MyFinsight
Home
Blog
About
FIVE STAR BANCORP (FSBC)
FIVE STAR BANCORP (FSBC)
Income Statement
|
Cash Flow
|
Balance Sheet
|
Ratios
Cash Flow Overview
Free Cash flow
$23,236K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
Net change in deposits
Net income
Provision for credit losses
Others
Negative Cash Flow Breakdown
Loan originations, net of repaym...
Cash dividends paid
Capital call for equity investme...
Others
Subscribe for Financial Insights
Page 1
Quarterly
123
Page 1
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
19,399
18,621
17,643
16,344
Provision for credit losses
2,250
2,675
2,800
2,500
Depreciation and amortization
575
561
2,297
-50
Amortization of deferred loan fees and costs
54
-212
200
-39
Amortization of premiums and discounts on securities
-190
-185
-191
-184
Amortization of subordinated note issuance costs
37
36
37
36
Amortization of low income housing tax credits
601
602
530
558
Stock compensation expense
496
382
419
416
Earnings on boli
265
225
234
209
Deferred tax provision
12
-
-1,300
10
Purchase of transferable tax credits
0
2,528
6,572
-
Loans originated for sale
0
0
0
0
Gain on sale of loans
0
0
0
0
Gross proceeds from sale of loans
0
0
0
0
Net loss (gain) on sale of securities available-for-sale
-
-
0
-
Earnings on equity investments
-
-
1,666
-1,244
Losses (earnings) on equity investments
518
-812
-
-
Interest receivable and other assets
-1,348
754
-2,294
4,717
Interest payable and other liabilities
-22
-1,325
6,040
2,193
Operating lease liability
-372
-325
-1,722
1,151
Net cash provided by operating activities
23,677
18,929
20,557
18,793
Proceeds from sale of securities available-for-sale
-
-
0
-
Maturities, prepayments, and calls of securities available-for-sale
1,887
1,682
1,747
3,439
Purchases of securities available-for-sale
-
-
0
1,030
Capital call for equity investments
1,500
1,910
500
353
Proceeds received from equity investments
0
60
0
283
Capital call for low income housing tax credits
406
406
-10,974
0
Net change in time deposits in banks
100
0
0
749
Loan originations, net of repayments
307,289
139,245
187,922
129,571
Purchase of premises and equipment, net
441
168
638
215
Purchase of fhlb stock
-
-
0
-
Purchase of boli
0
4,359
1
0
Other real estate sale proceeds
0
-
0
0
Net cash used in investing activities
-307,649
-144,346
-187,526
-126,698
Net change in deposits
330,030
268,269
97,646
208,816
Proceeds from issuance of stock, net of issuance costs
-
-
0
0
Advances (payments) on other borrowings
-
-
-
0
(payments) advances on other borrowings
-
-
0
-
Cash dividends paid
5,343
5,344
4,273
4,274
Net cash provided by financing activities
324,687
262,925
93,373
204,542
Net change in cash and cash equivalents
40,715
137,508
-73,596
96,637
Cash and cash equivalents at beginning of period
644,359
506,851
580,447
352,343
Cash and cash equivalents at end of period
685,074
644,359
506,851
580,447
Page 1
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Page 1
Buy us a coffee
Time Plot
Show the time plot by selecting a row from the table.
Cash Flow
Net change in
deposits
$330,030K
(-1.96%↓ Y/Y)
Net income
$19,399K
(-29.76%↓ Y/Y)
Provision for credit
losses
$2,250K
(-48.86%↓ Y/Y)
Interest receivable and
other assets
-$1,348K
(-241.15%↓ Y/Y)
Amortization of low income
housing tax credits
$601K
(-11.75%↓ Y/Y)
Depreciation and
amortization
$575K
(-36.53%↓ Y/Y)
Stock compensation
expense
$496K
(-20.51%↓ Y/Y)
Amortization of premiums and
discounts on securities
-$190K
(55.29%↑ Y/Y)
Amortization of subordinated
note issuance costs
$37K
(-49.32%↓ Y/Y)
Deferred tax provision
$12K
(-98.31%↓ Y/Y)
Net cash provided by
financing activities
$324,687K
(-1.04%↓ Y/Y)
Net cash provided by
operating activities
$23,677K
(-28.82%↓ Y/Y)
Canceled cashflow
$5,343K
Canceled cashflow
$1,231K
Net change in cash
and cash...
$40,715K
(-69.03%↓ Y/Y)
Canceled cashflow
$307,649K
Cash dividends paid
$5,343K
(-37.42%↓ Y/Y)
Maturities, prepayments,
and calls of...
$1,887K
(-54.37%↓ Y/Y)
Net change in time
deposits in banks
$100K
(-96.94%↓ Y/Y)
Losses (earnings) on
equity investments
$518K
Operating lease liability
-$372K
(31.87%↑ Y/Y)
Earnings on boli
$265K
(-30.45%↓ Y/Y)
Amortization of deferred loan
fees and costs
$54K
(116.31%↑ Y/Y)
Interest payable and
other liabilities
-$22K
(98.97%↑ Y/Y)
Net cash used in
investing activities
-$307,649K
(-33.83%↓ Y/Y)
Canceled cashflow
$1,987K
Loan originations,
net of repayments
$307,289K
(35.57%↑ Y/Y)
Capital call for equity
investments
$1,500K
(16.73%↑ Y/Y)
Purchase of premises and
equipment, net
$441K
(28.20%↑ Y/Y)
Capital call for low
income housing tax...
$406K
(-92.45%↓ Y/Y)
Buy us a coffee