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Balance Sheets Overview

Debt to Asset Ratio
88.63%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans, net of allowance for cred...
    • Debt securities available-for-sa...
    • Debt securities held-to-maturity...
    • Others
Liabilities Breakdown
    • Noninterest-bearing
    • Surplus
    • Retained earnings
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-09-30
2025-06-30
Cash and due from banks
28,634
37,371
21,767
25,563
Interest-bearing deposits with banks
103,616
250,282
133,366
170,179
Cash and cash equivalents
132,250
287,653
155,133
195,742
Interest-bearing time deposits with banks
245
245
-
-
Debt securities available-for-sale, at fair value
1,085,908
1,025,992
793,730
773,206
Gross unrecognized gains-USGovernment Agencies Debt Securities
0
0
0
-
Gross unrecognized losses-USGovernment Agencies Debt Securities
5,690
5,292
5,340
-
Fair value-USGovernment Agencies Debt Securities
82,818
83,209
83,149
-
Allowance for credit losses-USGovernment Agencies Debt Securities
0
0
-
-
Gross unrecognized gains-Municipal Bonds
223
186
389
-
Gross unrecognized losses-Municipal Bonds
53
90
83
-
Fair value-Municipal Bonds
27,407
28,301
30,905
-
Allowance for credit losses-Municipal Bonds
0
0
-
-
Gross unrecognized gains-Residential Mortgage Backed Securities
5
6
11
-
Gross unrecognized losses-Residential Mortgage Backed Securities
3,317
3,018
3,030
-
Fair value-Residential Mortgage Backed Securities
67,856
70,522
75,214
-
Allowance for credit losses-Residential Mortgage Backed Securities
0
0
-
-
Gross unrecognized gains-Commercial Mortgage Backed Securities
7
16
23
-
Gross unrecognized losses-Commercial Mortgage Backed Securities
25,743
25,134
27,042
-
Fair value-Commercial Mortgage Backed Securities
230,393
238,492
242,225
-
Allowance for credit losses-Commercial Mortgage Backed Securities
0
0
-
-
Debt securities held-to-maturity (fair value of 408,474 at 2026 and 426,799 at 2025)
443,042
453,850
466,565
481,942
Equity securities with readily determinable fair value
3,546
3,355
3,279
3,346
Equity securities with no readily determinable fair value
6,438
6,395
2,609
2,609
Restricted stock, at cost
6,000
6,000
4,979
4,979
Loans held for sale
3,857
3,247
1,432
2,316
Loans, before allowance for credit losses
4,752,418
4,686,951
3,400,029
3,348,211
Allowance for credit losses
60,564
60,474
41,900
41,659
Loans, net of allowance for credit losses
4,691,854
4,626,477
3,358,129
3,306,552
Bank owned life insurance
37,883
37,677
24,489
24,320
Bank premises and equipment, net
91,418
90,973
69,965
68,523
Bank premises held for sale
337
337
0
140
Foreclosed assets
766
1,149
1,007
890
Goodwill
81,949
83,504
59,820
59,820
Intangible assets, net
42,858
44,313
15,760
16,454
Intangible assets held for sale
-
649
-
-
Mortgage servicing rights, at fair value
19,339
20,090
17,254
17,768
Investments in unconsolidated subsidiaries
1,614
1,614
1,614
1,614
Accrued interest receivable
35,082
35,313
23,575
20,624
Other assets
43,260
44,891
35,687
37,553
Total assets
6,727,646
6,773,724
5,035,027
5,018,398
Noninterest-bearing
1,313,650
1,342,192
1,034,181
1,034,387
Interest-bearing
4,444,336
4,461,256
3,313,006
3,272,144
Total deposits
5,757,986
5,803,448
4,347,187
4,306,531
Securities sold under agreements to repurchase
-
5,046
0
556
Federal home loan bank advances
12,363
12,332
7,271
7,240
Subordinated notes
84,026
84,003
0
39,593
