| Income Statement | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 |
|---|---|---|---|---|
| Taxable | 52,818 | 53,156 | 53,369 | 53,650 |
| Federally tax exempt | 1,245 | 1,215 | 1,168 | 1,133 |
| Taxable | 8,320 | 7,434 | 6,936 | 6,453 |
| Federally tax exempt | 459 | 457 | 469 | 502 |
| Interest-bearing deposits in bank | 1,350 | 1,544 | 1,065 | 2,230 |
| Other interest and dividend income | 144 | 113 | 131 | 149 |
| Total interest and dividend income | 64,336 | 63,919 | 63,138 | 64,117 |
| Deposits | 12,995 | 12,835 | 12,939 | 14,649 |
| Securities sold under agreements to repurchase | 0 | 0 | 22 | 134 |
| Borrowings | 31 | 30 | 109 | 119 |
| Subordinated notes | 387 | 469 | 470 | 470 |
| Junior subordinated debentures issued to capital trusts | 937 | 927 | 890 | 1,012 |
| Total interest expense | 14,350 | 14,261 | 14,430 | 16,384 |
| Net interest income | 49,986 | 49,658 | 48,708 | 47,733 |
| Provision for credit losses | 596 | 526 | 576 | 603 |
| Net interest income after provision for credit losses | 49,390 | 49,132 | 48,132 | 47,130 |
| Revenue-Card Income | 2,732 | 2,797 | - | - |
| Revenue-Wealth Management Fees | 3,122 | 2,826 | - | - |
| Revenue-Service Charges On Deposit Accounts | 2,093 | - | - | - |
| Mortgage servicing | 1,019 | 1,042 | 990 | 1,113 |
| Mortgage servicing rights fair value adjustment | 514 | 751 | 308 | 1,488 |
| Gains on sale of mortgage loans | 390 | 459 | 252 | 461 |
| Realized gains (losses) on sales of securities | -49 | 0 | - | - |
| Revenue-Service Charges On Deposit Accounts | - | 1,915 | - | - |
| Unrealized gains (losses) on equity securities | -67 | 23 | 8 | 136 |
| Revenue | - | - | 7,333 | 7,504 |
| Gains (losses) on foreclosed assets | 148 | 14 | 13 | -44 |
| Gains (losses) on other assets | -14 | -128 | 54 | -2 |
| Income on bank owned life insurance | 169 | 167 | 164 | 170 |
| Other noninterest income | 820 | 776 | 800 | 855 |
| Total noninterest income | 9,849 | 9,140 | 9,306 | 8,705 |
| Salaries | 16,351 | 16,452 | 17,053 | 16,325 |
| Employee benefits | 3,314 | 3,580 | 3,285 | 2,997 |
| Occupancy of bank premises | 2,826 | 2,471 | 2,625 | 2,695 |
| Furniture and equipment | 737 | 575 | 445 | 446 |
| Data processing | 2,791 | 2,687 | 2,717 | 2,640 |
| Marketing and customer relations | 1,035 | 1,020 | 1,144 | 1,380 |
| Amortization of intangible assets | 694 | 694 | 695 | 710 |
| Loss on extinguishment of debt | -391 | - | - | - |
| Fdic insurance | 561 | 551 | 562 | 572 |
| Loan collection and servicing | 264 | 360 | 383 | 476 |
| Foreclosed assets | 62 | 67 | 5 | 19 |
| Other noninterest expense | 3,482 | 3,457 | 3,021 | 3,062 |
| Total noninterest expense | 32,508 | 31,914 | 31,935 | 31,322 |
| Income before income tax expense | 26,731 | 26,358 | 25,503 | 24,513 |
| Income tax expense | 6,966 | 7,128 | 6,428 | 6,333 |
| Net income | 19,765 | 19,230 | 19,075 | 18,180 |
| Earnings per share - basic (in dollars per share) | 0.63 | 0.61 | 0.6 | 0.58 |
| Earnings per share - diluted (in dollars per share) | 0.63 | 0.61 | 0.6 | 0.57 |
| Weighted average common shares outstanding, including all dilutive potential shares (in shares) | 31,587,935 | 31,588,541 | 31,711,671 | 31,677,546 |
| Weighted average shares of common stock outstanding (in shares) | 31,481,135 | 31,510,759 | 31,584,989 | 31,559,366 |
HBT Financial, Inc. (HBT)
HBT Financial, Inc. (HBT)