Financial insights of FNWB

MyFinsight

For the year ending 2025-12-31, FNWB made $4,359K in revenue. -$4,191K in net income. Net profit margin of -96.15%.

Income Statement	2025-12-31
Loan and deposit fees	4,359
Sold loan servicing fees and servicing rights mark-to-market	429
Net gain on sale of loans	112
Net loss on sale of investment securities	0
Net gain on sale of premises and equipment	0
Increase in boli cash surrender value, net	1,889
Income from boli death benefit, net	1,059
Other income (loss)	3,791
Total noninterest income	11,639
Interest and fees on loans receivable	90,290
Interest on investment securities	13,484
Interest-bearing deposits and other	2,045
Fhlb dividends	1,182
Total interest income	107,001
Deposits	37,020
Borrowings	12,682
Total interest expense	49,702
Net interest income	57,299
Provision for credit losses on loans	7,320
Recapture of provision for credit losses on unfunded commitments	-5
Provision for credit losses	7,315
Net interest income after provision for credit losses	49,984
Compensation and benefits	28,808
Data processing	7,868
Occupancy and equipment	6,143
Supplies, postage, and telephone	1,320
Regulatory assessments and state taxes	2,226
Advertising	1,136
Professional fees	6,851
Fdic insurance premium	1,732
Legal settlement paid	5,740
Other expense	5,233
Total noninterest expense	67,057
Loss before benefit from provision for income taxes	-5,434
Income tax expense (benefit)	-1,243
Net loss	-4,191

Basic EPS	-0.48
Diluted EPS	-0.48
Basic Average Shares	8,790,719
Diluted Average Shares	8,790,719