| Balance Sheets | 2026-03-31 | 2025-09-30 | 2025-06-30 | |
|---|---|---|---|---|
| Cash and due from banks (restricted cash of 16,615 for both periods) | 158,707 | 142,929 | 150,123 | |
| Securities held-to-maturity, gross unrecognized losses-USStates And Political Subdivisions | 4,032 | NaN | NaN | |
| Securities held-to-maturity, fair value-USStates And Political Subdivisions | 38,009 | NaN | NaN | |
| Securities held-to-maturity, gross unrecognized losses-FNMA | 609 | NaN | NaN | |
| Securities held-to-maturity, fair value-FNMA | 7,203 | NaN | NaN | |
| Securities held-to-maturity, net of allowance of 338 and 348, respectively (assets pledged of 4,689 and 4,695, respectively fair value of 45,212 and 46,232, respectively) | 49,853 | 50,509 | 50,831 | |
| Securities available for sale, at fair value (amortized cost of 1,633,466 and 1,387,619, respectively net of an allowance of 2,774 and 2,921, respectively assets pledged of 102,369 and 115,974, respectively 14,527 and 14,412 at fair value pursuant to the fair value option, respectively) | 1,628,587 | 1,541,423 | 1,391,787 | |
| Loans held for investment, net of fees and costs | 6,561,530 | 6,670,333 | 6,709,601 | |
| Less allowance for credit losses | 44,450 | 41,837 | 41,247 | |
| Net loans held of investment | 6,517,080 | 6,628,496 | 6,668,354 | |
| Interest and dividends receivable | 60,418 | 60,044 | 59,607 | |
| Bank premises and equipment, net | 17,193 | 17,073 | 18,145 | |
| Federal home loan bank of new york stock, at cost | 18,520 | 18,909 | 23,773 | |
| Bank owned life insurance | 228,881 | 224,902 | 222,583 | |
| Core deposit intangibles | 696 | 854 | 940 | |
| Right-of-use assets | 51,016 | 47,761 | 49,759 | |
| Other assets | 131,898 | 139,091 | 140,622 | |
| Total assets | 8,862,849 | 8,871,991 | 8,776,524 | |
| Non-interest bearing | 995,529 | 964,767 | 899,602 | |
| Interest-bearing | 6,488,617 | 6,368,064 | 6,321,395 | |
| Total due to depositors | 7,484,146 | 7,332,831 | 7,220,997 | |
| Mortgagors' escrow deposits | 96,242 | 82,697 | 68,355 | |
| Federal home loan bank advances and other borrowings | 172,185 | 253,934 | 363,933 | |
| Subordinated debentures | 189,243 | 188,870 | 188,686 | |
| Junior subordinated debentures, at fair value | 55,071 | 49,653 | 47,552 | |
| Total borrowed funds | 416,499 | 492,457 | 600,171 | |
| Operating lease liability | 51,916 | 48,253 | 50,102 | |
| Other liabilities | 116,638 | 204,527 | 130,522 | |
| Total liabilities | 8,165,441 | 8,160,765 | 8,070,147 | |
| Common stock (0.01 par value 100,000,000 shares authorized 38,677,787 shares issued 33,883,626 and 33,778,438 shares outstanding, respectively) | 387 | 387 | 387 | |
| Additional paid-in capital | 325,789 | 325,809 | 325,162 | |
| Treasury stock, at average cost (4,794,161 and 4,899,349 shares, respectively) | 96,649 | 98,948 | 98,985 | |
| Retained earnings | 470,540 | 483,936 | 481,077 | |
| Accumulated other comprehensive income, net of taxes | -2,659 | 42 | -1,264 | |
| Total stockholders' equity | 697,408 | 711,226 | 706,377 | |
| Total liabilities and stockholders' equity | 8,862,849 | 8,871,991 | 8,776,524 | |
FLUSHING FINANCIAL CORP (FFIC)
FLUSHING FINANCIAL CORP (FFIC)