Financial insights of FUSB

MyFinsight

For the quarter ending 2025-09-30, FUSB made $29,197K in revenue. $1,936K in net income. Net profit margin of 6.63%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-09-30
Interest and fees on loans	13,413	12,989	12,241	13,206
Interest on investment securities	1,391	1,335	1,412	1,121
Interest on deposits in banks	402	451	288	603
Other	75	79	77	87
Total interest income	15,281	14,854	14,018	15,017
Interest on deposits	5,368	5,125	4,869	5,709
Interest on borrowings	251	253	252	123
Total interest expense	5,619	5,378	5,121	5,832
Net interest income	9,662	9,476	8,897	9,185
Provision for credit losses	566	2,717	528	152
Net interest income after provision for credit losses	9,096	6,759	8,369	9,033
Revenue from contract with customer, including assessed tax	289	278	288	312
Lease income	262	269	284	260
Other income, net	309	302	303	329
Total non-interest income	860	849	875	901
Salaries and employee benefits	3,759	3,945	3,736	3,837
Net occupancy and equipment	987	937	875	958
Computer services	431	421	412	449
Insurance expense and assessments	348	366	384	348
Fees for professional services	363	470	215	299
Other expense	1,549	1,305	1,296	1,099
Total non-interest expense	7,437	7,444	6,918	6,990
Income before income taxes	2,519	164	2,326	2,944
Provision for income taxes	583	9	554	722
Net income	1,936	155	1,772	2,222

Diluted shares	6,068,379	6,054,988	6,059,458	6,156,879
Earnings per share, basic, total	0.33	0.03	0.3	0.38
Earnings per share, diluted	0.32	0.03	0.29	0.36
Weighted average number of shares outstanding, basic, total	5,838,379	5,823,988	5,817,458	5,839,279