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Income Overview

Net Income
$8,223K
EPS
$0.45
Unit: Thousand (K) dollars
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Interest and fees on loans
29,475
28,388
27,894*
26,984
Interest and dividends on securities held-to-maturity
2
2
-1*
2
Interest and dividends on securities available-for-sale
848
865
918*
906
Dividends on restricted stock
88
91
93*
118
Interest on deposits at other financial institutions
668
475
610*
1,817
Total interest and dividend income
31,081
29,821
29,513*
29,827
Interest on deposits
11,360
11,703
12,983*
13,071
Interest on federal funds purchased
-
-
0*
0
Interest on short-term debt
96
148
49*
478
Interest on long-term debt
476
566
399*
245
Total interest expense
11,932
12,417
13,431*
13,794
Net interest income
19,149
17,404
16,082*
16,033
Provision for credit losses
241
168
869*
375
Net interest income after provision for credit losses
18,908
17,236
15,213*
15,658
Service charges on deposit accounts
426
361
344*
321
Bank owned life insurance income
74
73
73*
73
Income from minority membership interests
600
240
-41*
508
Loss on termination of derivative instruments
-
-
-140*
0
Other income
205
209
341*
131
Total noninterest income
2,152
883
576*
1,033
Salaries and employee benefits
5,928
5,442
4,938*
5,115
Occupancy and equipment expense
510
538
520*
520
Data processing and network administration
696
618
573*
559
Internet banking and software expense
884
884
781*
890
State franchise taxes
577
568
595*
583
Fdic insurance
190
330
306*
238
Marketing, business development and advertising
302
155
106*
211
Loan processing fee (income)
257
244
358*
280
Directors fees
165
165
180*
150
Core deposit intangible amortization
22
25
32*
30
Other operating expenses
1,058
903
833*
896
Total noninterest expenses
10,589
9,872
9,220*
9,472
Net income before income tax expense
10,471
8,247
6,568*
7,219
Income tax expense
2,248
1,861
1,380*
1,640
Net income
8,223
6,386
5,188
5,579
Basic EPS
0.46
0.36
0.095
0.31
Diluted EPS
0.45
0.35
0.095
0.31
Basic Average Shares
18,016,000
17,931,000
54,326,821
18,050
Diluted Average Shares
18,159,000
18,110,000
54,743,564
18,180
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Interest and fees on loans$29,475K (9.05%↑ Y/Y)Interest and dividends onsecurities...$848K (-7.22%↓ Y/Y)Interest on deposits atother financial...$668K (-51.03%↓ Y/Y)Dividends on restrictedstock$88K (-26.67%↓ Y/Y)Interest and dividends onsecurities...$2K (-33.33%↓ Y/Y)Total interest anddividend income$31,081K (5.61%↑ Y/Y)Net interest income$19,149K (21.51%↑ Y/Y)something is missing$847K Income from minoritymembership interests$600K (70.94%↑ Y/Y)Service charges ondeposit accounts$426K (51.06%↑ Y/Y)Other income$205K (36.67%↑ Y/Y)Bank owned lifeinsurance income$74K (4.23%↑ Y/Y)Total interestexpense$11,932K (-12.72%↓ Y/Y)Net interest incomeafter provision for...$18,908K (20.79%↑ Y/Y)Total noninterestincome$2,152K (113.49%↑ Y/Y)Provision for creditlosses$241K (129.52%↑ Y/Y)Interest on deposits$11,360K (-12.33%↓ Y/Y)Interest on long-termdebt$476K (94.29%↑ Y/Y)Interest on short-termdebt$96K (-79.49%↓ Y/Y)Net income beforeincome tax expense$10,471K (44.75%↑ Y/Y)Total noninterestexpenses$10,589K (12.31%↑ Y/Y)Net income$8,223K (45.10%↑ Y/Y)Income tax expense$2,248K (43.46%↑ Y/Y)Salaries and employeebenefits$5,928K (17.71%↑ Y/Y)Other operatingexpenses$1,058K (13.64%↑ Y/Y)Internet banking andsoftware expense$884K (2.31%↑ Y/Y)Data processing andnetwork administration$696K (26.55%↑ Y/Y)State franchise taxes$577K (-1.03%↓ Y/Y)Occupancy and equipmentexpense$510K (-5.38%↓ Y/Y)Marketing, businessdevelopment and advertising$302K (21.29%↑ Y/Y)Loan processing fee(income)$257K (25.98%↑ Y/Y)Fdic insurance$190K (-34.48%↓ Y/Y)Directors fees$165K (10.00%↑ Y/Y)Core depositintangible amortization$22K (-31.25%↓ Y/Y)

FVCBankcorp, Inc. (FVCB)

FVCBankcorp, Inc. (FVCB)