For the quarter ending 2025-09-30, HBT made $120,905K in revenue. $19,765K in net income. Net profit margin of 16.35%.
| Income Statement | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 |
|---|---|---|---|---|
| Taxable | 52,818 | 53,156 | 53,369 | 52,257 |
| Federally tax exempt | 1,245 | 1,215 | 1,168 | 1,147 |
| Taxable | 8,320 | 7,434 | 6,936 | 6,481 |
| Federally tax exempt | 459 | 457 | 469 | 540 |
| Interest-bearing deposits in bank | 1,350 | 1,544 | 1,065 | 1,736 |
| Other interest and dividend income | 144 | 113 | 131 | 220 |
| Total interest and dividend income | 64,336 | 63,919 | 63,138 | 62,380 |
| Deposits | 12,995 | 12,835 | 12,939 | 13,633 |
| Securities sold under agreements to repurchase | 0 | 0 | 22 | 166 |
| Borrowings | 31 | 30 | 109 | 120 |
| Subordinated notes | 387 | 469 | 470 | 470 |
| Junior subordinated debentures issued to capital trusts | 937 | 927 | 890 | 947 |
| Total interest expense | 14,350 | 14,261 | 14,430 | 15,489 |
| Net interest income | 49,986 | 49,658 | 48,708 | 47,045 |
| Provision for credit losses | 596 | 526 | 576 | 626 |
| Net interest income after provision for credit losses | 49,390 | 49,132 | 48,132 | 46,419 |
| Revenue-Card Income | 2,732 | 2,797 | - | - |
| Revenue-Wealth Management Fees | 3,122 | 2,826 | - | - |
| Revenue-Service Charges On Deposit Accounts | 2,093 | - | - | - |
| Mortgage servicing | 1,019 | 1,042 | 990 | 490 |
| Mortgage servicing rights fair value adjustment | 514 | 751 | 308 | -705 |
| Gains on sale of mortgage loans | 390 | 459 | 252 | 354 |
| Realized gains (losses) on sales of securities | -49 | 0 | - | -1,232 |
| Revenue-Service Charges On Deposit Accounts | - | 1,915 | - | - |
| Unrealized gains (losses) on equity securities | -67 | 23 | 8 | -49 |
| Gains (losses) on foreclosed assets | 148 | 14 | 13 | 47 |
| Gains (losses) on other assets | -14 | -128 | 54 | -316 |
| Revenue | - | - | 7,333 | 7,524 |
| Income on bank owned life insurance | 169 | 167 | 164 | 290 |
| Other noninterest income | 820 | 776 | 800 | 817 |
| Total noninterest income | 9,849 | 9,140 | 9,306 | 8,628 |
| Salaries | 16,351 | 16,452 | 17,053 | 16,221 |
| Employee benefits | 3,314 | 3,580 | 3,285 | 2,727 |
| Occupancy of bank premises | 2,826 | 2,471 | 2,625 | 2,678 |
| Furniture and equipment | 737 | 575 | 445 | 505 |
| Data processing | 2,791 | 2,687 | 2,717 | 2,962 |
| Marketing and customer relations | 1,035 | 1,020 | 1,144 | 972 |
| Amortization of intangible assets | 694 | 694 | 695 | 710 |
| Loss on extinguishment of debt | -391 | - | - | - |
| Fdic insurance | 561 | 551 | 562 | 559 |
| Loan collection and servicing | 264 | 360 | 383 | 553 |
| Foreclosed assets | 62 | 67 | 5 | 40 |
| Other noninterest expense | 3,482 | 3,457 | 3,021 | 3,164 |
| Total noninterest expense | 32,508 | 31,914 | 31,935 | 31,088 |
| Income before income tax expense | 26,731 | 26,358 | 25,503 | 23,959 |
| Income tax expense | 6,966 | 7,128 | 6,428 | 6,194 |
| Net income | 19,765 | 19,230 | 19,075 | 17,765 |
| Earnings per share - basic (in dollars per share) | 0.63 | 0.61 | 0.6 | 0.56 |
| Earnings per share - diluted (in dollars per share) | 0.63 | 0.61 | 0.6 | 0.56 |
| Weighted average common shares outstanding, including all dilutive potential shares (in shares) | 31,587,935 | 31,588,541 | 31,711,671 | -15,815,938.5 |
| Weighted average shares of common stock outstanding (in shares) | 31,481,135 | 31,510,759 | 31,584,989 | -15,774,353 |
HBT Financial, Inc. (HBT)
HBT Financial, Inc. (HBT)