For the quarter ending 2025-09-30, FNRN has $1,908,208K in assets. $1,703,439K in debts. $149,510K in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Stock in federal home loan bank and other equity securities, at cost | - | 10,871 | ||
| Cash and cash equivalents | 149,510 | 126,851 | ||
| Certificates of deposit | 12,890 | 14,576 | ||
| Investment securities available-for-sale, at estimated fair value, net of allowance for credit losses of 0 amortized cost of 627,245 at september 30, 2025 and 682,346 at december 31, 2024 | 601,502 | - | ||
| Loans, net of allowance for credit losses of 16,122 at june 30, 2025 and 15,885 at december 31, 2024 | - | 1,063,458 | ||
| Financing receivable, excluding accrued interest, before allowance for credit loss | 1,071,408 | - | ||
| Allowance for credit losses | 15,699 | - | ||
| Deferred origination fees and costs, net | 262 | - | ||
| Loans, net of allowance for credit losses of 15,699 at september 30, 2025 and 15,885 at december 31, 2024 | 1,055,971 | - | ||
| Investment securities - available-for-sale, at estimated fair value, net of allowance for credit losses of 0 amortized cost of 625,983 at june 30, 2025 and 682,346 at december 31, 2024 | - | 593,550 | ||
| Stock in federal home loan bank and other equity securities, at cost | 10,871 | - | ||
| Premises and equipment, net | 8,523 | 7,935 | ||
| Other real estate owned | 1,241 | 1,241 | ||
| Core deposit intangible, net | 2,771 | 2,952 | ||
| Interest receivable and other assets | 64,929 | 50,556 | ||
| Total assets | 1,908,208 | 1,871,990 | ||
| Savings and mmda's | - | 464,093 | ||
| Demand deposits | 700,088 | 688,039 | ||
| Interest-bearing transaction deposits | 384,376 | 381,063 | ||
| Savings and mmda's | 459,649 | - | ||
| Time, 250,000 or less | 88,253 | 81,808 | ||
| Time, over 250,000 | 54,050 | 48,274 | ||
| Total deposits | 1,686,416 | 1,663,277 | ||
| Interest payable and other liabilities | 17,023 | 13,828 | ||
| Total liabilities | 1,703,439 | 1,677,105 | ||
| Common stock, no par value 32,000,000 shares authorized 15,720,784 shares issued and outstanding at september 30, 2025 and 15,943,051 shares issued and outstanding at december 31, 2024 | 125,605 | 126,468 | ||
| Additional paid-in capital | 977 | 977 | ||
| Retained earnings | 96,094 | 90,081 | ||
| Accumulated other comprehensive loss, net | -17,907 | -22,641 | ||
| Total stockholders equity | 204,769 | 194,885 | ||
| Total liabilities and stockholders equity | 1,908,208 | 1,871,990 | ||
FIRST NORTHERN COMMUNITY BANCORP (FNRN)
FIRST NORTHERN COMMUNITY BANCORP (FNRN)