First Northwest Bancorp (FNWB)
First Northwest Bancorp (FNWB)
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income (loss) | 6 | 382 | 802 | -5,375 |
| Depreciation and amortization of fixed assets | 318 | 297 | 298 | 653 |
| Amortization of core deposit intangible | NaN | 18 | 1 | 1 |
| Amortization and accretion of premiums and discounts on investments, net | -17 | 112 | -13 | -74 |
| Accretion of deferred loan fees and purchased premiums, net | 589 | 457 | 582 | 745 |
| Amortization of debt issuance costs | 17 | 18 | 17 | 37 |
| Amortization of rou asset | -280 | 102 | -278 | -1,229 |
| Change in fair value of sold loan servicing rights | 18 | 79 | 123 | 78 |
| Additions to servicing rights on sold loans, net | -3 | 0 | 4 | -17 |
| (recapture of) provision for credit losses on loans | -13 | 466 | -620 | 7,474 |
| Provision for credit losses on unfunded commitments | 91 | 97 | -53 | -49 |
| Deferred income tax expense (benefit) | NaN | -2,014 | NaN | NaN |
| Allocation of esop shares | 127 | 126 | 97 | 262 |
| Share-based compensation expense | 106 | 197 | 131 | 405 |
| Gain on sale of loans, net | 76 | 96 | -39 | 55 |
| Loss on sale of securities available for sale, net | NaN | 0 | 0 | 0 |
| Gain on extinguishment of subordinated debt | 0 | 0 | 0 | 848 |
| Increase in boli cash surrender value, net | 468 | 493 | 539 | 857 |
| Income from boli death benefit, net | 0 | 0 | 0 | 1,059 |
| Origination of loans held for sale | 7,008 | 7,655 | 5,548 | 11,963 |
| Proceeds from sale of loans held for sale | 7,007 | 13,923 | 4,912 | 12,333 |
| Legal settlement paid | NaN | 5,740 | NaN | NaN |
| Insurance reimbursement | NaN | 1,681 | NaN | NaN |
| Increase in accrued interest receivable | 553 | -1,662 | -145 | 146 |
| Increase in prepaid expenses and other assets | 1,237 | -1,910 | -9,175 | 10,609 |
| Decrease in accrued interest payable | -943 | 78 | -369 | -1,781 |
| Decrease in lease liabilities | -189 | 368 | -186 | -1,278 |
| Increase (decrease) in accrued expenses and other liabilities | 3,977 | 5,659 | -3,417 | -5,535 |
| Net cash provided (used) by operating activities | 885 | 10,292 | 4,721 | -17,771 |
| Proceeds from sales of securities available for sale | NaN | 0 | 0 | 0 |
| Purchase of securities available for sale | 10,979 | 0 | 0 | 5,534 |
| Proceeds from maturities, calls, and principal repayments of securities available for sale | 7,103 | 14,811 | 25,647 | 45,518 |
| (purchase) redemption of fhlb stock | 822 | 2,249 | -4,050 | 471 |
| Early surrender of boli policies | 0 | 0 | -6 | 9,381 |
| Purchase of bank-owned life insurance | NaN | 0 | 0 | 9,109 |
| Proceeds from boli death benefit | 0 | 0 | 1,440 | 528 |
| Purchase of loans | 23,419 | NaN | NaN | NaN |
| Decrease in loans receivable, net | -23,070 | 9,295 | -40,514 | -18,543 |
| Proceeds from sale of premises and equipment | NaN | 27 | 390 | NaN |
| Purchase of premises and equipment | 922 | NaN | NaN | -477 |
| Capital contributions to partnership investments | 97 | 270 | 265 | 455 |
| Redemption of partnership investment | 150 | -572 | 572 | 0 |
| Capital disbursements received from partnership investments | 187 | 444 | NaN | 350 |
| Capital contributions to low-income housing tax credit partnerships | 345 | 1,051 | 0 | 0 |
| Repurchase of common stock | NaN | 0 | 0 | 0 |
| Net cash (used) provided by investing activities | -5,597 | 2,195 | 71,515 | 59,228 |
| Net increase (decrease) in deposits | 2,481 | -54,226 | -1,309 | -33,390 |
| Proceeds from long-term fhlb advances | 0 | 0 | 0 | 30,000 |
| Repayment of long-term fhlb advances | 30,000 | 10,000 | 0 | 20,000 |
| Net increase (decrease) in short-term fhlb advances | -50,000 | -60,000 | 90,000 | 0 |
| Redemption of subordinated debt, net | 0 | 0 | 0 | 4,095 |
| Net increase in line of credit | 0 | -1,500 | 5,500 | 3,000 |
| Net increase in advances from borrowers for taxes and insurance | 1,267 | -932 | 1,031 | -159 |
| Payment of dividends | 0 | 1 | 18 | 1,299 |
| Restricted stock awards canceled | 17 | 0 | 14 | 99 |
| Net cash provided (used) by financing activities | 23,731 | -6,659 | -84,810 | -26,042 |
| Net increase (decrease) in cash and cash equivalents | 19,019 | 5,828 | -8,574 | 15,415 |
| Cash and cash equivalents at beginning of period | 85,117 | 79,289 | 72,448 | NaN |
| Cash and cash equivalents at end of period | 104,136 | 85,117 | 79,289 | NaN |