The latest financial statement is for the quarter ending 2025-09-30.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 16,344 | 27,619 |
| Provision for credit losses | 2,500 | 4,400 |
| Depreciation and amortization | -50 | - |
| Amortization of deferred loan fees and costs | -39 | -331 |
| Amortization of premiums and discounts on securities | -184 | -425 |
| Amortization of subordinated note issuance costs | 36 | 73 |
| Amortization of low income housing tax credits | 558 | 681 |
| Stock compensation expense | 416 | 624 |
| Depreciation and amortization | - | 906 |
| Earnings on boli | 209 | 381 |
| Deferred tax provision | 10 | 712 |
| Loans originated for sale | 0 | 1,384 |
| Gain on sale of loans | 0 | 244 |
| Gross proceeds from sale of loans | 0 | 3,531 |
| Gain on equity investments | -1,244 | 399 |
| Interest receivable and other assets | 4,717 | 955 |
| Interest payable and other liabilities | 2,193 | -2,131 |
| Operating lease liability | 1,151 | -546 |
| Net cash provided by operating activities | 18,793 | 33,262 |
| Maturities, prepayments, and calls of securities available-for-sale | 3,439 | 4,135 |
| Purchases of securities available-for-sale | 1,030 | - |
| Capital call for equity investments | 353 | 1,285 |
| Proceeds received from equity investments | 283 | 0 |
| Low income housing tax credits | 0 | 5,381 |
| Net change in time deposits in banks | 749 | 3,272 |
| Loan originations, net of repayments | 129,571 | 226,659 |
| Purchase of premises and equipment | 215 | 344 |
| Purchase of boli | 0 | 3,710 |
| Other real estate sale proceeds | 0 | 87 |
| Net cash used in investing activities | -126,698 | -229,885 |
| Net change in deposits | 208,816 | 336,628 |
| Proceeds from issuance of stock, net of issuance costs | 0 | 0 |
| Advances (payments) on other borrowings | 0 | 0 |
| Cash dividends paid | 4,274 | 8,538 |
| Net cash provided by financing activities | 204,542 | 328,090 |
| Net change in cash and cash equivalents | 96,637 | 131,467 |
| Cash and cash equivalents at beginning of period | 352,343 | - |
| Cash and cash equivalents at end of period | 580,447 | - |
FIVE STAR BANCORP (FSBC)
FIVE STAR BANCORP (FSBC)