HBT: the cashflow

MyFinsight

For the quarter ending 2025-09-30.

Cash Flow Overview

No enough data to generate the overview

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Cash Flow	2025-09-30	2025-06-30
Net income	58,070	38,305
Depreciation expense	2,347	1,535
Provision for credit losses	1,698	1,102
Net amortization of debt securities	1,859	1,409
Deferred income tax expense	725	1,091
Stock-based compensation	1,387	874
Net accretion of discount and deferred loan fees on loans	5,473	3,801
Net realized loss on sales of securities	-49	0
Net unrealized loss (gain) on equity securities	-36	31
Net loss on disposals of bank premises and equipment	-90	-83
Net gain on sales of bank premises held for sale	52	59
Impairment losses on bank premises held for sale	50	50
Net gain on sales of foreclosed assets	224	41
Write-down of foreclosed assets	49	14
Amortization of intangibles	2,083	1,389
Decrease in fair value of mortgage servicing rights	1,573	1,059
Net loss on extinguishment of subordinated debt	-391	-
Amortization of discount and issuance costs on subordinated notes and debentures	101	70
Amortization of discount on federal home loan bank advances	128	97
Amortization of premium on time deposits	0	0
Mortgage loans originated for sale	36,348	23,453
Proceeds from sale of mortgage loans	37,603	23,434
Net gain on sale of mortgage loans	1,101	711
Increase in cash surrender value of bank owned life insurance	500	331
Decrease in accrued interest receivable	-1,195	-4,146
Decrease in other assets	-219	-424
Increase (decrease) in other liabilities	-4,788	-2,662
Net cash provided by operating activities	61,167	43,993
Proceeds from maturities of interest-bearing time deposits with banks	0	-
Purchase of interest-bearing time deposits with banks	0	0
Proceeds from sales of debt securities	1,276	0
Proceeds from sales and redemptions of equity securities	54	54
Proceeds from paydowns, maturities, and calls of debt securities	128,291	86,079
Purchase of debt securities	166,907	125,579
Purchase of equity securities	34	34
Purchase of loans	9,782	9,782
Net decrease in loans	-78,157	-129,077
Proceeds from redemption of restricted stock	107	107
Purchases of bank premises and equipment	5,657	3,383
Proceeds from sales of bank premises and equipment	13	-
Proceeds from sales of bank premises held for sale	319	186
Proceeds from sales of foreclosed assets	1,140	469
Net cash provided by investing activities	26,977	77,194
Net increase (decrease) in deposits	28,933	-11,723
Net decrease in repurchase agreements	-28,969	-28,413
Proceeds from long-term federal home loan bank advances	1,800	1,800
Repayment of long-term federal home loan bank advances	7,888	7,888
Repayment of subordinated notes	40,000	-
Taxes paid related to the vesting of restricted stock units	691	691
Repurchase of common stock	3,918	2,903
Cash dividends and dividend equivalents paid	19,970	13,319
Net cash used in financing activities	-70,703	-63,137
Net increase in cash and cash equivalents	17,441	58,050
Cash and cash equivalents at beginning of period	137,692	-
Cash and cash equivalents at end of period	155,133	-

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Time Plot

Show the time plot by selecting a row from the table.

HBT: the cashflow