For the year ending 2025-12-31, FUSB has $1,154,785K in assets. $1,049,137K in debts. $73,547K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and due from banks | 9,401 | |||
| Interest-bearing deposits in banks | 64,146 | |||
| Total cash and cash equivalents | 73,547 | |||
| Federal funds sold and securities purchased under reverse repurchase agreements | 4,850 | |||
| Investment securities available-for-sale, at fair value (amortized cost 169,037 and 174,597 net of allowance for credit losses of - and -) | 168,075 | |||
| Investment securities held-to-maturity, at amortized cost, net of allowance for credit losses of - and -, (fair value 2025 - 449, 2024 - 642) | 465 | |||
| Federal home loan bank stock, at cost | 791 | |||
| Loans and leases held for investment | 853,018 | |||
| Less allowance for credit losses on loans and leases | 10,704 | |||
| Net loans and leases held for investment | 842,314 | |||
| Premises and equipment, gross | 50,773 | |||
| Less accumulated depreciation | 24,489 | |||
| Premises and equipment, net of accumulated depreciation | 26,284 | |||
| Cash surrender value of bank-owned life insurance | 17,378 | |||
| Accrued interest receivable | 3,916 | |||
| Goodwill and core deposit intangible, net | 7,435 | |||
| Other real estate owned | 256 | |||
| Other assets | 9,474 | |||
| Total assets | 1,154,785 | |||
| Non-interest-bearing | 153,809 | |||
| Interest-bearing | 874,153 | |||
| Total deposits | 1,027,962 | |||
| Accrued interest expense | 2,526 | |||
| Other liabilities | 7,704 | |||
| Short-term borrowings | 0 | |||
| Long-term borrowings | 10,945 | |||
| Total liabilities | 1,049,137 | |||
| Common stock, par value 0.01 per share, 10,000,000 shares authorized 7,947,303 and 7,840,348 shares issued, respectively 5,699,696 and 5,696,171 outstanding, respectively | 79 | |||
| Additional paid-in capital | 16,005 | |||
| Accumulated other comprehensive loss, net of tax | -780 | |||
| Retained earnings | 121,249 | |||
| Less treasury stock 2,247,607 and 2,144,177 shares at cost, respectively | 30,905 | |||
| Total shareholders equity | 105,648 | |||
| Total liabilities and shareholders equity | 1,154,785 | |||
FIRST US BANCSHARES, INC. (FUSB)
FIRST US BANCSHARES, INC. (FUSB)