FNWB: the balance sheet

MyFinsight

For the year ending 2025-12-31, FNWB has $2,107,895K in assets. $1,950,631K in debts.

Balance Sheets	2025-12-31
Cash and due from banks	15,530
Interest-bearing deposits in banks	69,587
Investment securities available for sale, at fair value (amortized cost of 295,849 and 376,265, respectively)	270,310
Loans held for sale	1,063
Loan receivable, gross	1,628,112
Derivative basis adjustment	-903
Financing receivable, allowance for credit loss	16,987
Loans receivable (net of allowance for credit losses on loans of 16,987 and 20,449)	1,612,028
Federal home loan bank ('fhlb') stock, at cost	13,105
Interest receivable	6,498
Premises and equipment, net	8,464
Servicing rights on sold loans, at fair value	3,014
Bank-owned life insurance ('boli'), net	42,382
Equity securities, fv-ni	15,489
Goodwill and other intangible assets	1,062
Deferred tax asset, net	13,638
Right-of-use ('rou') asset, net	15,596
Prepaid expenses and other assets	20,129
Total assets	2,107,895

Deposits	1,599,101
Borrowings, net	308,143
Accrued interest payable	1,223
Lease liability, net	16,439
Accrued expenses and other liabilities	24,301
Advances from borrowers for taxes and insurance	1,424
Total liabilities	1,950,631
Common stock, 0.01 par value 75,000,000 shares authorized 9,467,925 and 9,353,348 shares issued and outstanding at december 31, 2025 and 2024, respectively	95
Additional paid-in capital	93,803
Retained earnings	91,699
Accumulated other comprehensive loss, net of tax	-22,398
Unearned employee stock ownership plan (esop) shares	5,935
Total shareholders' equity	157,264
Total liabilities and shareholders' equity	2,107,895

Unit: Thousand (K) dollars (except for numbers of shares and EPS).