For the year ending 2025-12-31, FSBC has $4,754,861K in assets. $4,309,029K in debts.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and due from financial institutions | 33,978 | |||
| Interest-bearing deposits in banks | 472,873 | |||
| Cash and cash equivalents | 506,851 | |||
| Time deposits in banks | 100 | |||
| Securities available-for-sale, at fair value, net of allowance for credit losses of 0 at december31, 2025 and 2024 (amortized cost of 107,197 and 115,757 at december31, 2025 and 2024, respectively) | 94,699 | |||
| Gross unrealized gains | 0 | |||
| Gross unrealized losses | 195 | |||
| Fair value | 1,995 | |||
| Securities held-to-maturity, at amortized cost, net of allowance for credit losses of 20 at december31, 2025 and 2024 (fair value of 1,995 and 2,353 at december31, 2025 and 2024, respectively) | 2,190 | |||
| Loans held for sale | 0 | |||
| Notes Receivable Gross | 859 | |||
| Financial Asset Past Due | 859 | |||
| Financial Asset Not Past Due | 3,301,902 | |||
| Commercial Real Estate | 3,302,761 | |||
| Notes Receivable Gross | 1,354 | |||
| Real Estate Commercial Land And Development | 1,354 | |||
| Notes Receivable Gross | 96,423 | |||
| Commercial Construction Loans | 96,423 | |||
| Notes Receivable Gross | 8,341 | |||
| Residential Construction Loans | 8,341 | |||
| Notes Receivable Gross | 37,600 | |||
| Residential Real Estate | 37,600 | |||
| Notes Receivable Gross | 59,584 | |||
| Farmland | 59,584 | |||
| Financing Receivables30To59Days Past Due | 691 | |||
| Financing Receivables60To89Days Past Due | 8 | |||
| Financing Receivables Equal To Greater Than90Days Past Due | 183 | |||
| Financial Asset Past Due | 882 | |||
| Financial Asset Not Past Due | 251,923 | |||
| Secured Commercial Loans | 252,805 | |||
| Notes Receivable Gross | 40,453 | |||
| Unsecured Commercial Loans | 40,453 | |||
| Notes Receivable Gross | 46 | |||
| Financial Asset Past Due | 46 | |||
| Financial Asset Not Past Due | 275,562 | |||
| Consumer Portfolio Segment | 275,608 | |||
| Loans held for investment | 4,074,929 | |||
| Allowance for credit losses | 44,409 | |||
| Loans held for investment, net of allowance for credit losses | 4,030,520 | |||
| Fhlb stock | 15,000 | |||
| Operating leases, right-of-use asset, net | 10,802 | |||
| Premises and equipment, net | 2,109 | |||
| Bank-owned life insurance, net | 23,910 | |||
| Interest receivable and other assets | 68,680 | |||
| Total assets | 4,754,861 | |||
| Non-interest-bearing | 1,084,537 | |||
| Interest-bearing | 3,116,547 | |||
| Total deposits | 4,201,084 | |||
| Subordinated notes, net | 74,041 | |||
| Other borrowings | 0 | |||
| Operating lease liability | 11,872 | |||
| Interest payable and other liabilities | 22,032 | |||
| Total liabilities | 4,309,029 | |||
| Preferred stock, no par value 10,000,000 shares authorized zero issued and outstanding at december31, 2025 and 2024 | 0 | |||
| Common stock, no par value 100,000,000 shares authorized 21,367,387 shares issued and outstanding at december31, 2025 21,319,083 shares issued and outstanding at december31, 2024 | 303,990 | |||
| Retained earnings | 150,985 | |||
| Accumulated other comprehensive loss, net of taxes | -9,143 | |||
| Total shareholders equity | 445,832 | |||
| Total liabilities and shareholders equity | 4,754,861 | |||
FIVE STAR BANCORP (FSBC)
FIVE STAR BANCORP (FSBC)