Financial insights of FDBC

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$7,460K
EPS
$1.28
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Other income-Deposit Account	1,065	1,023*	1,081	1,026
Other income-Credit And Debit Card	1,344	1,180*	1,305	1,283
Other income-Financial Service Other	-	-	-	644
Other income-Bank Servicing	529	540*	265	434
Other income-Fiduciary And Trust	1,171	995*	1,052	1,050
Other income-Investment Advisory Management And Administrative Service	364	405*	284	234
Other income-Financial Service Other	746	468*	508	-
Earnings on bank-owned life insurance	395	396*	399	391
Loans	153	738*	209	308
Available-for-sale debt securities	-577	-1,194*	3	0
Premises and equipment	-1	314*	-1	-11
Total other income	5,189	4,863*	5,105	5,359
Taxable	25,192	24,480*	25,277	24,009
Nontaxable	1,426	1,394*	1,382	1,319
Interest-bearing deposits with financial institutions	1,347	695*	1,063	1,513
Restricted investments in bank stock	89	77*	98	70
U.s. government agency and corporations	1,186	1,172*	1,508	1,521
States and political subdivisions (nontaxable)	827	923*	946	925
States and political subdivisions (taxable)	393	431*	408	408
Short-term borrowings	-	0*	0	0
Total interest income	30,460	29,170*	30,682	29,765
Deposits	10,981	10,957*	12,158	11,738
Secured borrowings	73	79*	95	98
Total interest expense	11,054	11,035*	12,253	11,836
Net interest income	19,406	18,135*	18,429	17,929
Provision for credit losses on loans	875	305*	200	300
Provision (benefit) for credit losses on unfunded loan commitments	90	20*	110	20
Net interest income after provision for credit losses	18,441	17,810*	18,119	17,609
Salaries and employee benefits	8,111	7,639*	7,765	7,704
Premises and equipment	2,505	2,586*	2,395	2,406
Data processing and communication	731	765*	740	732
Advertising and marketing	1,245	1,789*	413	602
Professional services	1,063	1,054*	1,019	970
Automated transaction processing	474	477*	472	480
Office supplies and postage	219	269*	160	157
Pa shares tax benefit	-334	-900*	420	402
Loan collection	15	-69*	86	43
Other real estate owned, net	-71	-73*	10	14
Fdic assessment	322	322*	313	297
Other	911	948*	839	903
Total other expenses	15,191	14,804*	14,632	14,710
Income before income taxes	8,439	7,869*	8,592	8,258
Provision for income taxes	979	1,071*	1,246	1,337
Net income	7,460	6,798	7,346	6,921

Basic EPS	1.29	1.179	1.27	1.2
Diluted EPS	1.28	1.173	1.27	1.2
Basic Average Shares	5,789,752	5,764,287	-	-
Diluted Average Shares	5,819,180	5,797,196	-	-

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$7,460K
EPS
$1.28
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$7,460K
EPS
$1.28
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$7,460KEPS$1.28Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$7,460KEPS$1.28Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$7,460K
EPS
$1.28
Unit: Thousand (K) dollars

Net Income
$7,460K
EPS
$1.28
Unit: Thousand (K) dollars