MyFinsight
Home
Blog
About
Income Statement
|
Cash Flow
|
Balance Sheet
|
Ratios
Income Overview
Net Income
$5,550K
EPS
$0.62
Unit: Thousand (K) dollars
Subscribe for Financial Insights
Page 1
Quarterly
123
Page 1
Income Statement
2025-09-30
2025-06-30
2025-03-31
2024-12-31
Interest and fees on loans
21,430
21,594
20,639
20,901*
Interest on deposits in banks
1,733
1,891
1,671
1,815*
Interest on federal funds sold
1
0
39
47*
Taxable interest
1,562
1,313
1,314
1,396*
Tax-exempt interest
296
298
300
309*
Dividends
65
69
59
105*
Interest on federal funds purchased
-
-
-
0*
Total interest and dividend income
25,087
25,165
24,022
24,571*
Interest on deposits
6,246
6,080
6,038
6,298*
Interest on subordinated debt
479
468
467
396*
Interest on junior subordinated debt
67
66
66
69*
Interest on other borrowings
0
3
-
220*
Total interest expense
6,792
6,617
6,571
6,983*
Net interest income
18,295
18,548
17,451
17,588*
Provision for credit losses
193
911
832
4,700*
Net interest income after provision for credit losses
18,102
17,637
-
12,888*
Noninterest income-Deposit Account
985
-
-
-
Noninterest income-Credit And Debit Card
1,336
-
-
-
Noninterest income-Asset Management1
910
-
-
-
Noninterest income-Financial Service Other
407
-
-
-
Noninterest income-Mortgage Banking
166
-
-
-
Income from bank owned life insurance
284
-
246
245*
Gain on sale of other investment
-
-
-
10*
Net gains on redemption of subordinated debt
0
-
-
-
Net (losses) on securities available for sale
-
-
-
-272*
Net gains on sale of mortgage loans held for sale
5
-
-
-
Noninterest income
-
-
3,275
5,383*
Preliminary bargain purchase gain
304
-
-
730*
Other operating income
103
-
90
1,452*
Total noninterest income
4,500
3,889
3,611
7,547*
Salaries and employee benefits
8,487
8,033
8,689
13,613*
Occupancy
1,025
944
1,069
874*
Equipment
1,056
1,057
1,024
1,006*
Marketing
324
286
220
235*
Supplies
158
198
217
132*
Amortization expense
-
-
442
448*
Legal and professional fees
660
594
522
-587*
Miscellaneous losses
-
-
316
-
Atm and check card expense
569
537
438
365*
Net losses on disposal of premises and equipment
-
-
-
12*
Internet banking expense
-
55
351
-
Fdic assessment
305
315
414
263*
Bank franchise tax
350
348
317
263*
Data processing expense
495
504
762
725*
Core deposit intangible amortization expense
442
441
-
-
Other real estate owned, net
0
0
-
-
Net (gains) losses on disposal of premises and equipment
23
-7
1
-
Other real estate gain (loss) and expense, net
-
-
-
15*
Merger expense
0
92
1,940
2,027*
Other operating expense
1,934
1,780
1,615
1,899*
Total noninterest expense
15,782
15,191
18,335
21,257*
Income before income taxes
6,820
6,335
1,895
-823*
Income tax expense
1,270
1,284
297
-754*
Net income
5,550
5,051
1,598
-69
Basic EPS
0.62
0.56
0.18
-0.008
Diluted EPS
0.62
0.56
0.18
-0.008
Basic Average Shares
8,999,153
8,987,179
8,979,527
8,300,666
Diluted Average Shares
9,023,185
9,001,972
9,005,923
8,320,580
Page 1
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Page 1
Buy us a coffee
Time Plot
Show the time plot by selecting a row from the table.
Income Statement
Interest and fees on loans
$21,430K
(48.01%↑ Y/Y)
Interest on deposits in
banks
$1,733K
(12.68%↑ Y/Y)
Taxable interest
$1,562K
(43.17%↑ Y/Y)
Tax-exempt interest
$296K
(-2.31%↓ Y/Y)
Dividends
$65K
(96.97%↑ Y/Y)
Interest on federal funds
sold
$1K
Total interest and
dividend income
$25,087K
(43.81%↑ Y/Y)
Net interest income
$18,295K
(55.72%↑ Y/Y)
Noninterest income-Credit
And Debit Card
$1,336K
Noninterest income-Deposit
Account
$985K
Noninterest income-Asset
Management1
$910K
Noninterest
income-Financial Service Other
$407K
Preliminary bargain
purchase gain
$304K
Income from bank owned
life insurance
$284K
(48.69%↑ Y/Y)
Noninterest
income-Mortgage Banking
$166K
Other operating
income
$103K
(134.09%↑ Y/Y)
Net gains on sale of
mortgage loans held for...
$5K
Total interest
expense
$6,792K
(19.26%↑ Y/Y)
Net interest income
after provision for...
$18,102K
(80.14%↑ Y/Y)
Total noninterest
income
$4,500K
(40.49%↑ Y/Y)
Provision for credit
losses
$193K
(-88.65%↓ Y/Y)
Interest on deposits
$6,246K
(25.98%↑ Y/Y)
Interest on subordinated
debt
$479K
(594.20%↑ Y/Y)
Interest on junior
subordinated debt
$67K
(-1.47%↓ Y/Y)
Income before income
taxes
$6,820K
(144.18%↑ Y/Y)
Total noninterest
expense
$15,782K
(50.89%↑ Y/Y)
Net (gains) losses
on disposal of...
$23K
(1250.00%↑ Y/Y)
Net income
$5,550K
(146.89%↑ Y/Y)
Income tax expense
$1,270K
(133.03%↑ Y/Y)
Salaries and employee
benefits
$8,487K
(43.19%↑ Y/Y)
Other operating
expense
$1,934K
(78.58%↑ Y/Y)
Equipment
$1,056K
(45.45%↑ Y/Y)
Occupancy
$1,025K
(75.21%↑ Y/Y)
Legal and
professional fees
$660K
(10.74%↑ Y/Y)
Atm and check card
expense
$569K
(44.42%↑ Y/Y)
Data processing
expense
$495K
(70.69%↑ Y/Y)
Core deposit
intangible amortization...
$442K
Bank franchise tax
$350K
(33.59%↑ Y/Y)
Marketing
$324K
(23.66%↑ Y/Y)
Fdic assessment
$305K
(56.41%↑ Y/Y)
Supplies
$158K
(28.46%↑ Y/Y)
Buy us a coffee
FIRST NATIONAL CORP VA (FXNC)
FIRST NATIONAL CORP VA (FXNC)