| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 9,437 | 5,684 | 14,917 | 14,627 |
| Interest-bearing deposits at other financial institutions | 182,244 | 121,947 | 214,007 | 120,505 |
| Gross unrealized gains | 0 | 0 | 0 | NaN |
| Gross unrealized (losses) | 3 | 3 | 3 | NaN |
| Fair value | 262 | 262 | 262 | NaN |
| Securities held-to-maturity (fair value of 262 thousand at each of march31, 2026 and december31, 2025), net of allowance for credit losses of 0 at each of march31, 2026 and december 31, 2025, respectively | 265 | 265 | 265 | 265 |
| Securities available-for-sale, at fair value | 150,356 | 153,159 | 156,900 | 156,864 |
| Restricted stock, at cost | 5,465 | 5,446 | 7,774 | 7,774 |
| Loans, net of allowance for credit losses of 19.1 million and 18.9 million at march31, 2026 and december31, 2025, respectively | 1,904,156 | 1,922,397 | 1,840,479 | 1,851,033 |
| Premises and equipment, net | 662 | 693 | 723 | 773 |
| Accrued interest receivable | 10,549 | 10,277 | 9,969 | 10,179 |
| Prepaid expenses | 2,968 | 3,311 | 4,083 | 4,822 |
| Deferred tax assets, net | 11,979 | 12,251 | 12,539 | 12,997 |
| Goodwill and intangibles, net | 7,270 | 7,295 | 7,322 | 7,352 |
| Bank owned life insurance | 9,581 | 9,508 | 9,434 | 9,361 |
| Operating lease right-of-use assets | 5,696 | 6,062 | 6,425 | 6,797 |
| Other assets | 34,806 | 33,961 | 34,215 | 33,901 |
| Total assets | 2,335,434 | 2,292,256 | 2,319,052 | 2,237,250 |
| Nonnterest-bearing | 369,262 | 363,228 | 374,414 | 356,208 |
| Interest-bearing checking | 682,461 | 741,034 | 803,291 | 669,054 |
| Deposits, savings deposits | 379,932 | 331,048 | 291,391 | 364,523 |
| Time deposits | 336,117 | 277,010 | 273,837 | 278,758 |
| Deposits, wholesale | 259,963 | 284,957 | 234,949 | 234,929 |
| Total deposits | 2,027,735 | 1,997,277 | 1,977,882 | 1,903,472 |
| Other borrowed funds | NaN | 0 | 50,000 | 50,000 |
| Long-term debt, net of issuance costs | 24,451 | 18,750 | 18,737 | 18,723 |
| Accrued interest payable | 2,045 | 2,076 | 2,699 | 2,076 |
| Operating lease liabilities | 6,088 | 6,486 | 6,877 | 7,283 |
| Reserves for unfunded commitments | 374 | 471 | 502 | 503 |
| Accrued expenses and other liabilities | 14,410 | 13,596 | 12,551 | 12,030 |
| Total liabilities | 2,075,103 | 2,038,656 | 2,069,248 | 1,994,087 |
| Common stock, 0.01 par value | 180 | 179 | 181 | 180 |
| Additional paid-in capital | 122,690 | 122,144 | 123,960 | 123,450 |
| Retained earnings | 156,168 | 150,857 | 146,294 | 141,799 |
| Accumulated other comprehensive (loss), net | -18,707 | -19,580 | -20,631 | -22,266 |
| Total shareholders' equity | 260,331 | 253,600 | 249,804 | 243,163 |
| Total liabilities and shareholders' equity | 2,335,434 | 2,292,256 | 2,319,052 | 2,237,250 |
FVCBankcorp, Inc. (FVCB)
FVCBankcorp, Inc. (FVCB)