The latest financial statement is for the year ending 2025-12-31.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 61,606 |
| Provision for credit losses | 9,700 |
| Depreciation and amortization | 2,247 |
| Amortization of deferred loan fees and costs | -170 |
| Amortization of premiums and discounts on securities | -800 |
| Amortization of subordinated note issuance costs | 146 |
| Amortization of low income housing tax credits | 1,769 |
| Stock compensation expense | 1,459 |
| Earnings on boli | 824 |
| Deferred tax provision | -578 |
| Purchase of transferable tax credits | 6,572 |
| Loans originated for sale | 1,384 |
| Gain on sale of loans | 244 |
| Gross proceeds from sale of loans | 3,531 |
| Net loss (gain) on sale of securities available-for-sale | 0 |
| Earnings on equity investments | 821 |
| Interest receivable and other assets | 3,378 |
| Interest payable and other liabilities | 6,102 |
| Operating lease liability | -1,117 |
| Net cash provided by operating activities | 72,612 |
| Proceeds from sale of securities available-for-sale | 0 |
| Maturities, prepayments, and calls of securities available-for-sale | 9,321 |
| Purchases of securities available-for-sale | 1,030 |
| Capital call for equity investments | 2,138 |
| Proceeds received from equity investments | 283 |
| Capital call for low income housing tax credits | -5,593 |
| Net change in time deposits in banks | 4,021 |
| Loan originations, net of repayments | 544,152 |
| Purchase of premises and equipment, net | 1,197 |
| Purchase of fhlb stock | 0 |
| Purchase of boli | 3,711 |
| Other real estate sale proceeds | 87 |
| Net cash used in investing activities | -544,109 |
| Net change in deposits | 643,090 |
| Proceeds from issuance of stock, net of issuance costs | 0 |
| (payments) advances on other borrowings | 0 |
| Cash dividends paid | 17,085 |
| Net cash provided by financing activities | 626,005 |
| Net change in cash and cash equivalents | 154,508 |
| Cash and cash equivalents at beginning of period | 352,343 |
| Cash and cash equivalents at end of period | 506,851 |
FIVE STAR BANCORP (FSBC)
FIVE STAR BANCORP (FSBC)