fsfg: the income statement

MyFinsight

For the quarter ending 2025-06-30, FSFG made $65,838K in revenue. $6,166K in net income. Net profit margin of 9.37%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-06-30
Provision (credit) for credit losses - loans	347
Provision (credit) for unfunded lending commitments	77
Provision (credit) for credit losses - securities	-1
Total provision (credit) for credit losses	423
Other borrowings	490
Federal home loan bank borrowings	4,149
Deposits	10,601
Total interest expense	15,240
Taxable	947
Tax-exempt	1,369
Interest-bearing deposits with banks	145
Loans, including fees	29,088
Dividend income	416
Total interest income	31,965
Net interest income	16,725
Net interest income after provision (credit) for credit losses	16,302
Mortgage banking income	96
Other income	854
Net gain on sales of loans, home equity lines of credit	617
Gain on life insurance	147
Net unrealized gain on equity securities	15
Increase in cash surrender value of life insurance	358
Service charges on deposit accounts	537
Real estate lease income	132
Net gain on sales of loans, small business administration	932
Commission income	184
Atm and interchange fees	648
Total noninterest income	4,520
Professional fees	617
Other operating expenses	1,354
Occupancy and equipment	1,625
Compensation and benefits	8,384
Data processing	812
Net (gain) loss on other real estate owned	-2
Fdic insurance premiums	445
Advertising	454
Total noninterest expense	13,693
Net income before income taxes	7,129
Income tax expense	963
Net income	6,166

Earnings per share, basic	0.9
Earnings per share, diluted	0.88
Weighted average number of shares outstanding, basic	6,881,077
Weighted average number of shares outstanding, diluted	6,977,674