Financial insights of HBIA

MyFinsight

For the quarter ending 2025-09-30, HBIA made $110,339K in revenue. $12,905K in net income. Net profit margin of 11.70%.

Income Overview

Revenue
$110,339K
Net Income
$12,905K
Net Profit Margin
11.70%
EPS
$1.46
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Deposits
Salaries and employee benefits
Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2024-09-30	2024-06-30
Loans, including fees	50,043	48,719	45,762	44,415
Taxable	6,694	6,389	3,544	3,192
Nontaxable	3,025	2,728	2,152	1,719
Federal funds sold	80	146	386	377
Total interest income	59,842	57,982	51,844	49,703
Deposits	13,187	14,206	15,798	15,210
Other short-term borrowings	4,048	1,994	3,932	4,475
Fhlb borrowings	4,097	4,743	2,686	2,021
Total interest expense	21,332	20,943	22,416	21,706
Net interest income	38,510	37,039	29,428	27,997
Credit loss expense	5,975	1,137	2,310	675
Net interest income after credit loss expense	32,535	35,902	27,118	27,322
Net gain on sale of loans	410	459	732	669
Fee income-Fiduciary And Trust	4,238	4,260	-	-
Fee income	-	-	7,084	7,204
Fee income-Deposit Account	3,403	3,393	-	-
Other noninterest income	490	422	64	188
Loss on sale of investment securities	-4,294	-	-	-
Noninterest income	4,247	8,534	7,880	8,061
Salaries and employee benefits	11,335	11,251	11,045	11,063
Occupancy	1,111	1,086	1,147	996
Furniture and equipment	1,909	1,849	1,680	1,686
Office supplies and postage	563	463	561	442
Advertising and business development	658	801	639	630
Outside services	3,779	3,917	3,517	3,311
Fdic insurance assessment	497	497	473	486
Other noninterest expense	772	934	569	1,109
Noninterest expenses	20,624	20,798	19,631	19,723
Income before income taxes	16,158	23,638	15,367	15,660
Income taxes	3,253	4,986	3,197	3,348
Net income	12,905	18,652	12,170	12,312

Basic (in dollars per share)	1.46	2.09	1.35	1.35
Diluted (in dollars per share)	1.46	2.09	1.35	1.35
Weighted average number of shares (diluted) (in shares)	8,850,356	8,904,871	9,023,916	9,081,163
Weighted average shares outstanding (basic) (in shares)	8,848,885	8,903,576	9,023,389	9,080,687

MyFinsight

Income Overview

Revenue
$110,339K
Net Income
$12,905K
Net Profit Margin
11.70%
EPS
$1.46
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Deposits
Salaries and employee benefits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Revenue
$110,339K
Net Income
$12,905K
Net Profit Margin
11.70%
EPS
$1.46
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Deposits
Salaries and employee benefits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$110,339KNet Income$12,905KNet Profit Margin11.70%EPS$1.46Unit: Thousand (K) dollarsRevenue BreakdownLoans, including feesDepositsSalaries and employee benefitsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$110,339KNet Income$12,905KNet Profit Margin11.70%EPS$1.46Unit: Thousand (K) dollarsRevenue BreakdownLoans, including feesDepositsSalaries and employee benefitsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$110,339K
Net Income
$12,905K
Net Profit Margin
11.70%
EPS
$1.46
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Deposits
Salaries and employee benefits
Others

Revenue
$110,339K
Net Income
$12,905K
Net Profit Margin
11.70%
EPS
$1.46
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Deposits
Salaries and employee benefits
Others