Financial insights of FNB

MyFinsight

For the quarter ending 2025-09-30, FNB made $1,174M in revenue. $150M in net income. Net profit margin of 12.78%.

Unit: Million (M) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30
Preferred stock dividends	0	0
Loans and leases, including fees	511	501
Taxable	60	57
Tax-exempt	7	7
Other	18	18
Total interest income	596	583
Deposits	188	181
Short-term borrowings	18	20
Long-term borrowings	31	34
Total interest expense	237	235
Net interest income	359	348
Provision for credit losses	24	26
Net interest income after provision for credit losses	335	322
Dividends on non-marketable equity securities	6	6
Bank owned life insurance	4	4
Other	9	6
Service charges	23	23
Interchange and card transaction fees	13	14
Trust services	12	11
Insurance commissions and fees	5	5
Securities commissions and fees	9	9
Capital markets income	8	7
Mortgage banking operations	9	6
Total non-interest income	98	91
Net occupancy	19	19
Equipment	26	28
Outside services	26	26
Marketing	5	5
Fdic insurance	7	9
Bank shares and franchise taxes	4	4
Other	25	26
Salaries and employee benefits	131	130
Total non-interest expense	243	247
Income before income taxes	190	166
Income taxes	40	36
Net income	150	130
Net Income Loss Available To Common Stockholders Basic	150	130
Net income available to common shareholders	150	-

Basic (usd per share)	0.41	0.36
Basic weighted average common shares outstanding (in shares)	360,562,829	361,417,949
Diluted (usd per share)	0.41	0.36
Diluted weighted average common shares outstanding (in shares)	361,669,618	362,258,964