-sale debt securities	-1,190
Premises and equipment	296
Total other income	20,559
Taxable	98,407
Nontaxable	5,445
Interest-bearing deposits with financial institutions	4,559
Restricted investments in bank stock	329
U.s. government agency and corporations	5,715
States and political subdivisions (nontaxable)	3,729
States and political subdivisions (taxable)	1,655
Total interest income	119,839
Deposits	46,800
Secured borrowings	368
Short-term borrowings	0
Total interest expense	47,168
Net interest income	72,671
Provision for credit losses on loans	1,055
Provision for credit losses on unfunded loan commitments	215
Net interest income after provision for credit losses	71,401
Salaries and employee benefits	30,842
Premises and equipment	9,787
Data processing and communication	2,973
Advertising and marketing	3,311
Professional services	4,037
Automated transaction processing	1,905
Office supplies and postage	744
Pa shares tax expense	333
Loan collection	124
Other real estate owned, net	-37
Fdic assessment	1,237
Other	3,561
Total other expenses	58,817
Income before income taxes	33,143
Provision for income taxes	4,945
Net income	28,198

Basic EPS	4.89
Diluted EPS	4.86
Basic Average Shares	5,764,287
Diluted Average Shares	5,797,196

MyFinsight

Income Overview

Net Income
$28,198K
EPS
$4.86
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income
$28,198K
EPS
$4.86
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$28,198KEPS$4.86Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$28,198KEPS$4.86Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$28,198K
EPS
$4.86
Unit: Thousand (K) dollars

Net Income
$28,198K
EPS
$4.86
Unit: Thousand (K) dollars