| Cash Flow | 2025-06-30 |
|---|---|
| Provision (credit) for credit losses - loans | -501 |
| Depreciation and amortization | 1,744 |
| Stock compensation expense | 649 |
| Net income | 17,890 |
| Loans originated for sale, residential mortgage | 4,622 |
| Provision (credit) for unfunded lending commitments | 246 |
| Change in other liabilities | 5,690 |
| Change in other assets | 4,220 |
| (decrease) increase in accrued interest payable | -5,653 |
| Decrease (increase) in accrued interest receivable | 657 |
| Net realized gain on sale of home equity lines of credit | 3,109 |
| Net realized (gain) loss on sale of residential mortgage loans | 228 |
| Gain on life insurance | 255 |
| Net gain on equity securities | 543 |
| Deferred income taxes | -525 |
| Amortization of premiums and accretion of discounts on securities, net | -247 |
| Proceeds on sales of loans, small business administration | -46,165 |
| Proceeds on sales of loans, residential mortgage | -4,354 |
| Proceeds on sales of loans, home equity lines of credit | 22,522 |
| Loans originated for sale, small business administration | 36,645 |
| Loans originated for sale, home equity lines of credit | 63,696 |
| Net realized and unrealized gain on other real estate owned | 248 |
| Net realized gain on sale of premises and equipment | 45 |
| Increase in cash surrender value of life insurance | 1,099 |
| Net realized gain on sale of sba loans | 2,721 |
| Provision (credit) for credit losses - securities | -8 |
| Capitalization of loan servicing rights | 829 |
| Amortization and direct write offs of sba and nonresidential mortgage loan servicing rights | 714 |
| Amortization and accretion of fair value adjustments on loans, net | 772 |
| Net cash provided by (used in) operating activities | -26,155 |
| Proceeds from sale of premises and equipment | 69 |
| Proceeds from sale of other real estate | 451 |
| Proceeds from sale of home equity lines of credit | 89,721 |
| Principal collected and proceeds from maturities of securities held to maturity | 167 |
| Proceeds from sales of securities available for sale | 0 |
| Principal collected and proceeds from maturities of securities available for sale | 8,041 |
| Proceeds from life insurance | 687 |
| Purchase of premises and equipment | 658 |
| Investment in partnership interests | 4,801 |
| Purchase of federal reserve bank and federal home loan bank stock | 49 |
| Purchase of securities available for sale | 14,234 |
| Net increase in loans | 18,594 |
| Net cash provided by (used in) investing activities | 60,800 |
| Repayment of subordinated debt | 20,000 |
| Repayment of federal home loan bank advances | 1,015,000 |
| Proceeds from exercise of stock options | 612 |
| Net increase (decrease) in federal home loan bank line of credit | 8,284 |
| Proceeds from issuance of common stock | 62 |
| Proceeds from federal home loan bank advances | 1,140,000 |
| Dividends paid on common stock | 3,258 |
| Net increase (decrease) in deposits | -144,687 |
| Purchase of treasury shares | 382 |
| Net decrease in advance payments by borrowers for taxes and insurance | 295 |
| Net cash provided by (used in) financing activities | -34,664 |
| Net increase (decrease) in cash and cash equivalents | -19 |
First Savings Financial Group, Inc. (FSFG)
First Savings Financial Group, Inc. (FSFG)