For the quarter ending 2026-03-31, HBIA has $4,673,059K in assets. $4,068,981K in debts. $56,079K in cash and cash equivalents.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and cash equivalents | 56,079 | 42,114 | 47,197 | 52,493 |
| Investment securities available for sale at fair value (amortized cost march 31, 2026 969,159 december 31, 2025 957,295) | 958,384 | 955,584 | 962,763 | 941,571 |
| Stock of federal home loan bank | 22,787 | 32,063 | 32,698 | 33,282 |
| Loans held for sale | 5,215 | 8,047 | 3,618 | 5,813 |
| Total loans receivable | 3,578,440 | - | 3,556,016 | - |
| Net unamortized fees and costs | 279 | - | 290 | - |
| Total | 3,578,719 | - | 3,556,306 | - |
| Less allowance for credit losses | 56,601 | - | 59,097 | - |
| Loans, net of allowance for credit losses march 31, 2026 56,601 december 31, 2025 58,204 | 3,522,118 | 3,506,819 | 3,497,209 | 3,462,072 |
| Gross | - | 66,302 | - | - |
| Less accumulated depreciation | - | 30,262 | - | - |
| Property and equipment, net | 37,234 | 36,040 | 35,942 | 35,893 |
| Tax credit real estate | 7,884 | 8,241 | 9,704 | 8,911 |
| Accrued interest receivable | 25,727 | 23,404 | 25,258 | 22,787 |
| Deferred income taxes, net | 21,244 | 18,467 | 24,998 | 28,541 |
| Goodwill | 2,500 | 2,500 | 2,500 | 2,500 |
| Other assets | 13,887 | 14,591 | 11,581 | 11,149 |
| Total assets | 4,673,059 | 4,647,870 | 4,653,468 | 4,605,012 |
| Noninterest-bearing deposits | 615,648 | 596,230 | 578,133 | 590,770 |
| Interest-bearing deposits | 2,983,970 | 2,771,605 | 2,800,134 | 2,741,436 |
| Total deposits | 3,599,618 | 3,367,835 | 3,378,267 | 3,332,206 |
| Other short-term borrowings, including fhlb daily reset advances | 380,187 | 586,882 | 588,740 | 391,448 |
| Federal home loan bank borrowings | 64,083 | 64,333 | 76,583 | 286,833 |
| Accrued interest payable | 3,250 | 3,453 | 3,658 | 3,981 |
| Allowance for credit losses on off-balance sheet credit exposures | 4,340 | 4,501 | 3,849 | 3,730 |
| Other liabilities | 17,503 | 18,157 | 17,995 | 24,699 |
| Total liabilities | 4,068,981 | 4,045,161 | 4,069,092 | 4,042,897 |
| Redeemable common stock held by employee stock ownership plan (esop) | 58,521 | 54,475 | 53,147 | 50,927 |
| Common stock, no par value authorized 20,000,000 shares issued march 31, 2026 10,340,933 shares december 31, 2025 10,339,953 shares | 0 | 0 | - | - |
| Paid in capital | 65,497 | 65,183 | - | - |
| Retained earnings | 640,206 | 629,068 | - | - |
| Accumulated other comprehensive loss | -8,214 | -1,304 | - | - |
| Treasury stock at cost (march 31, 2026 1,590,991 shares december 31, 2025 1,556,890 shares) | 93,411 | 90,238 | - | - |
| Total stockholders' equity | 604,078 | 602,709 | - | - |
| Less maximum cash obligation related to esop shares (note 10) | - | 54,475 | - | - |
| Less maximum cash obligation related to esop shares | 58,521 | - | - | - |
| Total stockholders' equity less maximum cash obligation related to esop shares | 545,557 | 548,234 | 531,229 | 511,188 |
| Total liabilities & stockholders' equity | 4,673,059 | 4,647,870 | 4,653,468 | 4,605,012 |
HILLS BANCORPORATION (HBIA)
HILLS BANCORPORATION (HBIA)