Junior subordinated debentures issued to capital trusts
52,939
52,924
52,894
52,879
Other liabilities
55,599
68,566
28,546
30,702
Total liabilities
5,962,913
6,026,319
4,435,898
4,437,501
Common stock, 0.01 par value 125,000,000 shares authorized shares issued of 38,451,113 at 2026 and 32,899,104 at 2025 shares outstanding of 36,365,612 at 2026 and 31,431,924 at 2025
385
385
329
329
Surplus
447,030
446,555
297,992
297,479
Retained earnings
390,528
371,093
354,864
341,750
Accumulated other comprehensive income (loss)
-29,527
-27,371
-27,119
-32,739
Treasury stock at cost, 2,085,501 shares at 2026 and 1,467,180 at 2025
43,683
43,257
26,937
25,922
Total stockholders equity
764,733
747,405
599,129
580,897
Total liabilities and stockholders equity
6,727,646
6,773,724
5,035,027
5,018,398
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans, beforeallowance for credit...$4,752,418K (41.94%↑ Y/Y)Fairvalue-Commercial Mortgage Backed...$230,393K Fairvalue-USGovernment Agencies Debt...$82,818K Fairvalue-Residential Mortgage Backed...$67,856K Fairvalue-Municipal Bonds$27,407K Gross unrecognizedlosses-Commercial Mortgage Backed...$25,743K Gross unrecognizedlosses-USGovernment Agencies Debt...$5,690K Gross unrecognizedlosses-Residential Mortgage Backed...$3,317K Interest-bearing deposits withbanks$103,616K (-39.11%↓ Y/Y)Cash and due frombanks$28,634K (12.01%↑ Y/Y)Gross unrecognizedlosses-Municipal Bonds$53K Loans, net of allowancefor credit losses$4,691,854K (41.90%↑ Y/Y)Debt securitiesavailable-for-sale, at fair value$1,085,908K (40.44%↑ Y/Y)Debt securitiesheld-to-maturity (fair value of...$443,042K (-8.07%↓ Y/Y)Cash and cashequivalents$132,250K (-32.44%↓ Y/Y)Bank premises andequipment, net$91,418K (33.41%↑ Y/Y)Goodwill$81,949K (36.99%↑ Y/Y)Other assets$43,260K (15.20%↑ Y/Y)Intangible assets, net$42,858K (160.47%↑ Y/Y)Bank owned lifeinsurance$37,883K (55.77%↑ Y/Y)Accrued interestreceivable$35,082K (70.10%↑ Y/Y)Mortgage servicingrights, at fair value$19,339K (8.84%↑ Y/Y)Equity securities withno readily...$6,438K (146.76%↑ Y/Y)Restricted stock, at cost$6,000K (20.51%↑ Y/Y)Loans held for sale$3,857K (66.54%↑ Y/Y)Equity securities withreadily determinable...$3,546K (5.98%↑ Y/Y)Investments inunconsolidated subsidiaries$1,614K (0.00%↑ Y/Y)Foreclosed assets$766K (-13.93%↓ Y/Y)Bank premises heldfor sale$337K (140.71%↑ Y/Y)Interest-bearing time depositswith banks$245K Allowance for creditlosses$60,564K (45.38%↑ Y/Y)Gross unrecognizedgains-Municipal Bonds$223K Gross unrecognizedgains-Commercial Mortgage Backed...$7K Gross unrecognizedgains-Residential Mortgage Backed...$5K Total assets$6,727,646K (34.06%↑ Y/Y)Total liabilities andstockholders equity$6,727,646K (34.06%↑ Y/Y)Total liabilities$5,962,913K (34.38%↑ Y/Y)Total stockholdersequity$764,733K (31.65%↑ Y/Y)Treasury stock at cost,2,085,501 shares at 2026...$43,683K (68.52%↑ Y/Y)Accumulated othercomprehensive income (loss)-$29,527K (9.81%↑ Y/Y)Total deposits$5,757,986K (33.70%↑ Y/Y)Subordinated notes$84,026K (112.22%↑ Y/Y)Other liabilities$55,599K (81.09%↑ Y/Y)Junior subordinateddebentures issued to...$52,939K (0.11%↑ Y/Y)Federal home loan bankadvances$12,363K (70.76%↑ Y/Y)Surplus$447,030K (50.27%↑ Y/Y)Retained earnings$390,528K (14.27%↑ Y/Y)Common stock, 0.01 parvalue 125,000,000...$385K (17.02%↑ Y/Y)Interest-bearing$4,444,336K (35.82%↑ Y/Y)Noninterest-bearing$1,313,650K (27.00%↑ Y/Y)

HBT Financial, Inc. (HBT)

HBT Financial, Inc. (HBT)