For the quarter ending 2026-03-31, FMCB has $5,836,664K in assets. $5,180,609K in debts. $384,224K in cash and cash equivalents.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 66,099 | 60,622 | 70,447 | 112,753 |
| Interest-bearing deposits with banks | 318,125 | 84,242 | 102,120 | 178,999 |
| Total cash and cash equivalents | 384,224 | 144,864 | 172,567 | 291,752 |
| Securities available-for-sale, amortized cost 915,695 and 955,203 respectively | 901,915 | 951,154 | 870,161 | 572,951 |
| Securities held-to-maturity, fair value 581,514 and 592,736, respectively | 708,273 | 718,641 | 734,628 | 748,861 |
| Allowance for credit losses - securities held-to-maturity | 450 | 450 | 450 | 450 |
| Total investment securities | 1,609,738 | 1,669,345 | 1,604,339 | 1,321,362 |
| Non-marketable securities | 15,549 | 15,549 | 15,549 | 15,549 |
| Loans and leases held for investment, net of unearned income | 3,616,871 | 3,648,945 | 3,608,346 | 3,623,636 |
| Allowance for credit losses - loans and leases | 76,918 | 76,375 | 75,963 | 76,169 |
| Loans held for investment, net | 3,539,953 | 3,572,570 | 3,532,383 | 3,547,467 |
| Bank-owned life insurance | 77,252 | 76,614 | 75,954 | 75,315 |
| Premises and equipment | - | 96,737 | - | - |
| Accumulated depreciation and amortization | - | 40,890 | - | - |
| Premises and equipment, net | 64,571 | 55,847 | 54,369 | 53,068 |
| Deferred income tax assets and income taxes receivevable | 34,745 | 38,775 | 28,224 | 33,054 |
| Accrued interest receivable | 25,344 | 29,996 | 31,505 | 28,062 |
| Goodwill | 11,183 | 11,183 | 11,183 | 11,183 |
| Other intangibles | 1,044 | 1,165 | 1,295 | 1,426 |
| Other real estate owned | - | 0 | 873 | 1,199 |
| Other assets | 73,061 | 74,202 | 101,626 | 99,336 |
| Total assets | 5,836,664 | 5,690,110 | 5,629,867 | 5,478,773 |
| Non-interest bearing | 1,615,425 | 1,642,119 | 1,581,097 | 1,546,590 |
| Demand | 785,612 | 802,352 | 797,507 | 797,097 |
| Savings and money market | 1,916,012 | 1,790,274 | 1,757,896 | 1,713,076 |
| Certificates of deposit | 799,224 | 743,081 | 748,514 | 703,601 |
| Total interest-bearing | 3,500,848 | 3,335,707 | 3,303,917 | 3,213,774 |
| Total deposits | 5,116,273 | 4,977,826 | 4,885,014 | 4,760,364 |
| Subordinated debentures | 10,310 | 10,310 | 10,310 | 10,310 |
| Interest payable and other liabilities | 54,026 | 56,460 | 89,291 | 89,567 |
| Total liabilities | 5,180,609 | 5,044,596 | 4,984,615 | 4,860,241 |
| Preferred shares, no par value, 1,000,000 shares authorized and, none issued or outstanding | 0 | 0 | 0 | 0 |
| Common shares, 0.01 par value, 7,500,000 authorized, 723,880 and 728,560 issued and 693,043 and 697,904 outstanding at march 31, 2026 and december 31, 2025, respectively | 7 | 7 | 7 | 7 |
| Additional paid-in capital | 8,765 | 11,550 | 8,201 | 5,192 |
| Retained earnings | 689,638 | 669,262 | 648,916 | 628,793 |
| Accumulated other comprehensive loss, net of taxes | -10,360 | -3,512 | -6,942 | -13,082 |
| Treasury stock, at cost 30,837 shares at march 31, 2026 and 30,656 shares at december 31, 2025 | 31,995 | 31,793 | 4,930 | 2,378 |
| Total shareholders equity | 656,055 | 645,514 | 645,252 | 618,532 |
| Total liabilities and shareholders equity | 5,836,664 | 5,690,110 | 5,629,867 | 5,478,773 |
FARMERS & MERCHANTS BANCORP (FMCB)
FARMERS & MERCHANTS BANCORP (FMCB)