For the quarter ending 2026-03-31.
| Income Statement | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net gain on sale of premises and equipment | - | 0* | 0 | 0 |
| Net loss on sale of investment securities | - | 0* | 0 | 0 |
| Loan and deposit service fees | 1,122 | 1,044 | 1,114 | 1,095 |
| Sold loan servicing fees and servicing rights mark-to-market | 127 | 57 | 85 | 92 |
| Net gain on sale of loans | 76 | 96 | -39 | 44 |
| Increase in boli cash surrender value | 468 | 493 | 539 | 485 |
| Income from boli death benefit, net | 0 | 0 | 0 | 0 |
| Other income | 215 | 2,000 | 303 | 454 |
| Total noninterest income | 2,008 | 3,690 | 2,002 | 2,170 |
| Interest and fees on loans receivable | 22,000 | 22,431 | 22,814 | 22,814 |
| Interest on investment securities | 2,585 | 2,971 | 3,244 | 3,466 |
| Interest on deposits in banks and other | 467 | 473 | 570 | 520 |
| Fhlb dividends | 282 | 262 | 282 | 331 |
| Total interest income | 25,334 | 26,137 | 26,910 | 27,131 |
| Deposits | 7,930 | 8,648 | 9,083 | 9,552 |
| Borrowings | 2,964 | 2,799 | 3,258 | 3,386 |
| Total interest expense | 10,894 | 11,447 | 12,341 | 12,938 |
| Net interest income | 14,440 | 14,690 | 14,569 | 14,193 |
| (recapture of) provision for credit losses on loans | -13 | 466 | -620 | -296 |
| Provision for credit gaines on unfunded commitments | 91 | 97 | -53 | -64 |
| Provision for credit losses | 78 | 563 | -673 | -360 |
| Net interest income after provision for credit losses | 14,362 | 14,127 | 15,242 | 14,553 |
| Compensation and benefits | 8,232 | 8,042 | 8,353 | 4,698 |
| Data processing | 2,228 | 1,990 | 1,941 | 1,926 |
| Occupancy and equipment | 1,565 | 1,539 | 1,505 | 1,507 |
| Supplies, postage, and telephone | 298 | 332 | 344 | 346 |
| Regulatory assessments and state taxes | 534 | 688 | 558 | 501 |
| Advertising | 304 | 290 | 282 | 299 |
| Professional fees | 2,026 | 1,957 | 2,668 | 1,449 |
| Fdic insurance premium | 363 | 424 | 411 | 463 |
| Legal settlement | 0 | 5,740 | - | - |
| Other expense | 1,134 | -4,100 | 1,328 | 1,576 |
| Total noninterest expense | 16,684 | 16,902 | 17,390 | 12,765 |
| Gain before benefit from income taxes | -314 | 915 | -146 | 3,958 |
| Benefit from income taxes | -320 | 533 | -948 | 297 |
| Net income (loss) | 6 | 382 | 802 | 3,661 |
| Basic EPS | 0 | 0.043 | 0.09 | 0.42 |
| Diluted EPS | 0 | 0.043 | 0.09 | 0.42 |
| Basic Average Shares | 8,847,209 | 8,824,383 | 8,808,036 | 8,783,035 |
| Diluted Average Shares | 8,894,998 | 8,810,344 | 8,813,632 | 8,791,478 |
First Northwest Bancorp (FNWB)
First Northwest Bancorp (FNWB)