First Northwest Bancorp (FNWB)
2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | |
---|---|---|---|---|
Loan and deposit service fees | 1,095 | 1,106 | 1,059 | 1,076 |
Other income (loss) | 454 | 1,034 | 337 | -48 |
Increase in boli cash surrender value | 485 | 372 | 315 | 293 |
Net gain on sale of loans | 44 | 11 | 58 | 150 |
Net gain on sale of premises and equipment | - | - | - | 7,919 |
Net loss on sale of investment securities | - | - | - | -2,117 |
Sold loan servicing fees and servicing rights mark-to-market | 92 | 195 | 10 | 74 |
Income from boli death benefit, net | - | 1,059 | - | - |
Total noninterest income | 2,170 | 3,777 | 1,779 | 7,347 |
Regulatory assessments and state taxes | 501 | 479 | 548 | 457 |
Professional fees | 1,449 | 777 | 698 | 684 |
Other expense | 1,576 | 6,429 | 1,080 | 906 |
Occupancy and equipment | 1,507 | 1,592 | 1,553 | 1,799 |
Compensation and benefits | 4,698 | 7,715 | 8,582 | 8,588 |
Data processing | 1,926 | 2,011 | 2,085 | 2,008 |
Advertising | 299 | 265 | 409 | 377 |
Supplies, postage, and telephone | 346 | 298 | 360 | 317 |
Fdic insurance premium | 463 | 434 | 533 | 473 |
Total noninterest expense | 12,765 | 20,000 | 15,848 | 15,609 |
Deposits | 9,552 | 9,737 | 10,960 | 10,180 |
Borrowings | 3,386 | 3,239 | 3,226 | 4,196 |
Total interest expense | 12,938 | 12,976 | 14,186 | 14,376 |
Interest on deposits and other | 520 | 482 | 582 | 571 |
Interest on investment securities | 3,466 | 3,803 | 3,786 | 3,949 |
Interest and fees on loans receivable | 22,814 | 22,231 | 23,536 | 23,733 |
Fhlb dividends | 331 | 307 | 302 | 358 |
Total interest income | 27,131 | 26,823 | 28,206 | 28,611 |
Net interest income | 14,193 | 13,847 | 14,020 | 14,235 |
(recapture of) provision for credit losses on loans | -296 | 7,770 | 3,077 | 8,640 |
(recapture of) provision for credit losses on unfunded commitments | -64 | 15 | 57 | 99 |
(recapture of) provision for credit losses | -360 | 7,785 | 3,134 | 8,739 |
Net interest income after (recapture of) provision for credit losses | 14,553 | 6,062 | 10,886 | 5,496 |
Income (loss) before provision (benefit) for income taxes | 3,958 | -10,161 | -3,183 | -2,766 |
Provision (benefit) for income taxes | 297 | -1,125 | -1,203 | -547 |
Net income (loss) | 3,661 | -9,036 | -1,980 | -2,219 |
Us-gaap_netincomeloss | - | - | -1,980 | -2,219 |
Basic and diluted earnings (loss) per common share (in dollars per share) | 0.42 | -1.03 | -0.23 | -0.25 |
Basic weighted average common shares outstanding (in shares) | 8,783,035 | 8,747,422 | 8,756,765 | 8,783,086 |
Diluted earnings (loss) per common share (in dollars per share) | 0.42 | -1.03 | -0.23 | -0.25 |
Us-gaap_weightedaveragenumberofdilutedsharesoutstanding | 8,791,478 | 8,747,422 | 8,756,765 | 8,783,086 |