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FNB CORP PA (FNB)

FNB CORP PA (FNB)

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Cash Flow Overview

Change in Cash
$161M
Free Cash flow
$133M
Unit: Million (M) dollars
Positive Cash Flow Breakdown
    • Loans sold
    • Available For Sale
    • Net proceeds from sales of portf...
    • Others
Negative Cash Flow Breakdown
    • Loans originated for sale
    • Net change in loans and leases, ...
    • Available For Sale Securities De...
    • Others
Cash Flow
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Net income
137
168
150
130
Depreciation, amortization and accretion
23
22
18
19
Provision for credit losses
18
19
24
26
Deferred tax expense (benefit)
7
29
9
-2
Net securities (gains) losses
-
0
-
-
Loans originated for sale
396
419
455
442
Loans sold
395
379
462
367
Net (gains) losses on sale of loans
8
6
1
7
Interest receivable
1
-2
4
-5
Interest payable
5
-11
2
-2
Bank owned life insurance, excluding purchases
4
0
2
3
Other, net
25
55
36
-32
Net cash flows provided by (used in) operating activities
151
128
167
123
Net change in loans and leases, excluding sales and transfers
339
31
285
488
Available For Sale Securities Debt
282
306
213
294
Sales
-
0
-
-
Available For Sale
213
214
191
217
Held To Maturity Securities
142
155
89
171
Held To Maturity
78
89
158
88
Increase in premises and equipment
18
29
18
38
Net proceeds from sales of portfolio loans
-
5
0
5
Other
-
2
-
-
Net proceeds from sales of portfolio loans
191
-
-
-
Net cash flows provided by (used in) investing activities
-299
-215
-256
-681
Deposits
142
565
651
301
Time deposits
-
-248
42
207
Short-term borrowings
139
112
29
-92
Proceeds from issuance of long-term borrowings
105
109
212
311
Repayment of long-term borrowings
5
307
806
134
Redemption of preferred stock
-
0
0
0
Repurchases of common stock
35
18
12
10
Preferred stock
-
0
0
0
Cash dividends paid on common stock
43
43
44
43
Other, net
6
2
3
0
Net cash flows provided by (used in) financing activities
309
172
75
540
Net increase (decrease) in cash and cash equivalents
161
85
-14
-18
Cash and cash equivalents at beginning of period
2,498
2,445
2,445
2,445
Cash and cash equivalents at end of period
2,659
2,498
2,413
2,427
Unit: Million (M) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Deposits$142M (-56.57%↓ Y/Y)Short-term borrowings$139M (-80.48%↓ Y/Y)Proceeds from issuance oflong-term borrowings$105M (1650.00%↑ Y/Y)Loans sold$395M (11.90%↑ Y/Y)Other, net$6M (20.00%↑ Y/Y)Net income$137M (17.09%↑ Y/Y)Depreciation, amortizationand accretion$23M (27.78%↑ Y/Y)Provision for creditlosses$18M (5.88%↑ Y/Y)Deferred tax expense(benefit)$7M (-30.00%↓ Y/Y)Interest payable$5M (266.67%↑ Y/Y)Net cash flowsprovided by (used in)...$309M (4.04%↑ Y/Y)Net cash flowsprovided by (used in)...$151M (135.94%↑ Y/Y)Canceled cashflow$83M Canceled cashflow$434M Net increase(decrease) in cash and cash...$161M (519.23%↑ Y/Y)Canceled cashflow$299M Cash dividends paidon common stock$43M (-2.27%↓ Y/Y)Repurchases of common stock$35M (250.00%↑ Y/Y)Repayment of long-termborrowings$5M (-99.01%↓ Y/Y)Available For Sale$213M (40.13%↑ Y/Y)Net proceeds fromsales of portfolio...$191M Held To Maturity$78M (0.00%↑ Y/Y)Loans originated forsale$396M (20.73%↑ Y/Y)Other, net$25M (-77.68%↓ Y/Y)Net (gains) losseson sale of loans$8M (100.00%↑ Y/Y)Bank owned lifeinsurance, excluding...$4M (100.00%↑ Y/Y)Interest receivable$1M (-50.00%↓ Y/Y)Net cash flowsprovided by (used in)...-$299M (10.75%↑ Y/Y)Canceled cashflow$482M Net change in loansand leases,...$339M (13.00%↑ Y/Y)Available For SaleSecurities Debt$282M (138.98%↑ Y/Y)Held To MaturitySecurities$142M (12.70%↑ Y/Y)Increase in premises andequipment$18M (-14.29%↓ Y/Y)