Financial insights of FDBC

MyFinsight

For the quarter ending 2025-09-30, FDBC made $62,673K in revenue. $7,346K in net income. Net profit margin of 11.72%.

Income Overview

Revenue
$62,673K
Net Income
$7,346K
Net Profit Margin
11.72%
EPS
$1.27
Unit: Thousand (K) dollars
Revenue Breakdown
Taxable
Deposits
Salaries and employee benefits
Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2024-09-30	2024-06-30
Taxable	25,277	24,009	22,719	21,292
Nontaxable	1,382	1,319	1,317	1,224
Interest-bearing deposits with financial institutions	1,063	1,513	216	440
Restricted investments in bank stock	98	70	88	75
U.s. government agency and corporations	1,508	1,521	1,423	1,460
States and political subdivisions (nontaxable)	946	925	1,093	1,103
States and political subdivisions (taxable)	408	408	443	445
Total interest income	30,682	29,765	27,299	26,039
Deposits	12,158	11,738	11,297	10,459
Secured borrowings	95	98	101	120
Short-term borrowings	0	0	470	343
Total interest expense	12,253	11,836	11,868	10,922
Net interest income	18,429	17,929	15,431	15,117
Provision for credit losses on loans	200	300	675	275
Net provision for credit losses on unfunded loan commitments	110	20	135	140
Net interest income after provision for credit losses	18,119	17,609	14,621	14,702
Other income-Deposit Account	1,081	1,026	-	-
Other income-Credit And Debit Card	1,305	1,283	-	-
Other income-Financial Service Other	-	644	-	-
Other income-Bank Servicing	265	434	-	-
Other income-Fiduciary And Trust	1,052	1,050	-	-
Other income-Investment Advisory Management And Administrative Service	284	234	-	-
Other income	-	-	4,308	3,990
Other income-Financial Service Other	508	-	-	-
Earnings on bank-owned life insurance	399	391	394	358
Loans	209	308	281	268
Available-for-sale debt securities	3	0	-	-
Premises and equipment	-1	-11	-4	-1
Total other income	5,105	5,359	4,979	4,615
Salaries and employee benefits	7,765	7,704	7,173	6,928
Premises and equipment	2,395	2,406	2,224	2,172
Data processing and communication	740	732	707	714
Advertising and marketing	413	602	493	413
Professional services	1,019	970	1,032	1,191
Automated transaction processing	472	480	472	486
Office supplies and postage	160	157	162	190
Pa shares tax expense	420	402	389	390
Loan collection	86	43	28	51
Other real estate owned, net	10	14	3	-13
Fdic assessment	313	297	314	302
Other	839	903	843	792
Total other expenses	14,632	14,710	13,840	13,616
Income before income taxes	8,592	8,258	5,760	5,701
Provision for income taxes	1,246	1,337	793	766
Net income	7,346	6,921	4,967	4,935

Basic average shares	-	-	5,735,926	5,735,606
Diluted average shares	-	-	5,776,514	5,765,511
Net income - basic (in dollars per share)	1.27	1.2	0.87	0.86
Net income - diluted (in dollars per share)	1.27	1.2	0.86	0.86

MyFinsight

Income Overview

Revenue
$62,673K
Net Income
$7,346K
Net Profit Margin
11.72%
EPS
$1.27
Unit: Thousand (K) dollars
Revenue Breakdown
Taxable
Deposits
Salaries and employee benefits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue
$62,673K
Net Income
$7,346K
Net Profit Margin
11.72%
EPS
$1.27
Unit: Thousand (K) dollars
Revenue Breakdown
Taxable
Deposits
Salaries and employee benefits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$62,673KNet Income$7,346KNet Profit Margin11.72%EPS$1.27Unit: Thousand (K) dollarsRevenue BreakdownTaxableDepositsSalaries and employee benefitsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$62,673KNet Income$7,346KNet Profit Margin11.72%EPS$1.27Unit: Thousand (K) dollarsRevenue BreakdownTaxableDepositsSalaries and employee benefitsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$62,673K
Net Income
$7,346K
Net Profit Margin
11.72%
EPS
$1.27
Unit: Thousand (K) dollars
Revenue Breakdown
Taxable
Deposits
Salaries and employee benefits
Others

Revenue
$62,673K
Net Income
$7,346K
Net Profit Margin
11.72%
EPS
$1.27
Unit: Thousand (K) dollars
Revenue Breakdown
Taxable
Deposits
Salaries and employee benefits
Others