For the quarter ending 2025-09-30, FUSB has $1,147,175K in assets. $1,042,937K in debts. $54,690K in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 10,692 | 9,380 | ||
| Interest-bearing deposits in banks | 43,998 | 44,575 | ||
| Total cash and cash equivalents | 54,690 | 53,955 | ||
| Federal funds sold and securities purchased under reverse repurchase agreements | 4,850 | 4,850 | ||
| Investment securities available-for-sale, at fair value (amortized cost 165,921 and 174,597 net of allowance for credit losses of - and -) | 163,969 | 156,576 | ||
| Investment securities held-to-maturity, at amortized cost, net of allowance for credit losses of - and -, (fair value 2025 - 504, 2024 - 642) | 524 | 561 | ||
| Federal home loan bank stock, at cost | 1,266 | 1,741 | ||
| Loans and leases held for investment | 867,520 | 871,431 | ||
| Less allowance for credit losses on loans and leases | 10,700 | 11,388 | ||
| Net loans and leases held for investment | 856,820 | 860,043 | ||
| Premises and equipment, net of accumulated depreciation | 26,499 | 26,479 | ||
| Cash surrender value of bank-owned life insurance | 17,289 | 17,198 | ||
| Accrued interest receivable | 3,926 | 3,867 | ||
| Goodwill and core deposit intangible, net | 7,435 | 7,447 | ||
| Other real estate owned | 1,158 | 1,298 | ||
| Other assets | 8,749 | 9,364 | ||
| Total assets | 1,147,175 | 1,143,379 | ||
| Non-interest-bearing | 155,941 | 150,894 | ||
| Interest-bearing | 846,531 | 835,952 | ||
| Total deposits | 1,002,472 | 986,846 | ||
| Accrued interest expense | 2,388 | 1,981 | ||
| Other liabilities | 7,150 | 6,751 | ||
| Short-term borrowings | 20,000 | 35,000 | ||
| Long-term borrowings | 10,927 | 10,909 | ||
| Total liabilities | 1,042,937 | 1,041,487 | ||
| Common stock, par value 0.01 per share, 10,000,000 shares authorized 7,924,744 and 7,840,348 shares issued, respectively 5,765,137 and 5,696,171 shares outstanding, respectively | 79 | 79 | ||
| Additional paid-in capital | 15,725 | 15,619 | ||
| Accumulated other comprehensive loss, net of tax | -1,407 | -2,065 | ||
| Retained earnings | 119,520 | 117,988 | ||
| Less treasury stock 2,159,607 and 2,144,177 shares at cost, respectively | 29,679 | 29,729 | ||
| Total shareholders equity | 104,238 | 101,892 | ||
| Total liabilities and shareholders equity | 1,147,175 | 1,143,379 | ||
FIRST US BANCSHARES, INC. (FUSB)
FIRST US BANCSHARES, INC. (FUSB)