Financial insights of FMCB

MyFinsight

Income Overview

Net Income
$24,732K
EPS
$36.39
Unit: Thousand (K) dollars

Income Statement	2026-06-30	2026-03-31	2025-12-31	2025-09-30
Interest and fees on loans and leases	55,707	54,682	53,634*	55,185
Interest and dividends on investment securities	14,926	15,744	13,937*	12,343
Interest on deposits with others	1,845	1,284	944*	3,064
Total interest income	72,478	71,710	68,514*	70,592
Deposits	14,951	14,631	13,095*	14,981
Borrowed funds	-	-	0*	0
Subordinated debentures	177	176	185*	194
Total interest expense	15,128	14,807	13,280*	15,175
Net interest income	57,350	56,903	55,234*	55,417
Provision for credit losses	500	500	350*	700
Net interest income after provision for credit losses	56,850	56,403	54,884*	54,717
Card processing	1,888	1,734	1,670*	1,780
Service charges on deposit accounts	793	819	788*	779
Increase in cash surrender value of boli	662	638	631*	639
Gain on boli death benefit	-	-	0*	-
Net gain on sale of securities available-for-sale	45	-	44*	0
Net gain on deferred compensation benefits	0	0	1,683*	1,200
Other	1,648	1,968	239*	2,469
Total non-interest income	5,036	5,159	5,054*	6,867
Salaries and employee benefits	19,220	20,433	18,114*	18,912
Data processing	1,798	1,864	1,592*	1,764
Occupancy	1,318	1,243	1,293*	1,259
Deposit insurance	837	840	794*	719
Professional services	1,596	1,139	1,431*	786
Marketing	412	578	500*	478
Net gain on deferred compensation benefits	0	0	1,683*	1,200
Other	2,959	3,081	1,713*	3,830
Total non-interest expense	28,140	29,178	27,119*	28,948
Income before income taxes	33,746	32,384	32,819*	32,636
Income tax expense	9,014	8,313	9,373*	8,918
Net income	24,732	24,071	23,446	23,718

Basic EPS	36.77	35.91	33.944	34.24
Diluted EPS	36.39	35.34	33.626	33.92
Basic Average Shares	672,666	670,265	690,708	692,727
Diluted Average Shares	679,560	681,179	697,241	699,211

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$24,732K
EPS
$36.39
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income
$24,732K
EPS
$36.39
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$24,732KEPS$36.39Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$24,732KEPS$36.39Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$24,732K
EPS
$36.39
Unit: Thousand (K) dollars

Net Income
$24,732K
EPS
$36.39
Unit: Thousand (K) dollars