FNRN: the balance sheet

MyFinsight

For the year ending 2025-12-31, FNRN has $1,910,950K in assets. $1,698,932K in debts. $145,554K in cash and cash equivalents.

Balance Sheets	2025-12-31
Cash and cash equivalents	145,554
Certificates of deposit	10,180
Investment securities available-for-sale, at estimated fair value, net of allowance for credit losses of 0 amortized cost of 639,532 at december 31, 2025 and 682,346 at december 31, 2024	617,243
Financing receivable, excluding accrued interest, before allowance for credit loss	1,064,259
Allowance for credit losses	14,519
Deferred origination fees and costs, net	733
Loans net of allowance for credit losses of 14,519 at december 31, 2025 and 15,885 at december 31, 2024	1,050,473
Stock in federal home loan bank and other equity securities, at cost	10,871
Property, plant and equipment, gross	29,937
Less accumulated depreciation and amortization	21,226
Premises and equipment, net	8,711
Other real estate owned	1,241
Intangible assets, net	4,332
Interest receivable and other assets	62,345
Total assets	1,910,950

Demand	632,128
Interest-bearing transaction deposits	438,901
Savings and mmdas	466,453
Time, 250,000 or less	88,031
Time, over 250,000	53,630
Total deposits	1,679,143
Accrued liabilities and other liabilities	19,789
Total liabilities	1,698,932
Common stock, no par value 32,000,000 shares authorized 16,406,281 and 15,943,051 shares issued and outstanding at december 31, 2025 and 2024, respectively	134,566
Additional paid-in capital	977
Retained earnings	91,953
Accumulated other comprehensive loss, net	-15,478
Total stockholders equity	212,018
Total liabilities and stockholders equity	1,910,950

Unit: Thousand (K) dollars (except for numbers of shares and EPS).