For the quarter ending 2025-09-30, FXNC has $2,030,754K in assets. $1,849,545K in debts. $189,317K in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 23,716 | 34,435 | ||
| Interest-bearing deposits in banks | 165,601 | 159,880 | ||
| Cash and cash equivalents | 189,317 | 194,315 | ||
| Securities available for sale, at fair value | 196,476 | 187,579 | ||
| Securities held to maturity, at amortized cost (net of allowance for credit losses, 2025, 83 2024, 95) | 104,608 | 106,430 | ||
| Restricted securities, at cost | 4,436 | 5,624 | ||
| Loans held for sale | 0 | 415 | ||
| Construction And Land Development-Real Estate1 | 78,470 | - | ||
| Real Estate1-Secured By Multifamily Residential Properties | 533,458 | - | ||
| Other Real Estate Loans-Real Estate1 | 684,535 | - | ||
| Commercial And Industrial Loans | 117,412 | - | ||
| Consumer And Other Loans | 19,322 | - | ||
| Loans | 1,433,197 | - | ||
| Allowance for credit losses | 14,447 | - | ||
| Loans, net of allowance for credit losses, 2025, 14,447 2024, 16,400 | 1,418,750 | 1,427,836 | ||
| Other real estate owned, net of valuation allowance, 2025, 0 2024, 0 | 0 | 0 | ||
| Premises and equipment, net | 34,107 | 34,530 | ||
| Accrued interest receivable | 6,238 | 6,143 | ||
| Bank owned life insurance | 38,652 | 38,367 | ||
| Goodwill | 3,030 | 3,030 | ||
| Core deposit intangibles, net | 13,661 | 14,102 | ||
| Other assets | 21,479 | 23,070 | ||
| Total assets | 2,030,754 | 2,041,441 | ||
| Noninterest-bearing demand deposits | 511,482 | 541,204 | ||
| Savings and interest-bearing demand deposits | 931,241 | 900,658 | ||
| Time deposits | 366,860 | 361,304 | ||
| Total deposits | 1,809,583 | 1,803,166 | ||
| Subordinated debt, net of issuance cost | 21,241 | 21,148 | ||
| Other borrowings | - | 25,000 | ||
| Junior subordinated debt | 9,279 | 9,279 | ||
| Accrued interest payable and other liabilities | 9,442 | 9,316 | ||
| Total liabilities | 1,849,545 | 1,867,909 | ||
| Preferred stock, par value 1.25 per share authorized 1,000,000 shares none issued and outstanding | 0 | 0 | ||
| Common stock, par value 1.25 per share authorized 16,000,000 shares issued and outstanding, 2025, 9,009,209 shares 2024, 8,974,102 shares | 11,262 | 11,236 | ||
| Surplus | 78,187 | 77,578 | ||
| Retained earnings | 104,964 | 100,810 | ||
| Accumulated other comprehensive loss, net | -13,204 | -16,092 | ||
| Total shareholders equity | 181,209 | 173,532 | ||
| Total liabilities and shareholders equity | 2,030,754 | 2,041,441 | ||
FIRST NATIONAL CORP VA (FXNC)
FIRST NATIONAL CORP VA (FXNC)