fmcb: the income statement

MyFinsight

FARMERS & MERCHANTS BANCORP (FMCB)

For the quarter ending 2025-06-30, FMCB made $75,580K in revenue. $23,055K in net income. Net profit margin of 30.50%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Income tax expense	8,281
Other	1,595
Increase in cash surrender value of boli	627
Service charges on deposit accounts	744
Net gain on deferred compensation benefits	764
Card processing	1,789
Total non-interest income	5,519
Professional services	694
Other	2,482
Occupancy	1,293
Marketing	452
Salaries and employee benefits	18,432
Deposit insurance	750
Data processing	1,784
Net gain on deferred compensation benefits	764
Total non-interest expense	26,651
Provision for credit losses	1,400
Subordinated debentures	194
Borrowed funds	-
Deposits	15,999
Total interest expense	16,193
Interest on deposits with others	4,186
Interest and fees on loans and leases	54,839
Interest and dividends on investment securities	11,036
Total interest income	70,061
Net interest income	53,868
Net interest income after provision for credit losses	52,468
Income before income taxes	31,336
Net income	23,055

Basic (in dollars per share)	33.06
Basic (in shares)	697,332
Diluted (in dollars per share)	32.94
Shares used in computing diluted earnings per common share (in shares)	699,852

Unit: Thousand (K) dollars (except for numbers of shares and EPS)