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FLUSHING FINANCIAL CORP (FFIC)

FLUSHING FINANCIAL CORP (FFIC)

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Cash Flow Overview

Change in Cash
$42,276K
Free Cash flow
-$58,591K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Net proceeds (repayments) from s...
    • Purchases of loans
    • Net increase (decrease) in inter...
    • Others
Negative Cash Flow Breakdown
    • Proceeds from sales and calls of...
    • Net repayments (originations) of...
    • Net increase (decrease) in nonin...
    • Others
Cash Flow
2026-03-31
2025-09-30
2025-06-30
Net income (loss)
-9,021
10,447
4,407
Net (gain) loss on sales of oreo
-
0
-
Provision (benefit) for credit losses
-8,032
1,531
8,512
Impairment of goodwill
-
0
17,636
Depreciation and amortization of premises and equipment
-2,735
1,316
2,740
Net (gain) loss on sales of loans
-3,611
318
3,387
Net amortization (accretion) of premiums and discounts
950
-796
-1,144
Deferred income tax provision (benefit)
-7,404
2,311
6,623
Net loss (gain) from fair value adjustments
-3,233
-1,831
1,504
Net (gain) loss from fair value adjustments of hedges
87
-
-121
Loss (gain) from life insurance proceeds
99
0
-
Loss (income) from bank owned life insurance
-4,526
2,319
4,409
Stock-based compensation expense
-605
695
1,653
Deferred compensation
1,454
-86
-1,592
Amortization of core deposit intangibles
-192
86
183
(increase) decrease in other assets
9,869
-1,255
-3,850
(decrease) increase in other liabilities
-17,342
1,895
-3,106
Net cash provided by (used in) operating activities
-61,095
19,561
32,629
Purchases of premises and equipment
-2,504
244
3,033
Purchases of federal home loan bank new york stock
-7,277
444
7,584
Redemptions of federal home loan bank new york stock
-26,047
5,308
21,907
Proceeds from prepayments of securities held-to-maturity
-636
324
648
Purchases of securities available for sale
13,750
301,217
39,206
Proceeds from sales and calls of securities available for sale
-178,564
178,750
34,080
Proceeds from maturities and prepayments of securities available for sale
-64,510
48,179
90,474
Proceeds from sale of real estate owned
-
0
-
Proceeds from bank owned life insurance
-1,111
0
1,633
Change in cash collateral
-
-3,300
-22,550
Net repayments (originations) of loans
165,392
-167,181
-124,365
Purchases of loans
-179,607
136,193
77,365
Proceeds from sale of loans originally classified as held for investment
-62,791
6,616
62,349
Net cash provided by (used in) investing activities
-297,563
-35,040
185,718
Net increase (decrease) in noninterest-bearing deposits
-101,980
65,165
63,057
Net increase (decrease) in interest-bearing deposits
127,482
46,377
31,697
Net increase (decrease) in mortgagors' escrow deposits
-7,037
-14,342
-15,273
Net proceeds (repayments) from short-term borrowed funds
365,000
-110,000
-315,000
Proceeds from long-term borrowing
-
-
0
Repayment of long-term borrowings
11,748
-
0
Repurchase of shares to satisfy tax obligations
-97
13
708
Cash dividends paid
-15,046
7,586
15,117
Net cash provided by (used in) financing activities
400,934
8,285
-220,798
Net increase (decrease) in cash and cash equivalents, and restricted cash
42,276
-7,194
-2,451
Cash, cash equivalents, and restricted cash, beginning of period
142,929
152,574
-
Cash, cash equivalents, and restricted cash, end of period
158,707
142,929
-
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net proceeds(repayments) from short-term...$365,000K Net increase(decrease) in...$127,482K Cash dividends paid-$15,046K Net increase(decrease) in mortgagors'...-$7,037K Repurchase of shares tosatisfy tax obligations-$97K Net cash provided by(used in) financing...$400,934K Canceled cashflow$113,728K Net increase(decrease) in cash and cash...$42,276K Canceled cashflow$358,658K Net increase(decrease) in...-$101,980K Repayment of long-termborrowings$11,748K Purchases of loans-$179,607K something is missing$25,850K Purchases of federal homeloan bank new york...-$7,277K Purchases of premises andequipment-$2,504K Loss (income) frombank owned life...-$4,526K Net (gain) loss onsales of loans-$3,611K Net loss (gain) fromfair value...-$3,233K Deferred compensation$1,454K Net (gain) loss fromfair value...$87K Net cash provided by(used in) investing...-$297,563K Net cash provided by(used in) operating...-$61,095K Canceled cashflow$215,238K Canceled cashflow$12,911K Proceeds from sales andcalls of securities...-$178,564K Net repayments(originations) of loans$165,392K something is missing-$17,757K (decrease) increase inother liabilities-$17,342K (increase) decrease inother assets$9,869K Net income (loss)-$9,021K Provision (benefit) forcredit losses-$8,032K Proceeds from maturitiesand prepayments of...-$64,510K Proceeds from sale ofloans originally...-$62,791K Redemptions of federal homeloan bank new york...-$26,047K Purchases of securitiesavailable for sale$13,750K Proceeds from bank ownedlife insurance-$1,111K Proceeds fromprepayments of securities...-$636K Deferred income taxprovision (benefit)-$7,404K Depreciation andamortization of premises and...-$2,735K Net amortization(accretion) of premiums and...$950K Stock-based compensationexpense-$605K Amortization of core depositintangibles-$192K Loss (gain) from lifeinsurance proceeds$99K