Financial insights of FMCB

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$24,071K
EPS
$35.34
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Interest and fees on loans and leases	54,682	53,634*	55,185	54,839
Interest and dividends on investment securities	15,744	13,937*	12,343	11,036
Interest on deposits with others	1,284	944*	3,064	4,186
Borrowed funds	-	0*	0	0
Total interest income	71,710	68,514*	70,592	70,061
Deposits	14,631	13,095*	14,981	15,999
Subordinated debentures	176	185*	194	194
Total interest expense	14,807	13,280*	15,175	16,193
Net interest income	56,903	55,234*	55,417	53,868
Provision for credit losses	500	350*	700	1,400
Net interest income after provision for credit losses	56,403	54,884*	54,717	52,468
Card processing	1,734	1,670*	1,780	1,789
Service charges on deposit accounts	819	788*	779	744
Increase in cash surrender value of boli	638	631*	639	627
Gain on boli death benefit	-	0*	-	-
Net gain/(loss) on sale of securities	-	44*	0	-
Net gain on deferred compensation benefits	0	1,683*	1,200	764
Other	1,968	239*	2,469	1,595
Total non-interest income	5,159	5,054*	6,867	5,519
Salaries and employee benefits	20,433	18,114*	18,912	18,432
Data processing	1,864	1,592*	1,764	1,784
Occupancy	1,243	1,293*	1,259	1,293
Deposit insurance	840	794*	719	750
Professional services	1,139	1,431*	786	694
Marketing	578	500*	478	452
Net gain on deferred compensation benefits	0	1,683*	1,200	764
Other	3,081	1,713*	3,830	2,482
Total non-interest expense	29,178	27,119*	28,948	26,651
Income before income taxes	32,384	32,819*	32,636	31,336
Income tax expense	8,313	9,373*	8,918	8,281
Net income	24,071	23,446	23,718	23,055

Basic EPS	35.91	33.944	34.24	33.06
Diluted EPS	35.34	33.626	33.92	32.94
Basic Average Shares	670,265	690,708	692,727	697,332
Diluted Average Shares	681,179	697,241	699,211	699,852

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$24,071K
EPS
$35.34
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income$24,071KEPS$35.34Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$24,071K
EPS
$35.34
Unit: Thousand (K) dollars