For the year ending 2025-12-31, FNB has $50,229M in assets. $43,470M in debts. $2,498M in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Cash and due from banks | 387 | 416 | 447 | 443 |
| Interest-bearing deposits with banks | 2,111 | 2,003 | 1,129 | 1,231 |
| Cash and cash equivalents | 2,498 | 2,419 | 1,576 | 1,674 |
| Debt securities available for sale (amortized cost of 3,783 and 3,620 allowance for credit losses of 0 and 0) | 3,727 | 3,466 | 3,254 | 3,275 |
| Gross unrealized gains-USGovernment Agencies Debt Securities | - | - | 0 | 0 |
| Gross unrealized gains-USTreasury Securities | - | 0 | - | - |
| Gross unrealized losses-USGovernment Agencies Debt Securities | - | - | 0 | 0 |
| Gross unrealized losses-USTreasury Securities | - | 0 | - | - |
| Fair value-USGovernment Agencies Debt Securities | - | - | 1 | 1 |
| Fair value-USTreasury Securities | - | 1 | - | - |
| Gross unrealized gains-USGovernment Sponsored Enterprises Debt Securities | - | 0 | 0 | 0 |
| Gross unrealized losses-USGovernment Sponsored Enterprises Debt Securities | - | 0 | 0 | 0 |
| Fair value-USGovernment Sponsored Enterprises Debt Securities | - | 29 | 68 | 52 |
| Gross unrealized gains-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises | 2 | 1 | 2 | 0 |
| Gross unrealized losses-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises | 55 | 96 | 101 | 125 |
| Fair value-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises | 731 | 806 | 958 | 1,053 |
| Gross unrealized gains-Agency Collateralized Mortgage Obligations | 0 | 0 | 0 | 0 |
| Gross unrealized losses-Agency Collateralized Mortgage Obligations | 62 | 95 | 104 | 120 |
| Fair value-Agency Collateralized Mortgage Obligations | 550 | 619 | 720 | 833 |
| Gross unrealized gains-Commercial Mortgage Backed Securities | 18 | 2 | 4 | 2 |
| Gross unrealized losses-Commercial Mortgage Backed Securities | 19 | 44 | 43 | 50 |
| Fair value-Commercial Mortgage Backed Securities | 1,714 | 1,284 | 890 | 818 |
| Gross unrealized gains-USStates And Political Subdivisions | 1 | 0 | 2 | 1 |
| Gross unrealized losses-USStates And Political Subdivisions | 60 | 103 | 77 | 107 |
| Fair value-USStates And Political Subdivisions | 923 | 889 | 942 | 919 |
| Gross unrealized gains-Other Debt Securities | 0 | 0 | 0 | 0 |
| Gross unrealized losses-Other Debt Securities | 1 | 0 | 1 | 1 |
| Fair value-Other Debt Securities | 23 | 16 | 14 | 11 |
| Debt securities held to maturity (fair value of 3,941 and 3,644 allowance for credit losses of 0 and 0) | 4,117 | 3,979 | 3,911 | 4,087 |
| Loans held for sale (includes 514 and 214 measured at fair value ) | 515 | 218 | 488 | 124 |
| Loans and leases, net of unearned income of 87 and 106 (includes 85 and 53 measured at fair value ) | 34,777 | 33,939 | 32,323 | 30,255 |
| Allowance for credit losses on loans and leases | 439 | 423 | 406 | 402 |
| Net loans and leases | 34,338 | 33,516 | 31,917 | 29,853 |
| Premises and equipment, net | 568 | 536 | 461 | 432 |
| Goodwill | 2,480 | 2,478 | 2,477 | 2,477 |
| Gross carrying amount | 277 | 276 | 276 | 276 |
| Accumulated amortization | 241 | 225 | 207 | 187 |
| Core deposit and other intangible assets, net | 36 | 51 | 69 | 89 |
| Bank owned life insurance | 667 | 660 | 660 | 653 |
| Other assets | 1,283 | 1,302 | 1,345 | 1,061 |
| Total assets | 50,229 | 48,625 | 46,158 | 43,725 |
| Non-interest-bearing demand | 9,914 | 9,761 | 10,222 | 11,916 |
| Interest-bearing demand | 18,399 | 16,668 | 14,809 | 15,100 |
| Savings | 3,138 | 3,178 | 3,465 | 4,142 |
| Certificates and other time deposits | 7,308 | 7,500 | 6,215 | 3,612 |
| Total deposits | 38,759 | 37,107 | 34,711 | 34,770 |
| Short-term borrowings | 2,017 | 1,256 | 2,506 | 1,372 |
| Long-term borrowings | 1,901 | 3,012 | 1,971 | 1,093 |
| Other liabilities | 793 | 948 | 920 | 837 |
| Total liabilities | 43,470 | 42,323 | 40,108 | 38,072 |
| Preferred stock - 0.01 par value liquidation preference of 1,000 per share authorized 20,000,000 shares issued 110,877 shares | - | - | 107 | 107 |
| Common stock - 0.01 par value authorized 500,000,000 shares issued 375,030,534 and 375,018,433 shares | 4 | 4 | 4 | 4 |
| Additional paid-in capital | 4,695 | 4,695 | 4,692 | 4,696 |
| Retained earnings | 2,343 | 1,952 | 1,669 | 1,370 |
| Accumulated other comprehensive loss | -63 | -169 | -235 | -357 |
| Treasury stock 17,727,219 and 15,402,776 shares at cost | 220 | 180 | 187 | 167 |
| Total shareholders equity | 6,759 | 6,302 | 6,050 | 5,653 |
| Total liabilities and shareholders equity | 50,229 | 48,625 | 46,158 | 43,725 |
FNB CORP PA (FNB)
FNB CORP PA (FNB)