Financial insights of HBT

MyFinsight

For the quarter ending 2025-09-30.

Income Overview

Net Income
$19,765K
EPS
$0.63
Unit: Thousand (K) dollars

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-12-31
Taxable	52,818	53,156	53,369	51,600*
Federally tax exempt	1,245	1,215	1,168	1,178*
Taxable	8,320	7,434	6,936	6,543*
Federally tax exempt	459	457	469	568*
Interest-bearing deposits in bank	1,350	1,544	1,065	1,072*
Other interest and dividend income	144	113	131	329*
Total interest and dividend income	64,336	63,919	63,138	61,289*
Deposits	12,995	12,835	12,939	12,874*
Securities sold under agreements to repurchase	0	0	22	200*
Borrowings	31	30	109	120*
Subordinated notes	387	469	470	471*
Junior subordinated debentures issued to capital trusts	937	927	890	916*
Total interest expense	14,350	14,261	14,430	14,580*
Net interest income	49,986	49,658	48,708	46,709*
Provision for credit losses	596	526	576	363*
Net interest income after provision for credit losses	49,390	49,132	48,132	46,346*
Revenue-Card Income	2,732	2,797	-	-
Revenue-Wealth Management Fees	3,122	2,826	-	-
Revenue-Service Charges On Deposit Accounts	2,093	-	-	-
Mortgage servicing	1,019	1,042	990	1,101*
Mortgage servicing rights fair value adjustment	514	751	308	-2,203*
Gains on sale of mortgage loans	390	459	252	255*
Realized gains (losses) on sales of securities	-49	0	-	-3,697*
Revenue-Service Charges On Deposit Accounts	-	1,915	-	-
Unrealized gains (losses) on equity securities	-67	23	8	-119*
Gains (losses) on foreclosed assets	148	14	13	130*
Gains (losses) on other assets	-14	-128	54	-632*
Revenue	-	-	7,333	7,591*
Income on bank owned life insurance	169	167	164	411*
Other noninterest income	820	776	800	856*
Total noninterest income	9,849	9,140	9,306	8,099*
Salaries	16,351	16,452	17,053	16,097*
Employee benefits	3,314	3,580	3,285	2,526*
Occupancy of bank premises	2,826	2,471	2,625	2,886*
Furniture and equipment	737	575	445	513*
Data processing	2,791	2,687	2,717	3,300*
Marketing and customer relations	1,035	1,020	1,144	756*
Amortization of intangible assets	694	694	695	709*
Loss on extinguishment of debt	-391	-	-	-
Fdic insurance	561	551	562	549*
Loan collection and servicing	264	360	383	630*
Foreclosed assets	62	67	5	66*
Other noninterest expense	3,482	3,457	3,021	3,231*
Total noninterest expense	32,508	31,914	31,935	31,261*
Income before income tax expense	26,731	26,358	25,503	23,184*
Income tax expense	6,966	7,128	6,428	5,779*
Net income	19,765	19,230	19,075	17,405

Basic EPS	0.63	0.61	0.6	0.55
Diluted EPS	0.63	0.61	0.6	0.547
Basic Average Shares	31,481,135	31,510,759	31,584,989	31,631,528
Diluted Average Shares	31,587,935	31,588,541	31,711,671	31,793,083

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$19,765K
EPS
$0.63
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$19,765K
EPS
$0.63
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$19,765KEPS$0.63Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$19,765KEPS$0.63Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$19,765K
EPS
$0.63
Unit: Thousand (K) dollars

Net Income
$19,765K
EPS
$0.63
Unit: Thousand (K) dollars