Financial insights of HBT

MyFinsight

For the quarter ending 2026-03-31, HBT made $2,751K in revenue. $11,200K in net income. Net profit margin of 407.12%.

Income Overview

Revenue
$2,751K
Net Income
$11,200K
Net Profit Margin
407.12%
EPS
$0.34
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-09-30	2025-06-30	2025-03-31
Revenue-Card Income	2,751	2,732	2,797	-
Revenue-Wealth Management Fees	3,764	3,122	2,826	-
Revenue-Service Charges On Deposit Accounts	2,160	2,093	-	-
Mortgage servicing	983	1,019	1,042	990
Mortgage servicing rights fair value adjustment	-197	514	751	308
Gains on sale of mortgage loans	331	390	459	252
Realized gains (losses) on sales of securities	-	-49	0	-
Revenue-Service Charges On Deposit Accounts	-	-	1,915	-
Unrealized gains (losses) on equity securities	-112	-67	23	8
Gains (losses) on foreclosed assets	40	148	14	13
Gains (losses) on other assets	-210	-14	-128	54
Revenue	-	-	-	7,333
Income on bank owned life insurance	188	169	167	164
Other noninterest income	852	820	776	800
Total noninterest income	10,944	9,849	9,140	9,306
And Fee Income Loans And Leases	58,881	52,818	53,156	53,369
And Fee Income Loans Federally	1,317	1,245	1,215	1,168
Income Securities Taxable	9,544	8,320	7,434	6,936
Income Securities	658	459	457	469
Interest-bearing deposits in bank	1,276	1,350	1,544	1,065
Other interest and dividend income	163	144	113	131
Total interest and dividend income	71,839	64,336	63,919	63,138
Deposits	14,109	12,995	12,835	12,939
Securities sold under agreements to repurchase	16	0	0	22
Borrowings	209	31	30	109
Subordinated notes	278	387	469	470
Junior subordinated debentures issued to capital trusts	840	937	927	890
Total interest expense	15,452	14,350	14,261	14,430
Net interest income	56,387	49,986	49,658	48,708
Provision for credit losses	-156	596	526	576
Net interest income after provision for credit losses	56,543	49,390	49,132	48,132
Salaries	23,061	16,351	16,452	17,053
Employee benefits	3,920	3,314	3,580	3,285
Occupancy of bank premises	3,124	2,826	2,471	2,625
Furniture and equipment	608	737	575	445
Data processing	11,794	2,791	2,687	2,717
Marketing and customer relations	1,144	1,035	1,020	1,144
Amortization of intangible assets	887	694	694	695
Loss on extinguishment of debt	-	-391	-	-
Fdic insurance	588	561	551	562
Loan collection and servicing	696	264	360	383
Foreclosed assets	60	62	67	5
Other noninterest expense	6,555	3,482	3,457	3,021
Total noninterest expense	52,437	32,508	31,914	31,935
Income before income tax expense	15,050	26,731	26,358	25,503
Income tax expense	3,850	6,966	7,128	6,428
Net income	11,200	19,765	19,230	19,075

Basic EPS	0.34	0.63	0.61	0.6
Diluted EPS	0.34	0.63	0.61	0.6
Basic Average Shares	33,180,009	31,481,135	31,510,759	31,584,989
Diluted Average Shares	33,300,096	31,587,935	31,588,541	31,711,671

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Revenue
$2,751K
Net Income
$11,200K
Net Profit Margin
407.12%
EPS
$0.34
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Revenue
$2,751K
Net Income
$11,200K
Net Profit Margin
407.12%
EPS
$0.34
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$2,751KNet Income$11,200KNet Profit Margin407.12%EPS$0.34Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$2,751KNet Income$11,200KNet Profit Margin407.12%EPS$0.34Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$2,751K
Net Income
$11,200K
Net Profit Margin
407.12%
EPS
$0.34
Unit: Thousand (K) dollars

Revenue
$2,751K
Net Income
$11,200K
Net Profit Margin
407.12%
EPS
$0.34
Unit: Thousand (K) dollars