For the quarter ending 2026-03-31, FFIC made $1,868K in revenue. $5,833K in net income. Net profit margin of 312.26%.
| Income Statement | 2026-03-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 |
|---|---|---|---|---|
| Banking services fee income | 1,868 | 2,000 | 1,948 | 1,521 |
| Net gain (loss) on sale of loans | 94 | 318 | 2,757 | 630 |
| Net gain (loss) on sale of securities | - | 661 | - | - |
| Net gain (loss) from fair value adjustments | -3,560 | -1,831 | 1,656 | -152 |
| Federal home loan bank of new york stock dividends | 365 | 369 | 428 | 697 |
| Gain on life insurance proceeds | 99 | - | - | - |
| Bank owned life insurance | 2,202 | 2,319 | 2,835 | 1,574 |
| Other income | 717 | 910 | 653 | 804 |
| Total non-interest income (loss) | 1,785 | 4,746 | 10,277 | 5,074 |
| Interest and fees on loans | 91,643 | 94,970 | 95,005 | 93,032 |
| Interest | 19,560 | 19,785 | 20,186 | 21,413 |
| Dividends | 25 | 29 | 28 | 28 |
| Other interest income | 1,782 | 1,685 | 2,183 | 2,063 |
| Total interest and dividend income | 113,010 | 116,469 | 117,402 | 116,536 |
| Deposits | 52,823 | 57,137 | 59,037 | 57,174 |
| Other interest expense | 4,993 | 5,504 | 5,156 | 6,373 |
| Total interest expense | 57,816 | 62,641 | 64,193 | 63,547 |
| Net interest income | 55,194 | 53,828 | 53,209 | 52,989 |
| Provision (benefit) for credit losses | 2,011 | 1,531 | 4,194 | 4,318 |
| Net interest income after provision (benefit) for credit losses | 53,183 | 52,297 | 49,015 | 48,671 |
| Salaries and employee benefits | 26,610 | 24,685 | 22,648 | 22,896 |
| Occupancy and equipment | 4,557 | 4,189 | 4,005 | 4,092 |
| Impairment of goodwill | - | - | - | 17,636 |
| Professional services | 4,332 | 3,999 | 3,452 | 2,885 |
| Fdic deposit insurance | 1,001 | 1,373 | 1,508 | 1,709 |
| Data processing | 1,835 | 1,831 | 1,806 | 1,868 |
| Depreciation and amortization of bank premises and equipment | 1,321 | 1,316 | 1,367 | 1,373 |
| Other real estate owned / foreclosure expense | -49 | -353 | -220 | -345 |
| Other operating expenses | 7,070 | 5,619 | 5,350 | 6,872 |
| Total non-interest expense | 46,775 | 43,365 | 40,356 | 59,676 |
| Income (loss) before income taxes | 8,193 | 13,678 | 18,936 | -5,931 |
| Federal | - | 2,211 | 3,171 | 2,172 |
| State and local income tax expense (benefit), continuing operations | - | 1,020 | 1,562 | 1,693 |
| Provision (benefit) for income taxes | 2,360 | 3,231 | 4,733 | 3,865 |
| Net income (loss) | 5,833 | 10,447 | 14,203 | -9,796 |
| Basic EPS | 0.17 | 0.3 | 0.41 | -0.29 |
| Diluted EPS | 0.17 | 0.3 | 0.41 | -0.29 |
| Basic Average Shares | 33,976,000 | 33,939,000 | 33,929,000 | 33,932,000 |
FLUSHING FINANCIAL CORP (FFIC)
FLUSHING FINANCIAL CORP (FFIC)