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Balance Sheets Overview

Debt to Asset Ratio
88.73%
Unit: Thousand (K) dollars
Assets Breakdown
    • Cash and cash equivalents
    • Interest receivable and other as...
    • Allowance for credit losses
    • Others
Liabilities Breakdown
    • Demand deposits
    • Savings and mmdas
    • Interest-bearing transaction dep...
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and cash equivalents
113,435
139,584
145,554
149,510
Certificates of deposit
10,863
10,172
10,180
12,890
Investment securities available-for-sale, at estimated fair value, net of allowance for credit losses of 0 amortized cost of 647,387 at june 30, 2026 and 639,532 at december 31, 2025
618,931
623,282
617,243
601,502
Financing receivable, excluding accrued interest, before allowance for credit loss
1,106,100
1,078,438
1,064,259
1,071,408
Allowance for credit losses
14,795
14,803
14,519
15,699
Deferred origination fees and costs, net
793
987
733
262
Loans, net of allowance for credit losses of 14,795 at june 30, 2026 and 14,519 at december 31, 2025
1,092,098
1,064,622
1,050,473
1,055,971
Loans held-for-sale
406
-
-
-
Stock in federal home loan bank and other equity securities, at cost
10,871
10,871
10,871
10,871
Property, plant and equipment, gross
-
-
29,937
-
Less accumulated depreciation and amortization
-
-
21,226
-
Premises and equipment, net
9,281
8,968
8,711
8,523
Other real estate owned
1,241
1,241
1,241
1,241
Intangible assets, net
3,834
4,079
4,332
2,771
Interest receivable and other assets
65,452
61,729
62,345
64,929
Total assets
1,926,412
1,924,548
1,910,950
1,908,208
Demand deposits
629,771
627,854
632,128
700,088
Interest-bearing transaction deposits
451,000
444,163
438,901
384,376
Savings and mmdas
473,916
482,722
466,453
459,649
Time, 250,000 or less
83,999
84,737
88,031
88,253
Time, over 250,000
53,201
55,222
53,630
54,050
Total deposits
1,691,887
1,694,698
1,679,143
1,686,416
Interest payable and other liabilities
17,371
16,051
19,789
17,023
Total liabilities
1,709,258
1,710,749
1,698,932
1,703,439
Common stock, no par value 32,000,000 shares authorized 16,395,303 shares issued and outstanding at june 30, 2026 and 16,406,281 shares issued and outstanding at december 31, 2025
133,981
134,069
134,566
125,605
Additional paid-in capital
977
977
977
977
Retained earnings
102,037
97,309
91,953
96,094
Accumulated other comprehensive loss, net
-19,841
-18,556
-15,478
-17,907
Total stockholders equity
217,154
213,799
212,018
204,769
Total liabilities and stockholders equity
1,926,412
1,924,548
1,910,950
1,908,208
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Financing receivable,excluding accrued...$1,106,100K Deferred originationfees and costs, net$793K (133.92%↑ Y/Y)Loans, net of allowancefor credit losses of...$1,092,098K Investment securities available-for-sale, at estimated...$618,931K Cash and cashequivalents$113,435K (-10.58%↓ Y/Y)Interest receivable andother assets$65,452K (29.46%↑ Y/Y)Stock in federal homeloan bank and other...$10,871K (0.00%↑ Y/Y)Certificates of deposit$10,863K (-25.47%↓ Y/Y)Premises and equipment,net$9,281K (16.96%↑ Y/Y)Intangible assets, net$3,834K (29.88%↑ Y/Y)Other real estateowned$1,241K (0.00%↑ Y/Y)Loans held-for-sale$406K Allowance for creditlosses$14,795K Total assets$1,926,412K (2.91%↑ Y/Y)Total liabilities andstockholders equity$1,926,412K (2.91%↑ Y/Y)Total liabilities$1,709,258K (1.92%↑ Y/Y)Total stockholdersequity$217,154K (11.43%↑ Y/Y)Accumulated othercomprehensive loss, net-$19,841K (12.37%↑ Y/Y)Total deposits$1,691,887K (1.72%↑ Y/Y)Interest payable andother liabilities$17,371K (25.62%↑ Y/Y)Common stock, no parvalue 32,000,000...$133,981K (5.94%↑ Y/Y)Retained earnings$102,037K (13.27%↑ Y/Y)Additional paid-in capital$977K (0.00%↑ Y/Y)Demand deposits$629,771K (-8.47%↓ Y/Y)Savings and mmdas$473,916K Interest-bearing transactiondeposits$451,000K (18.35%↑ Y/Y)Time, 250,000 or less$83,999K (2.68%↑ Y/Y)Time, over 250,000$53,201K (10.21%↑ Y/Y)

FIRST NORTHERN COMMUNITY BANCORP (FNRN)

FIRST NORTHERN COMMUNITY BANCORP (FNRN)