Financial insights of FDBC

MyFinsight

Income Overview

Net Income
$7,460K
EPS
$1.28
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Other income-Deposit Account	1,065	1,023*	1,081	1,026
Other income-Credit And Debit Card	1,344	1,180*	1,305	1,283
Other income-Financial Service Other	NaN	NaN	NaN	644
Other income-Bank Servicing	529	540*	265	434
Other income-Fiduciary And Trust	1,171	995*	1,052	1,050
Other income-Investment Advisory Management And Administrative Service	364	405*	284	234
Other income-Financial Service Other	746	468*	508	NaN
Earnings on bank-owned life insurance	395	396*	399	391
Loans	153	738*	209	308
Available-for-sale debt securities	-577	-1,194*	3	0
Premises and equipment	-1	314*	-1	-11
Total other income	5,189	4,863*	5,105	5,359
Taxable	25,192	24,480*	25,277	24,009
Nontaxable	1,426	1,394*	1,382	1,319
Interest-bearing deposits with financial institutions	1,347	695*	1,063	1,513
Restricted investments in bank stock	89	77*	98	70
U.s. government agency and corporations	1,186	1,172*	1,508	1,521
States and political subdivisions (nontaxable)	827	923*	946	925
States and political subdivisions (taxable)	393	431*	408	408
Short-term borrowings	NaN	0*	0	0
Total interest income	30,460	29,170*	30,682	29,765
Deposits	10,981	10,957*	12,158	11,738
Secured borrowings	73	79*	95	98
Total interest expense	11,054	11,035*	12,253	11,836
Net interest income	19,406	18,135*	18,429	17,929
Provision for credit losses on loans	875	305*	200	300
Provision (benefit) for credit losses on unfunded loan commitments	90	20*	110	20
Net interest income after provision for credit losses	18,441	17,810*	18,119	17,609
Salaries and employee benefits	8,111	7,639*	7,765	7,704
Premises and equipment	2,505	2,586*	2,395	2,406
Data processing and communication	731	765*	740	732
Advertising and marketing	1,245	1,789*	413	602
Professional services	1,063	1,054*	1,019	970
Automated transaction processing	474	477*	472	480
Office supplies and postage	219	269*	160	157
Pa shares tax benefit	-334	-900*	420	402
Loan collection	15	-69*	86	43
Other real estate owned, net	-71	-73*	10	14
Fdic assessment	322	322*	313	297
Other	911	948*	839	903
Total other expenses	15,191	14,804*	14,632	14,710
Income before income taxes	8,439	7,869*	8,592	8,258
Provision for income taxes	979	1,071*	1,246	1,337
Net income	7,460	6,798	7,346	6,921

Basic EPS	1.29	1.179	1.27	1.2
Diluted EPS	1.28	1.173	1.27	1.2
Basic Average Shares	5,789,752	5,764,287	NaN	NaN
Diluted Average Shares	5,819,180	5,797,196	NaN	NaN

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$7,460K
EPS
$1.28
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income
$7,460K
EPS
$1.28
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$7,460KEPS$1.28Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$7,460KEPS$1.28Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$7,460K
EPS
$1.28
Unit: Thousand (K) dollars

Net Income
$7,460K
EPS
$1.28
Unit: Thousand (K) dollars