fusb: the income statement

MyFinsight

FIRST US BANCSHARES, INC. (FUSB)

For the quarter ending 2025-06-30, FUSB made $278K in revenue. $155K in net income. Net profit margin of 55.76%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30	2025-03-31	2024-09-30
Revenue from contract with customer, including assessed tax	278	288	312
Other income, net	302	303	329
Lease income	269	284	260
Total non-interest income	849	875	901
Fees for professional services	470	215	299
Other expense	1,305	1,296	1,099
Net occupancy and equipment	937	875	958
Salaries and employee benefits	3,945	3,736	3,837
Insurance expense and assessments	366	384	348
Computer services	421	412	449
Total non-interest expense	7,444	6,918	6,990
Provision for credit losses	2,717	528	152
Interest on borrowings	253	252	123
Interest on deposits	5,125	4,869	5,709
Total interest expense	5,378	5,121	5,832
Other	79	77	87
Interest on deposits in banks	451	288	603
Interest and fees on loans	12,989	12,241	13,206
Interest on investment securities	1,335	1,412	1,121
Total interest income	14,854	14,018	15,017
Net interest income	9,476	8,897	9,185
Net interest income after provision for credit losses	6,759	8,369	9,033
Income before income taxes	164	2,326	2,944
Provision for income taxes	9	554	722
Net income	155	1,772	2,222

Diluted net income per share	0.03	0.29	0.36
Diluted shares	6,054,988	6,059,458	6,156,879
Earnings per share, basic, total	0.03	0.3	0.38
Weighted average number of shares outstanding, basic, total	5,823,988	5,817,458	5,839,279

Unit: Thousand (K) dollars (except for numbers of shares and EPS)