HBT Financial, Inc. (HBT)
2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | |
|---|---|---|---|---|
| Revenue-Card Income | 2,797 | - | - | - |
| Revenue-Wealth Management Fees | 2,826 | - | - | - |
| Revenue-Service Charges On Deposit Accounts | 1,915 | - | - | - |
| Other noninterest income | 776 | 800 | 855 | 701 |
| Mortgage servicing rights fair value adjustment | 751 | 308 | 1,488 | 97 |
| Gains on sale of mortgage loans | 459 | 252 | 461 | 443 |
| Gains (losses) on other assets | -128 | 54 | -2 | - |
| Mortgage servicing | 1,042 | 990 | 1,113 | 1,111 |
| Unrealized gains (losses) on equity securities | 23 | 8 | 136 | -96 |
| Realized gains (losses) on sales of securities | - | - | - | - |
| Income on bank owned life insurance | 167 | 164 | 170 | 166 |
| Gains (losses) on foreclosed assets | 14 | 13 | -44 | -28 |
| Revenue | - | 7,333 | 7,504 | 7,410 |
| Total noninterest income | 9,140 | 9,306 | 8,705 | 9,610 |
| Salaries | 16,452 | 17,053 | 16,325 | 16,364 |
| Other noninterest expense | 3,457 | 3,021 | 3,062 | 3,132 |
| Occupancy of bank premises | 2,471 | 2,625 | 2,695 | 2,243 |
| Marketing and customer relations | 1,020 | 1,144 | 1,380 | 996 |
| Data processing | 2,687 | 2,717 | 2,640 | 2,606 |
| Foreclosed assets | 67 | 5 | 19 | 10 |
| Fdic insurance | 551 | 562 | 572 | 565 |
| Loan collection and servicing | 360 | 383 | 476 | 475 |
| Furniture and equipment | 575 | 445 | 446 | 548 |
| Employee benefits | 3,580 | 3,285 | 2,997 | 2,860 |
| Amortization of intangible assets | 694 | 695 | 710 | 710 |
| Total noninterest expense | 31,914 | 31,935 | 31,322 | 30,509 |
| Total interest expense | - | - | - | 15,796 |
| Subordinated notes | 469 | 470 | 470 | 469 |
| Securities sold under agreements to repurchase | - | 22 | 134 | 129 |
| Junior subordinated debentures issued to capital trusts | 927 | 890 | 1,012 | 944 |
| Deposits | 12,835 | 12,939 | 14,649 | 14,133 |
| Borrowings | 30 | 109 | 119 | 121 |
| Total interest expense | 14,261 | 14,430 | 16,384 | - |
| Other interest and dividend income | 113 | 131 | 149 | 73 |
| Federally tax exempt | 457 | 469 | 502 | 521 |
| Taxable | 7,434 | 6,936 | 6,453 | 6,386 |
| Interest-bearing deposits in bank | 1,544 | 1,065 | 2,230 | 2,570 |
| Taxable | 53,156 | 53,369 | 53,650 | 52,177 |
| Federally tax exempt | 1,215 | 1,168 | 1,133 | 1,097 |
| Total interest and dividend income | 63,919 | 63,138 | 64,117 | 62,824 |
| Net interest income | 49,658 | 48,708 | 47,733 | 47,028 |
| Provision for credit losses | 526 | 576 | 603 | 1,176 |
| Net interest income after provision for credit losses | 49,132 | 48,132 | 47,130 | 45,852 |
| Income before income tax expense | 26,358 | 25,503 | 24,513 | 24,953 |
| Income tax expense | 7,128 | 6,428 | 6,333 | 6,883 |
| Net income | 19,230 | 19,075 | 18,180 | 18,070 |
| Earnings per share - basic (in dollars per share) | 0.61 | 0.6 | 0.58 | 0.57 |
| Earnings per share - diluted (in dollars per share) | 0.61 | 0.6 | 0.57 | 0.57 |
| Weighted average common shares outstanding, including all dilutive potential shares (in shares) | 31,588,541 | 31,711,671 | 31,677,546 | 31,666,811 |
| Weighted average shares of common stock outstanding (in shares) | 31,510,759 | 31,584,989 | 31,559,366 | 31,579,457 |