Financial insights of FNRN

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$5,906K
EPS
$0.36
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Mortgage brokerage income	-	-	0	-
Revenue from contract with customer, including assessed tax-Deposit Account	416	385*	433	-
Revenue from contract with customer, including assessed tax-Loan Servicing	69	-	70	-
Revenue from contract with customer, including assessed tax-Debit Card	645	641*	690	-
Other income	-	-	-	229
Gains on sales of loans held-for-sale	18	3*	18	10
Investment and brokerage services income	384	-	145	150
Losses on sales/calls of available-for-sale securities	0	-56*	-59	-36
Service charges on deposit accounts	-	-	-	415
Mortgage brokerage income	-	-	-	0
Loan servicing income	-	-	-	71
Debit card income	-	-	-	698
Other income	208	333*	361	-
Total non-interest income	1,740	1,305*	1,658	1,537
Loans	14,322	14,173*	14,589	14,629
Due from banks interest bearing accounts	1,204	1,280*	1,223	1,167
Taxable	4,434	4,476*	4,068	4,137
Non-taxable	447	427*	419	391
Other earning assets	555	276*	245	250
Total interest and dividend income	20,962	20,631*	20,544	20,574
Fhlb advances	-	-	-	75
Time deposits over 250,000	-	361*	-	-
Deposits	3,758	-	3,697	3,546
Other deposits	-	3,422*	-	-
Fhlb advances	-	75*	0	-
Total interest expense	3,758	3,858*	3,697	3,621
Net interest income	17,204	16,773*	16,847	16,953
Provision for credit losses	300	0*	0	0
Net interest income after provision for credit losses	16,904	16,773*	16,847	16,953
Salaries and employee benefits	6,559	6,496*	6,391	6,195
Occupancy and equipment	1,036	1,104*	1,362	1,280
Data processing	1,133	1,071*	1,236	1,099
Stationery and supplies	69	123*	79	65
Advertising	82	157*	126	97
Directors fees	53	54*	77	87
Amortization of intangible assets	253	190*	181	180
Other expense	1,847	2,747*	2,471	1,890
Total non-interest expenses	11,032	11,940*	11,923	10,893
Income before provision for income taxes	7,612	6,137*	6,582	7,597
Provision for income taxes	1,706	2,227*	569	2,131
Net income	5,906	3,910	6,013	5,466

Basic EPS	0.37	0.22	0.39	0.35
Diluted EPS	0.36	0.216	0.38	0.35
Basic Average Shares	16,133,555	17,767,263	15,499,900	15,606,764
Diluted Average Shares	16,490,162	18,123,307	15,778,782	15,811,754

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$5,906K
EPS
$0.36
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$5,906K
EPS
$0.36
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$5,906KEPS$0.36Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$5,906KEPS$0.36Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$5,906K
EPS
$0.36
Unit: Thousand (K) dollars

Net Income
$5,906K
EPS
$0.36
Unit: Thousand (K) dollars