FVCBankcorp, Inc. (FVCB)
2025-06-30 | ||||
---|---|---|---|---|
Income tax expense | 1,567,000 | |||
Other operating expenses | 931,000 | |||
Directors fees | 150,000 | |||
Marketing, business development and advertising | 249,000 | |||
Salaries and employee benefits | 5,036,000 | |||
Data processing and network administration | 550,000 | |||
Fdic insurance | 290,000 | |||
Occupancy and equipment expense | 539,000 | |||
Core deposit intangible amortization | 32,000 | |||
State franchise taxes | 583,000 | |||
Internet banking and software expense | 864,000 | |||
Loan processing fee (income) | 204,000 | |||
Total noninterest expenses | 9,428,000 | |||
Interest on federal funds purchased | - | |||
Interest on deposits | 12,958,000 | |||
Interest on short-term debt | 468,000 | |||
Interest on subordinated notes | 245,000 | |||
Total interest expense | 13,671,000 | |||
Interest on deposits at other financial institutions | 1,364,000 | |||
Interest and dividends on securities available-for-sale | 914,000 | |||
Interest and fees on loans | 27,029,000 | |||
Interest and dividends on securities held-to-maturity | 3,000 | |||
Dividends on restricted stock | 120,000 | |||
Total interest and dividend income | 29,430,000 | |||
Net interest income | 15,759,000 | |||
Provision for credit losses | 105,000 | |||
Net interest income after provision for credit losses | 15,654,000 | |||
Other income | 150,000 | |||
Income from minority membership interests | 351,000 | |||
Gain on termination of derivative instruments | 154,000 | |||
Boli income | 71,000 | |||
Service charges on deposit accounts | 282,000 | |||
Total noninterest income | 1,008,000 | |||
Net income before income tax expense | 7,234,000 | |||
Net income | 5,667,000 | |||
Earnings per share, basic | 0.31 | |||
Earnings per share, diluted | 0.31 | |||
Weighted average shares - basic (in shares) | 18,129 | |||
Weighted average shares - diluted (in shares) | 18,256 |