Financial insights of FNRN

MyFinsight

For the year ending 2025-12-31.

Income Statement	2025-12-31
Revenue from contract with customer, including assessed tax-Deposit Account	1,684
Revenue from contract with customer, including assessed tax-Debit Card	2,711
Losses on sales/calls of available-for-sale securities	-199
Gains on sales of loans held-for-sale	45
Noninterest income, other	1,856
Total non-interest income	6,097
Interest and fees on loans	57,999
Due from banks interest bearing accounts	4,865
Taxable	16,783
Non-taxable	1,642
Other earning assets	1,018
Total interest and dividend income	82,307
Time deposits over 250,000	1,443
Other deposits	13,317
Fhlb advances	75
Total interest expense	14,835
Net interest income	67,472
Reversal of provision for credit losses	0
Net interest income after reversal of provision for credit losses	67,472
Salaries and employee benefits	25,375
Occupancy and equipment	5,067
Data processing	4,573
Stationery and supplies	339
Advertising	491
Director fees	300
Amortization of core deposit intangible	731
Other expense	9,288
Total non-interest expenses	46,164
Income before provision for income tax	27,405
Provision for income tax	6,277
Net income	21,128

Basic EPS	1.3
Diluted EPS	1.27
Basic Average Shares	16,291,309
Diluted Average Shares	16,571,281