For the year ending 2025-09-30, FSFG has $2,399,532K in assets. $2,206,053K in debts. $31,851K in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | |||
|---|---|---|---|---|
| Cash and due from banks | 15,976 | |||
| Interest-bearing deposits with banks | 15,875 | |||
| Total cash and cash equivalents | 31,851 | |||
| Interest-bearing time deposits | 245 | |||
| Debt securities available for sale, at fair value, net of allowance for credit losses of 12 at september 30, 2025 and 21 at september 30, 2024 | 251,842 | |||
| Fair value-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises | 24 | |||
| Gross unrealized gain-Municipal Bonds | 1 | |||
| Fair value-Municipal Bonds | 755 | |||
| Debt securities held to maturity | 778 | |||
| Loans held for sale, residential mortgage | 551 | |||
| Loans held for sale, home equity lines of credit | 36,082 | |||
| Loans held for sale, small business administration | 14,821 | |||
| Total loans | 1,906,129 | |||
| Deferred loan origination fees and costs, net | 978 | |||
| Allowance for credit losses | 20,289 | |||
| Loans, net of allowance for credit losses of 20,289 at september 30, 2025 and 21,294 at september 30, 2024 | 1,886,818 | |||
| Federal reserve bank and federal home loan bank stock, at cost | 25,485 | |||
| Premises and equipment | 25,396 | |||
| Other real estate owned, held for sale | 1,093 | |||
| Loans | 9,414 | |||
| Securities | 1,962 | |||
| Cash surrender value of life insurance | 63,130 | |||
| Goodwill | 9,848 | |||
| Core deposit intangibles | 234 | |||
| Nonresidential mortgage loan servicing rights | 50 | |||
| Sba loan servicing rights | 3,035 | |||
| Other assets | 36,897 | |||
| Total assets | 2,399,532 | |||
| Noninterest-bearing | 187,564 | |||
| Interest-bearing | 1,522,318 | |||
| Total deposits | 1,709,882 | |||
| Federal home loan bank borrowings | 435,000 | |||
| Other borrowings | 28,762 | |||
| Accrued interest payable | 5,046 | |||
| Advance payments by borrowers for taxes and insurance | 1,050 | |||
| Reserve for unfunded lending commitments | 1,971 | |||
| Accrued expenses and other liabilities | 24,342 | |||
| Total liabilities | 2,206,053 | |||
| Common stock of .01 par value per share authorized 20,000,000 shares issued 7,901,548 shares (7,802,351 shares at september 30, 2024) outstanding 6,977,308 shares (6,887,106 shares at september 30, 2024) | 79 | |||
| Additional paid-in capital | 30,373 | |||
| Retained earnings | 192,114 | |||
| Accumulated other comprehensive loss | -15,087 | |||
| Unearned stock compensation | 1,829 | |||
| Treasury stock, at cost - 924,240 shares (915,245 shares at september 30, 2024) | 12,171 | |||
| Total stockholders' equity | 193,479 | |||
| Total liabilities and stockholders' equity | 2,399,532 | |||
First Savings Financial Group, Inc. (FSFG)
First Savings Financial Group, Inc. (FSFG)