FVCBankcorp, Inc. (FVCB)
FVCBankcorp, Inc. (FVCB)
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income | 6,386 | 5,646 | 5,579 | 10,832 |
| Depreciation | 43 | 46 | 52 | 114 |
| Provision for credit losses | 168 | 909 | 375 | 305 |
| Net amortization of premium of securities | 40 | 45 | 48 | 96 |
| Net accretion of deferred loan costs, fees, and other acquisition accounting adjustments | 92 | 59 | 18 | 410 |
| Gain (loss) on derivative termination | NaN | -63 | 0 | 154 |
| Income from minority membership interests | 240 | 247 | 508 | 492 |
| Amortization of debt issuance costs | 55 | 14 | 14 | 27 |
| Core deposit intangible amortization | 25 | 28 | 30 | 67 |
| Tax credit amortization | NaN | 126 | NaN | NaN |
| Equity-based compensation expense | 215 | 215 | 206 | 433 |
| Bank owned life insurance income | 73 | 74 | 74 | 141 |
| Deferred income tax (benefit) expense | NaN | -29 | NaN | NaN |
| Increase in accrued interest receivable, prepaid expenses and other assets | -845 | 223 | -1,107 | -468 |
| Increase (decrease) in accrued interest payable, accrued expenses and other liabilities | 255 | 1,130 | 753 | -2,441 |
| Net cash provided by (used in) operating activities, total | 7,627 | 7,591 | 7,564 | 8,704 |
| Increase in interest-bearing deposits at other financial institutions | -60,297 | 92,060 | -93,502 | -37,716 |
| Payments to acquire debt securities, available-for-sale | 0 | 0 | 946 | 1,995 |
| Proceeds from sales or maturity of securities available-for-sale | NaN | 0 | 0 | NaN |
| Proceeds from repayments, calls and maturities of securities available-for-sale | 2,928 | 5,298 | 3,349 | 7,496 |
| Net (purchase) redemption of restricted stock | 19 | -2,328 | 0 | -412 |
| Net decrease (increase) in loans | -18,165 | 82,768 | -10,198 | -1,177 |
| Proceeds from life insurance policy | NaN | 0 | 0 | 0 |
| Purchases of premises and equipment, net | 12 | 17 | 1 | 29 |
| Net cash used in investing activities | -39,235 | 16,901 | -80,902 | -30,655 |
| Repurchases of common stock | NaN | 2,042 | 0 | 4,635 |
| Net (decrease) increase in non-maturing deposits | -3,655 | -33,786 | 79,311 | 17,221 |
| Net increase in time deposits | 34,113 | 53,182 | -4,903 | 15,647 |
| Decrease in federal funds purchased | NaN | NaN | NaN | 0 |
| Issuance and redemption of subordinated debt, net | -19,354 | -1 | 0 | 1 |
| Net decrease in fhlb advances | NaN | -50,000 | 0 | 0 |
| Proceeds from issuance of senior long-term debt | 25,000 | NaN | NaN | NaN |
| Payment, tax withholding, share-based payment arrangement | 16 | -1 | 1 | 53 |
| Payments of ordinary dividends, common stock | 1,075 | 1,083 | 1,084 | NaN |
| Common stock issuance | 348 | 4 | 305 | 236 |
| Net cash provided by (used in) financing activities | 35,361 | -33,725 | 73,628 | 28,417 |
| Net increase (decrease) in cash and cash equivalents | 3,753 | -9,233 | 290 | 6,466 |
| Cash and cash equivalents, beginning of year | 5,684 | 14,917 | 8,161 | NaN |
| Cash and cash equivalents, end of period | 9,437 | 5,684 | 14,917 | NaN |