For the year ending 2025-12-31, HBIA has $4,647,870K in assets. $4,045,161K in debts. $42,114K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and cash equivalents | 42,114 | |||
| Investment securities available for sale at fair value (amortized cost 2025 957,295 2024 979,855) (notes 1, 2 and 14) | 955,584 | |||
| Stock of federal home loan bank | 32,063 | |||
| Loans held for sale | 8,047 | |||
| Loans, net of allowance for credit losses (2025 58,204 2024 50,940) (notes 1, 3, and 13) | 3,506,819 | |||
| Gross | 66,302 | |||
| Less accumulated depreciation | 30,262 | |||
| Property and equipment, net (note 4) | 36,040 | |||
| Tax credit real estate | 8,241 | |||
| Accrued interest receivable | 23,404 | |||
| Deferred income taxes, net (notes 1 and 11) | 18,467 | |||
| Goodwill | 2,500 | |||
| Other assets | 14,591 | |||
| Total assets | 4,647,870 | |||
| Noninterest-bearing deposits | 596,230 | |||
| Interest-bearing deposits (note 6) | 2,771,605 | |||
| Total deposits | 3,367,835 | |||
| Other short-term borrowings, including bank term funding program and fhlb daily reset advances (note 7) | 586,882 | |||
| Federal home loan bank borrowings (note 8) | 64,333 | |||
| Accrued interest payable | 3,453 | |||
| Allowance for credit losses on off-balance sheet credit exposures (note 3) | 4,501 | |||
| Other liabilities | 18,157 | |||
| Total liabilities | 4,045,161 | |||
| Redeemable common stock held by employee stock ownership plan (esop) (note 10) | 54,475 | |||
| Common stock, no par value authorized 20,000,000 shares issued 2025 10,339,953 shares 2024 10,346,920 shares | 0 | |||
| Paid in capital | 65,183 | |||
| Retained earnings | 629,068 | |||
| Accumulated other comprehensive loss (note 9) | -1,304 | |||
| Treasury stock at cost (2025 1,556,890 shares 2024 1,377,498 shares) | 90,238 | |||
| Total stockholders' equity | 602,709 | |||
| Less maximum cash obligation related to esop shares (note 10) | 54,475 | |||
| Total stockholders' equity less maximum cash obligations related to esop shares | 548,234 | |||
| Total liabilities & stockholders' equity | 4,647,870 | |||
HILLS BANCORPORATION (HBIA)
HILLS BANCORPORATION (HBIA)