For the quarter ending 2026-03-31, FNRN has $1,924,548K in assets. $1,710,749K in debts. $139,584K in cash and cash equivalents.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Stock in federal home loan bank and other equity securities, at cost | - | - | - | 10,871 |
| Cash and cash equivalents | 139,584 | 145,554 | 149,510 | 126,851 |
| Certificates of deposit | 10,172 | 10,180 | 12,890 | 14,576 |
| Investment securities available-for-sale, at estimated fair value, net of allowance for credit losses of 0 amortized cost of 649,921 at march 31, 2026 and 639,532 at december 31, 2025 | 623,282 | 617,243 | 601,502 | - |
| Financing receivable, excluding accrued interest, before allowance for credit loss | 1,078,438 | 1,064,259 | 1,071,408 | - |
| Loans, net of allowance for credit losses of 16,122 at june 30, 2025 and 15,885 at december 31, 2024 | - | - | - | 1,063,458 |
| Allowance for credit losses | 14,803 | 14,519 | 15,699 | - |
| Deferred origination fees and costs, net | 987 | 733 | 262 | - |
| Loans, net of allowance for credit losses of 14,803 at march 31, 2026 and 14,519 at december 31, 2025 | 1,064,622 | 1,050,473 | 1,055,971 | - |
| Stock in federal home loan bank and other equity securities, at cost | 10,871 | 10,871 | 10,871 | - |
| Property, plant and equipment, gross | - | 29,937 | - | - |
| Investment securities - available-for-sale, at estimated fair value, net of allowance for credit losses of 0 amortized cost of 625,983 at june 30, 2025 and 682,346 at december 31, 2024 | - | - | - | 593,550 |
| Less accumulated depreciation and amortization | - | 21,226 | - | - |
| Premises and equipment, net | 8,968 | 8,711 | 8,523 | 7,935 |
| Other real estate owned | 1,241 | 1,241 | 1,241 | - |
| Intangible assets, net | 4,079 | 4,332 | 2,771 | 2,952 |
| Other real estate owned | - | - | - | 1,241 |
| Interest receivable and other assets | 61,729 | 62,345 | 64,929 | 50,556 |
| Total assets | 1,924,548 | 1,910,950 | 1,908,208 | 1,871,990 |
| Savings and mmda's | - | - | - | 464,093 |
| Demand deposits | 627,854 | 632,128 | 700,088 | 688,039 |
| Interest-bearing transaction deposits | 444,163 | 438,901 | 384,376 | 381,063 |
| Savings and mmda's | 482,722 | 466,453 | 459,649 | - |
| Time, 250,000 or less | 84,737 | 88,031 | 88,253 | 81,808 |
| Time, over 250,000 | 55,222 | 53,630 | 54,050 | 48,274 |
| Total deposits | 1,694,698 | 1,679,143 | 1,686,416 | 1,663,277 |
| Interest payable and other liabilities | 16,051 | 19,789 | 17,023 | 13,828 |
| Total liabilities | 1,710,749 | 1,698,932 | 1,703,439 | 1,677,105 |
| Common stock, no par value 32,000,000 shares authorized 16,409,660 shares issued and outstanding at march 31, 2026 and 16,406,281 shares issued and outstanding at december 31, 2025 | 134,069 | 134,566 | 125,605 | 126,468 |
| Additional paid-in capital | 977 | 977 | 977 | 977 |
| Retained earnings | 97,309 | 91,953 | 96,094 | 90,081 |
| Accumulated other comprehensive loss, net | -18,556 | -15,478 | -17,907 | -22,641 |
| Total stockholders equity | 213,799 | 212,018 | 204,769 | 194,885 |
| Total liabilities and stockholders equity | 1,924,548 | 1,910,950 | 1,908,208 | 1,871,990 |
FIRST NORTHERN COMMUNITY BANCORP (FNRN)
FIRST NORTHERN COMMUNITY BANCORP (FNRN)