For the quarter ending 2025-09-30, FUSB had $735K increase in cash & cash equivalents over the period. $3,601K in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 1,936 | 1,927 |
| Depreciation and amortization | 423 | 838 |
| Provision for credit losses | 566 | 3,245 |
| Deferred income tax expense | 32 | 119 |
| Reclassification of unrealized gains on terminated derivative contracts | 49 | 97 |
| Stock-based compensation expense | 185 | 381 |
| Net accretion of securities | 182 | 312 |
| Amortization of intangible assets | 12 | 37 |
| Net loss on premises and equipment and other real estate | -128 | -14 |
| Increase in cash surrender value of bank owned life insurance | 91 | 142 |
| (increase) decrease in accrued interest receivable | 59 | 279 |
| Decrease (increase) in other assets | -416 | -268 |
| Increase in accrued interest expense | 407 | 230 |
| Decrease in other liabilities | 501 | -574 |
| Net cash provided by operating activities | 4,225 | 5,655 |
| Net decrease (increase) in federal funds sold and securities purchased under reverse repurchase agreements | 0 | 877 |
| Purchases of investment securities, available-for-sale | 24,309 | 9,645 |
| Proceeds from maturities and prepayments of investment securities, available-for-sale | 18,134 | 24,991 |
| Proceeds from maturities and prepayments of investment securities, held-to-maturity | 36 | 121 |
| Net (increase) decrease in federal home loan bank stock | -475 | 485 |
| Net (increase) decrease in loans and leases held for investment | -2,317 | 51,052 |
| Proceeds from the sale of premises and equipment, other real estate and repossessions | 288 | 628 |
| Purchases of premises and equipment | 624 | 2,321 |
| Net cash (used in) provided by investing activities | -3,683 | -36,886 |
| Net increase in deposits | 15,626 | 14,289 |
| Net increase (decrease) in short-term borrowings | -15,000 | 25,000 |
| Net share-based compensation transactions | -29 | 20 |
| Repurchases of common stock | 0 | 535 |
| Dividends paid | 404 | 804 |
| Net cash provided by financing activities | 193 | 37,970 |
| Net increase in cash and cash equivalents | 735 | 6,739 |
| Cash and cash equivalents at beginning of period | 47,216 | - |
| Cash and cash equivalents at end of period | 54,690 | - |
FIRST US BANCSHARES, INC. (FUSB)
FIRST US BANCSHARES, INC. (FUSB)