FIRST NORTHERN COMMUNITY BANCORP (FNRN)
FIRST NORTHERN COMMUNITY BANCORP (FNRN)
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income | 5,906 | 5,978 | 6,013 | 9,137 |
| Depreciation and amortization of bank premises and equipment | NaN | 996 | NaN | NaN |
| Depreciation | -512 | NaN | 250 | 503 |
| Accretion and amortization of investment securities premiums and discounts, net | 457 | 365 | 346 | 681 |
| Increase in deferred loan origination costs, net | 254 | 471 | 120 | NaN |
| Amortization of intangible assets | 253 | 181 | 181 | 369 |
| Provision for credit losses | 300 | -850 | 850 | NaN |
| Stock-based compensation | 115 | 228 | 257 | 364 |
| Originations of loans held-for-sale | NaN | NaN | NaN | 1,884 |
| Losses on sales/calls of available-for-sale securities | 0 | -51 | -59 | -89 |
| Decrease in deferred loan origination fees and costs, net | NaN | NaN | NaN | -197 |
| Amortization of operating lease right-of-use asset | 217 | 251 | 236 | 438 |
| Gains on sales of loans held-for-sale | 18 | 3 | 18 | 24 |
| (benefit) provision for deferred income taxes | NaN | -355 | NaN | NaN |
| Proceeds from sales of loans held-for-sale | 1,437 | 480 | 775 | 1,908 |
| Originations of loans held-for-sale | 1,419 | 477 | 2,641 | NaN |
| Gain on purchase of tax credits | 191 | 0 | 1,215 | NaN |
| Decrease in interest payable and other liabilities | NaN | NaN | NaN | -1,473 |
| Purchase of tax credit | NaN | 0 | 14,218 | NaN |
| Increase in interest receivable and other assets | -1,862 | -1,067 | 3,675 | 3,436 |
| Provision for credit losses | NaN | NaN | NaN | 850 |
| Decrease in interest payable and other liabilities | -3,738 | 1,620 | 4,265 | NaN |
| Net cash provided by operating activities | 4,254 | 7,578 | -6,643 | 5,963 |
| Proceeds from calls or maturities of available-for-sale securities | 12,500 | 20,370 | 15,800 | 24,000 |
| Proceeds from sales of available-for-sale securities | 0 | 2,449 | 2,111 | 27,315 |
| Principal repayments on available-for-sale securities | 21,808 | 22,207 | 21,809 | 42,420 |
| Purchases of federal home loan bank stock and other equity securities, at cost | NaN | NaN | NaN | -353 |
| Purchases of available-for-sale securities | 44,240 | 56,999 | 40,695 | 36,780 |
| Proceeds from maturities of certificates of deposit | 1,448 | 2,940 | 1,916 | 2,208 |
| Purchases of certificates of deposit | 1,440 | 230 | 940 | NaN |
| Purchases of stock in federal home loan bank and other equity securities, at cost | NaN | 0 | 353 | NaN |
| Net (increase) decrease in loans | 14,195 | -6,819 | -7,410 | 17,259 |
| Purchases of certificates of deposit | NaN | NaN | NaN | 710 |
| Purchases of premises and equipment | 498 | 431 | 838 | 431 |
| Net cash (used in) provided by investing activities | -24,617 | -2,875 | 7,283 | 40,410 |
| Net increase (decrease) in deposits | 15,555 | -7,273 | 23,139 | -36,812 |
| Fhlb advances | NaN | 20,000 | NaN | NaN |
| Fhlb repayments | NaN | 20,000 | NaN | NaN |
| Cash dividends paid in lieu of fractional shares | 10 | 0 | 0 | 8 |
| Common stock issued | NaN | 93 | NaN | NaN |
| Repurchases of common stock | 1,152 | 1,479 | 1,120 | 2,150 |
| Net cash provided by (used in) financing activities | 14,393 | -8,659 | 22,019 | -38,970 |
| Net decrease in cash and cash equivalents | -5,970 | -3,956 | 30,062 | NaN |
| Cash and cash equivalents, beginning of period | 145,554 | 149,510 | 119,448 | NaN |
| Net increase in cash and cash equivalents | NaN | NaN | NaN | 7,403 |
| Cash and cash equivalents, end of period | 139,584 | 145,554 | 149,510 | NaN |