fsbc: the income statement

MyFinsight

FIVE STAR BANCORP (FSBC)

For the quarter ending 2025-06-30, FSBC made $62,390K in revenue. $14,508K in net income. Net profit margin of 23.25%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Provision for income taxes	5,591
Other	482
Gain on sale of loans	119
Earnings on boli	220
Service charges on deposit accounts	196
Loan-related fees	468
Fhlb stock dividends	325
Total non-interest income	1,810
Professional services	918
Other operating expenses	1,975
Occupancy and equipment	657
Salaries and employee benefits	8,910
Data processing and software	1,508
Fdic insurance	470
Advertising and promotional	865
Loan-related expenses	423
Total non-interest expense	15,726
Provision for credit losses	2,500
Subordinated notes	1,161
Other borrowings	-
Deposits	22,904
Total interest expense	24,065
Nontaxable securities	174
Taxable securities	403
Interest-bearing deposits in banks	3,987
Loans, including fees	56,016
Total interest and fee income	60,580
Net interest income	36,515
Net interest income after provision for credit losses	34,015
Income before provision for income taxes	20,099
Net income	14,508

Basic earnings per common share (in usd per share)	0.68
Basic weighted average common shares outstanding (in shares)	21,225,831
Diluted earnings per common share (in usd per share)	0.68
Total dilutive weighted average common shares outstanding (in shares)	21,269,265

Unit: Thousand (K) dollars (except for numbers of shares and EPS)