| Income Statement | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 |
|---|---|---|---|---|
| Fee income-Fiduciary And Trust | 4,533 | 3,966 | -2,046* | 4,238 |
| Fee income-Deposit Account | 3,582 | 3,078 | 2,920* | 3,403 |
| Net gain on sale of loans | 506 | 515 | 334* | 410 |
| Other noninterest income | 618 | 987 | 722* | 490 |
| Loss on sale of investment securities | 1,693 | -13 | 3,249* | -4,294 |
| Noninterest income | 10,932 | 8,533 | 5,178* | 4,247 |
| Loans, including fees | 52,263 | 50,270 | 47,510* | 50,043 |
| Taxable | 7,595 | 7,119 | 6,703* | 6,694 |
| Nontaxable | 2,870 | 2,907 | 2,699* | 3,025 |
| Federal funds sold | 47 | 91 | 129* | 80 |
| Total interest income | 62,775 | 60,387 | 57,040* | 59,842 |
| Deposits | 13,407 | 12,708 | 13,724* | 13,187 |
| Other short-term borrowings | 3,478 | 3,336 | 4,159* | 4,048 |
| Fhlb borrowings | 1,809 | 2,550 | 2,299* | 4,097 |
| Total interest expense | 18,694 | 18,594 | 20,182* | 21,332 |
| Net interest income | 44,081 | 41,793 | 36,858* | 38,510 |
| Credit loss expense (benefit) | -1,458 | -1,066 | 1,657* | 5,975 |
| Net interest income after credit loss expense | 45,539 | 42,859 | 35,201* | 32,535 |
| Salaries and employee benefits | 12,332 | 12,546 | 13,100* | 11,335 |
| Occupancy | 1,175 | 912 | 1,393* | 1,111 |
| Furniture, equipment and software | 2,497 | 2,386 | 1,819* | 1,909 |
| Loss on disposal of property and equipment | - | - | -268* | - |
| Office supplies and postage | 535 | 554 | 628* | 563 |
| Advertising and business development | 870 | 1,018 | 940* | 658 |
| Outside services | 4,562 | 4,573 | 4,969* | 3,779 |
| Fdic insurance assessment | 504 | 526 | 527* | 497 |
| Other noninterest expense | 801 | 1,365 | 737* | 772 |
| Noninterest expenses | 23,276 | 23,880 | 24,380* | 20,624 |
| Income before income taxes | 33,195 | 27,512 | 15,998* | 16,158 |
| Income taxes | 7,183 | 5,569 | 2,831* | 3,253 |
| Net income | 26,012 | 21,943 | 13,167 | 12,905 |
| Basic EPS | 1.49 | 2.5 | 1.483 | 1.46 |
| Diluted EPS | 1.49 | 2.5 | 1.483 | 1.46 |
| Basic Average Shares | 17,479,535 | 8,768,710 | 8,878,203 | 8,848,885 |
| Diluted Average Shares | 17,484,127 | 8,770,458 | 8,879,145 | 8,850,356 |
HILLS BANCORPORATION (HBIA)
HILLS BANCORPORATION (HBIA)