Financial insights of HBIA

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$21,943K
EPS
$2.5
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Fee income-Fiduciary And Trust	3,966	-2,046*	4,238	4,260
Fee income-Deposit Account	3,078	2,920*	3,403	3,393
Net gain on sale of loans	515	334*	410	459
Other noninterest income	987	722*	490	422
Gain on sale of investment securities	-13	3,249*	-4,294	-
Noninterest income	8,533	5,178*	4,247	8,534
Loans, including fees	50,270	47,510*	50,043	48,719
Taxable	7,119	6,703*	6,694	6,389
Nontaxable	2,907	2,699*	3,025	2,728
Federal funds sold	91	129*	80	146
Total interest income	60,387	57,040*	59,842	57,982
Deposits	12,708	13,724*	13,187	14,206
Other short-term borrowings	3,336	4,159*	4,048	1,994
Fhlb borrowings	2,550	2,299*	4,097	4,743
Total interest expense	18,594	20,182*	21,332	20,943
Net interest income	41,793	36,858*	38,510	37,039
Credit loss expense (benefit)	-1,066	1,657*	5,975	1,137
Net interest income after credit loss expense	42,859	35,201*	32,535	35,902
Salaries and employee benefits	12,546	13,100*	11,335	11,251
Occupancy	912	1,393*	1,111	1,086
Furniture, equipment and software	2,386	1,819*	1,909	1,849
Loss on disposal of property and equipment	-	-268*	-	-
Office supplies and postage	554	628*	563	463
Advertising and business development	1,018	940*	658	801
Outside services	4,573	4,969*	3,779	3,917
Fdic insurance assessment	526	527*	497	497
Other noninterest expense	1,365	737*	772	934
Noninterest expenses	23,880	24,380*	20,624	20,798
Income before income taxes	27,512	15,998*	16,158	23,638
Income taxes	5,569	2,831*	3,253	4,986
Net income	21,943	13,167	12,905	18,652

Basic EPS	2.5	1.483	1.46	2.09
Diluted EPS	2.5	1.483	1.46	2.09
Basic Average Shares	8,768,710	8,878,203	8,848,885	8,903,576
Diluted Average Shares	8,770,458	8,879,145	8,850,356	8,904,871

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$21,943K
EPS
$2.5
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$21,943K
EPS
$2.5
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$21,943KEPS$2.5Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$21,943KEPS$2.5Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$21,943K
EPS
$2.5
Unit: Thousand (K) dollars

Net Income
$21,943K
EPS
$2.5
Unit: Thousand (K) dollars