For the quarter ending 2025-09-30, FSBC has $4,641,770K in assets. $4,210,462K in debts.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from financial institutions | 44,147 | 53,724 | ||
| Interest-bearing deposits in banks | 536,300 | 430,086 | ||
| Cash and cash equivalents | 580,447 | 483,810 | ||
| Time deposits in banks | 100 | 849 | ||
| Securities available-for-sale, at fair value, net of allowance for credit losses of 0 at september30, 2025 and december31, 2024 (amortized cost of 109,135 and 115,757 at september30, 2025 and december31, 2024, respectively) | 95,635 | 94,990 | ||
| Gross unrealized gains | 0 | - | ||
| Gross unrealized losses | 194 | - | ||
| Fair value | 1,996 | - | ||
| Securities held-to-maturity, at amortized cost, net of allowance for credit losses of 20 at september30, 2025 and december31, 2024 (fair value of 1,996 and 2,353 at september30, 2025 and december31, 2024, respectively) | 2,190 | 2,585 | ||
| Loans held for sale | 0 | 309 | ||
| Notes Receivable Gross | 3,141,402 | - | ||
| Commercial Real Estate | 3,141,402 | - | ||
| Notes Receivable Gross | 931 | - | ||
| Real Estate Commercial Land And Development | 931 | - | ||
| Notes Receivable Gross | 136,623 | - | ||
| Commercial Construction Loans | 136,623 | - | ||
| Notes Receivable Gross | 5,913 | - | ||
| Residential Construction Loans | 5,913 | - | ||
| Notes Receivable Gross | 35,764 | - | ||
| Residential Real Estate | 35,764 | - | ||
| Notes Receivable Gross | 57,535 | - | ||
| Farmland | 57,535 | - | ||
| Financing Receivables30To59Days Past Due | 1,217 | - | ||
| Financing Receivables60To89Days Past Due | 48 | - | ||
| Financial Asset Past Due | 1,265 | - | ||
| Financial Asset Not Past Due | 190,781 | - | ||
| Secured Debt | 192,046 | - | ||
| Notes Receivable Gross | 38,689 | - | ||
| Unsecured Debt | 38,689 | - | ||
| Financing Receivables30To59Days Past Due | 71 | - | ||
| Financing Receivables60To89Days Past Due | 6 | - | ||
| Financial Asset Past Due | 77 | - | ||
| Financial Asset Not Past Due | 278,279 | - | ||
| Consumer Portfolio Segment | 278,356 | - | ||
| Loans held for investment | 3,887,259 | 3,758,025 | ||
| Allowance for credit losses | 42,061 | 40,167 | ||
| Loans held for investment, net of allowance for credit losses | 3,845,198 | 3,717,858 | ||
| Fhlb stock | 15,000 | 15,000 | ||
| Operating leases, right-of-use asset, net | 9,751 | 7,094 | ||
| Premises and equipment, net | 1,656 | 1,606 | ||
| Bank-owned life insurance | 23,676 | 23,466 | ||
| Interest receivable and other assets | 68,117 | 65,906 | ||
| Total assets | 4,641,770 | 4,413,473 | ||
| Non-interest-bearing | 1,059,082 | 1,004,061 | ||
| Interest-bearing | 3,044,356 | 2,890,561 | ||
| Total deposits | 4,103,438 | 3,894,622 | ||
| Subordinated notes, net | 74,004 | 73,968 | ||
| Other borrowings | 0 | 0 | ||
| Operating lease liability | 10,431 | 7,744 | ||
| Interest payable and other liabilities | 22,589 | 20,397 | ||
| Total liabilities | 4,210,462 | 3,996,731 | ||
| Preferred stock, no par value 10,000,000 shares authorized zero issued and outstanding at september30, 2025 and december31, 2024 | 0 | 0 | ||
| Common stock, no par value 100,000,000 shares authorized 21,367,387 shares issued and outstanding at september30, 2025 21,319,083 shares issued and outstanding at december31, 2024 | 303,571 | 303,155 | ||
| Retained earnings | 137,615 | 125,545 | ||
| Accumulated other comprehensive loss, net of taxes | -9,878 | -11,958 | ||
| Total shareholders equity | 431,308 | 416,742 | ||
| Total liabilities and shareholders equity | 4,641,770 | 4,413,473 | ||
FIVE STAR BANCORP (FSBC)
FIVE STAR BANCORP (FSBC)