For the quarter ending 2025-09-30, FMCB has $5,629,867K in assets. $4,984,615K in debts. $172,567K in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 70,447 | 112,753 | ||
| Interest bearing deposits with banks | 102,120 | 178,999 | ||
| Total cash and cash equivalents | 172,567 | 291,752 | ||
| Securities available-for-sale, amortized cost 879,082 and 490,992, respectively | 870,161 | 572,951 | ||
| Securities held-to-maturity, fair value 604,131 and 610,953, respectively | 734,628 | 748,861 | ||
| Allowance for credit losses - securities held-to-maturity | 450 | 450 | ||
| Total investment securities | 1,604,339 | 1,321,362 | ||
| Non-marketable securities | 15,549 | 15,549 | ||
| Loans and leases held for investment, net of unearned income | 3,608,346 | 3,623,636 | ||
| Allowance for credit losses - loans and leases | 75,963 | 76,169 | ||
| Loans and leases held for investment, net | 3,532,383 | 3,547,467 | ||
| Bank-owned life insurance | 75,954 | 75,315 | ||
| Premises and equipment, net | 54,369 | 53,068 | ||
| Deferred income tax assets and income taxes receivable | 28,224 | 33,054 | ||
| Accrued interest receivable | 31,505 | 28,062 | ||
| Goodwill | 11,183 | 11,183 | ||
| Other intangibles | 1,295 | 1,426 | ||
| Other real estate owned | 873 | 1,199 | ||
| Other assets | 101,626 | 99,336 | ||
| Total assets | 5,629,867 | 5,478,773 | ||
| Non-interest bearing | 1,581,097 | 1,546,590 | ||
| Demand | 797,507 | 797,097 | ||
| Savings and money market | 1,757,896 | 1,713,076 | ||
| Certificates of deposit | 748,514 | 703,601 | ||
| Total interest bearing | 3,303,917 | 3,213,774 | ||
| Total deposits | 4,885,014 | 4,760,364 | ||
| Subordinated debentures | 10,310 | 10,310 | ||
| Interest payable and other liabilities | 89,291 | 89,567 | ||
| Total liabilities | 4,984,615 | 4,860,241 | ||
| Preferred shares, no par value, 1,000,000 shares authorized and none issued or outstanding | 0 | 0 | ||
| Common shares, 0.01 par value, 7,500,000 authorized, 726,294 and 699,798 issued and 721,411 and 699,798 outstanding at september 30, 2025 and december 31, 2024, respectively | 7 | 7 | ||
| Additional paid-in capital | 8,201 | 5,192 | ||
| Retained earnings | 648,916 | 628,793 | ||
| Accumulated other comprehensive loss, net of taxes | -6,942 | -13,082 | ||
| Treasury stock, at cost 4,883 shares at september 30, 2025 and 0 shares at december 31, 2024 | 4,930 | 2,378 | ||
| Total shareholders equity | 645,252 | 618,532 | ||
| Total liabilities and shareholders equity | 5,629,867 | 5,478,773 | ||
FARMERS & MERCHANTS BANCORP (FMCB)
FARMERS & MERCHANTS BANCORP (FMCB)