FMCB: the cashflow

MyFinsight

The latest financial statement is for the quarter ending 2025-09-30.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Cash Flow	2025-09-30	2025-06-30
Net income	23,718	46,064
Provision for credit losses	700	1,700
Depreciation and amortization	781	1,530
Net accretion of securities premiums and discounts	523	560
Stock based compensation expense	3,009	5,192
(increase)/decrease in cash surrender value of boli	-	-1,230
Increase in cash surrender value of boli	1,869	-
Decrease in deferred income taxes, net	-2,885	-1,125
Gain on sale of securities available-for-sale	0	-
Other assets	6,095	-2,943
Other liabilities	5,656	4,246
Net cash provided by operating activities	29,492	61,010
Net decrease (increase) in loans and leases held for investment	-14,391	-54,064
Purchase of available-for-sale securities	303,444	123,285
Purchase of held-to-maturity securities	2,496	6,351
Proceeds from sales, maturities, calls and pay downs of available-for-sale securities	15,443	24,099
Proceeds from maturities, calls and pay downs of held-to-maturity securities	16,940	26,867
Purchase of premises and equipment	2,082	3,266
Purchase of other investments	5,645	3,441
Redemption of other investments	0	0
Proceeds from bank-owned life insurance	0	-
Proceeds from sale of assets	0	60
Net cash used in investing activities	-266,893	-31,253
Net increase in deposits	124,650	61,225
Cash dividends paid	3,883	6,481
Net cash used in share repurchase program	-1	2,934
Purchase of treasury stock	2,552	2,378
Net cash provided by financing activities	118,216	49,432
Net change in cash and cash equivalents	-119,185	79,189
Cash and cash equivalents at beginning of period	212,563	-
Cash and cash equivalents at end of period	172,567	-

Unit: Thousand (K) dollars