| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income | 21,943 | 14,512 | 12,905 | 33,085 |
| Depreciation | 396 | 618 | 612 | 1,198 |
| Credit loss expense | NaN | 12,325 | NaN | NaN |
| Credit loss expense (benefit) | -12,048 | NaN | 5,975 | 5,007 |
| Loss on sale of investment securities available for sale | -13 | -5,339 | -4,294 | NaN |
| Forfeiture of common stock | 24 | 145 | 432 | 217 |
| Share-based compensation | 12 | 12 | 12 | 12 |
| Compensation expensed through issuance of common stock | 247 | 853 | 352 | 446 |
| (provision) benefit for deferred income taxes | 1,342 | 7,011 | -455 | -9,056 |
| Purchase of state tax credits | -1,363 | -2,940 | NaN | NaN |
| Net loss on sale of other real estate owned and other repossessed assets | 6 | 0 | -53 | 366 |
| Equity in undistributed income of subsidiary | NaN | -449 | NaN | NaN |
| Loss from equity method investments | 256 | NaN | -115 | -219 |
| Net loss on disposal of property | NaN | -1,071 | NaN | NaN |
| Net loss on the disposal of property | -6 | NaN | NaN | NaN |
| Increase in accrued interest receivable | 2,323 | -1,854 | 2,471 | 1,384 |
| Net accretion of discount on investment securities | 1,019 | 996 | 782 | 1,450 |
| (increase) decrease in other assets | -700 | 2,628 | 1,196 | 183 |
| Amortization of operating lease right of use assets | 64 | 68 | 67 | 131 |
| Amortization of tax credit real estate investments | 279 | 1,348 | 285 | 954 |
| (increase) decrease in accrued interest payable and other liabilities | -970 | -407 | 1,288 | -3,787 |
| Loans originated for sale | 56,029 | 63,323 | 43,627 | 74,751 |
| Proceeds on sales of loans | 59,376 | 59,418 | 46,232 | 73,612 |
| Net gain on sales of loans | 515 | 524 | 410 | 703 |
| Net cash and cash equivalents provided by operating activities | 21,153 | 22,599 | 22,711 | 23,499 |
| Proceeds from maturities of investment securities available for sale | 28,818 | 23,522 | 10,648 | 133,112 |
| Proceeds from sales of investment securities available for sale | 134 | 59,314 | 39,726 | NaN |
| Purchases of investment securities available for sale | 39,810 | 69,649 | 66,458 | 114,060 |
| Proceeds from sale of stock of federal home loan bank | 20,109 | 19,280 | 18,129 | 23,857 |
| Purchases of stock of federal home loan bank | 10,833 | 18,645 | 17,545 | 29,115 |
| Loans made to customers, net of collections | 16,047 | 10,261 | 40,973 | 79,243 |
| Proceeds on sale of other real estate owned | 52 | -491 | 730 | 486 |
| Proceeds from sale of property and equipment | NaN | 0 | NaN | NaN |
| Purchases of property and equipment | 615 | 1,786 | 661 | 1,223 |
| Investment in tax credit real estate | NaN | 0 | 1,193 | 1,230 |
| Net changes from tax credit real estate investment | NaN | 0 | 0 | 0 |
| Net cash and cash equivalents provided by (used in) investing activities | -18,192 | 1,284 | -57,597 | -67,416 |
| Net increase in deposits | 231,783 | -10,432 | 46,061 | -13,927 |
| Net increase in other short-term borrowings | NaN | 40,246 | NaN | NaN |
| Net decrease in other short-term borrowings | -248,799 | NaN | 197,292 | -155,188 |
| Payments of short term fhlbank borrowings, financing activities | NaN | 1,439,935 | NaN | NaN |
| Principal payments on short-term fhlb borrowings | -227,835 | NaN | 392,663 | 412,396 |
| Proceeds from short term fhlbank borrowings, financing activities | NaN | 1,397,785 | NaN | NaN |
| Proceeds from the issuance of short-term fhlb borrowings | -185,685 | NaN | 392,663 | 370,246 |
| Principal payments on long-term fhlb borrowings | 250 | 12,250 | 210,250 | 103,067 |
| Proceeds from the issuance of long-term fhlb borrowings | NaN | 305,000 | NaN | NaN |
| Borrowings from federal reserve bank | NaN | 0 | NaN | NaN |
| Payments on federal reserve bank borrowings | NaN | 0 | NaN | NaN |
| Proceeds from exercise of stock options | NaN | 120 | NaN | NaN |
| Excise tax paid on shares repurchased | NaN | 111 | NaN | NaN |
| Proceeds from the issuance of long-term fhlb borrowings | -305,000 | NaN | 0 | 305,000 |
| Purchase of common stock | 3,130 | 4,515 | 3,601 | 7,518 |
| Proceeds from the issuance of common stock through the employee stock purchase plan | 101 | 80 | 88 | 177 |
| Dividends paid | 10,805 | 0 | 0 | 10,316 |
| Net cash and cash equivalents provided by (used in) financing activities | 11,004 | -28,966 | 29,590 | -26,989 |
| Increase (decrease) in cash and cash equivalents | 13,965 | -5,083 | -5,296 | -70,906 |
| Beginning of period | 42,114 | 76,202 | 123,399 | NaN |
| End of period | 56,079 | -5,083 | 47,197 | NaN |
HILLS BANCORPORATION (HBIA)
HILLS BANCORPORATION (HBIA)