For the year ending 2025-12-31, FMCB has $5,690,110K in assets. $5,044,596K in debts. $144,864K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and due from banks | 60,622 | |||
| Interest-bearing deposits with banks | 84,242 | |||
| Total cash and cash equivalents | 144,864 | |||
| Securities available-for-sale, amortized cost 955,203 and 490,992, respectively | 951,154 | |||
| Securities held-to-maturity, fair value 592,736 and 610,953, respectively | 718,641 | |||
| Allowance for credit losses - securities held-to-maturity | 450 | |||
| Total investment securities | 1,669,345 | |||
| Non-marketable securities | 15,549 | |||
| Loans and leases held for investment, net of unearned income | 3,648,945 | |||
| Allowance for credit losses - loans and leases | 76,375 | |||
| Loans held for investment, net | 3,572,570 | |||
| Bank-owned life insurance | 76,614 | |||
| Premises and equipment | 96,737 | |||
| Accumulated depreciation and amortization | 40,890 | |||
| Premises and equipment, net | 55,847 | |||
| Deferred income tax assets and income taxes receivable | 38,775 | |||
| Accrued interest receivable | 29,996 | |||
| Goodwill | 11,183 | |||
| Other intangibles | 1,165 | |||
| Other real estate owned | 0 | |||
| Other assets | 74,202 | |||
| Total assets | 5,690,110 | |||
| Non-interest bearing | 1,642,119 | |||
| Demand | 802,352 | |||
| Savings and money market | 1,790,274 | |||
| Certificates of deposit | 743,081 | |||
| Total interest-bearing | 3,335,707 | |||
| Total deposits | 4,977,826 | |||
| Subordinated debentures | 10,310 | |||
| Interest payable and other liabilities | 56,460 | |||
| Total liabilities | 5,044,596 | |||
| Preferred shares, no par value, 1,000,000 shares authorized and, none issued or outstanding | 0 | |||
| Common shares, 0.01 par value, 7,500,000 authorized, 728,560 and 699,798 issued and 697,904 and 699,798 outstanding at december 31, 2025 and 2024, respectively | 7 | |||
| Additional paid-in capital | 11,550 | |||
| Retained earnings | 669,262 | |||
| Accumulated other comprehensive loss, net of taxes | -3,512 | |||
| Treasury stock, at cost 30,656 shares at december 31, 2025 and 0 shares at december 31, 2024 | 31,793 | |||
| Total shareholders equity | 645,514 | |||
| Total liabilities and shareholders equity | 5,690,110 | |||
FARMERS & MERCHANTS BANCORP (FMCB)
FARMERS & MERCHANTS BANCORP (FMCB)