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Cash Flow Overview

Change in Cash
$2,803K
Free Cash flow
$8,917K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Net increase in non-maturing dep...
    • Net decrease in loans
    • Net income
    • Others
Negative Cash Flow Breakdown
    • Decrease in interest-bearing dep...
    • Net (decrease) increase in time ...
    • Repurchases of common stock
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
8,222
6,386
5,646
5,579
Depreciation
41
43
46
52
Provision for credit losses
241
168
909
375
Net amortization of premium of securities
42
40
45
48
Net accretion of deferred loan costs, fees, and other acquisition accounting adjustments
776
92
59
18
Gain (loss) on derivative termination
0
-
-63
0
Gain on sale of minority membership interest
847
-
-
-
Income from minority membership interests
600
240
247
508
Amortization of debt issuance costs
195
55
14
14
Core deposit intangible amortization
22
25
28
30
Tax credit amortization
-
-
126
-
Equity-based compensation expense
339
215
215
206
Bank owned life insurance income
74
73
74
74
Deferred income tax (benefit) expense
-
-
-29
-
Increase in accrued interest receivable, prepaid expenses and other assets
-1,279
-845
223
-1,107
Increase (decrease) in accrued interest payable, accrued expenses and other liabilities
847
255
1,130
753
Net cash provided by (used in) operating activities, total
8,931
7,627
7,591
7,564
Decrease in interest-bearing deposits at other financial institutions
-56,502
-60,297
92,060
-93,502
Payments to acquire debt securities, available-for-sale
0
0
0
946
Proceeds from sales or maturity of securities available-for-sale
-
-
0
0
Proceeds from repayments, calls and maturities of securities available-for-sale
3,193
2,928
5,298
3,349
Net (purchase) redemption of restricted stock
-1
19
-2,328
0
Net decrease in loans
-24,602
-18,165
82,768
-10,198
Proceeds from life insurance policy
-
-
0
0
Purchases of premises and equipment, net
14
12
17
1
Proceeds from sale of minority interest
-1,296
-
-
-
Net cash used in investing activities
-27,424
-39,235
16,901
-80,902
Net increase in non-maturing deposits
66,122
-3,655
-33,786
79,311
Net (decrease) increase in time deposits
-42,129
34,113
53,182
-4,903
Issuance and redemption of subordinated debt, net
354
-19,354
-1
0
Net decrease in fhlb advances
-
-
-50,000
0
Proceeds from issuance of senior long-term debt
-519
25,000
-
-
Payment, tax withholding, share-based payment arrangement
30
16
-1
1
Repurchases of common stock
2,077
-
2,042
0
Payments of ordinary dividends, common stock
1,269
1,075
1,083
1,084
Common stock issuance
844
348
4
305
Net cash provided by financing activities
21,296
35,361
-33,725
73,628
Net increase in cash and cash equivalents
2,803
3,753
-9,233
290
Cash and cash equivalents, beginning of year
9,437
5,684
14,917
8,161
Cash and cash equivalents, end of period
12,240
9,437
5,684
14,917
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net increase innon-maturing deposits$66,122K (283.96%↑ Y/Y)Net income$8,222K (-24.10%↓ Y/Y)Increase in accruedinterest receivable,...-$1,279K (-173.29%↓ Y/Y)Common stock issuance$844K (257.63%↑ Y/Y)Issuance and redemptionof subordinated...$354K (35300.00%↑ Y/Y)Increase (decrease) inaccrued interest...$847K (134.70%↑ Y/Y)Equity-based compensationexpense$339K (-21.71%↓ Y/Y)Provision for creditlosses$241K (-20.98%↓ Y/Y)Amortization of debt issuancecosts$195K (622.22%↑ Y/Y)Net amortization ofpremium of securities$42K (-56.25%↓ Y/Y)Depreciation$41K (-64.04%↓ Y/Y)Core depositintangible amortization$22K (-67.16%↓ Y/Y)Net cash provided byfinancing activities$21,296K (-25.06%↓ Y/Y)Net cash provided by(used in) operating...$8,931K (2.61%↑ Y/Y)Canceled cashflow$46,024K Canceled cashflow$2,297K Net increase in cashand cash...$2,803K (-56.65%↓ Y/Y)Canceled cashflow$27,424K Net (decrease)increase in time deposits-$42,129K (-369.25%↓ Y/Y)Repurchases of common stock$2,077K (-55.19%↓ Y/Y)Payments of ordinarydividends, common stock$1,269K Proceeds from issuance ofsenior long-term debt-$519K Payment, taxwithholding, share-based...$30K (-43.40%↓ Y/Y)Net decrease inloans-$24,602K (-1990.23%↓ Y/Y)Proceeds fromrepayments, calls and...$3,193K (-57.40%↓ Y/Y)Proceeds from sale ofminority interest-$1,296K Net (purchase)redemption of restricted...-$1K (99.76%↑ Y/Y)Gain on sale ofminority membership...$847K Net accretion ofdeferred loan costs,...$776K (89.27%↑ Y/Y)Income from minoritymembership interests$600K (21.95%↑ Y/Y)Bank owned lifeinsurance income$74K (-47.52%↓ Y/Y)Net cash used ininvesting activities-$27,424K (10.54%↑ Y/Y)Canceled cashflow$29,092K Decrease ininterest-bearing deposits at...-$56,502K (-49.81%↓ Y/Y)Purchases of premises andequipment, net$14K (-51.72%↓ Y/Y)

FVCBankcorp, Inc. (FVCB)

FVCBankcorp, Inc. (FVCB)