Cash and cash equivalents (includes interest-bearing deposits with other banks of 16,518 and 10,380 at march 31, 2026 and june 30, 2025, respectively)
28,943
19,268
26,492
17,347
Securities available-for-sale (amortized cost march 31, 2026 43,251 june 30, 2025 36,695, respectively)
40,975
38,446
37,329
34,246
Securities held-to-maturity (fair value march 31, 2026 47,726 june 30, 2025 51,139, respectively)
56,764
58,238
59,794
61,334
Other securities
940
654
654
650
Loans held-for-sale
2,745
861
1,316
1,540
Total loans receivable
483,770
476,085
468,837
465,593
Less allowance for credit losses
4,750
4,442
4,387
4,484
Unamortized loan fees
95
110
94
105
Loans receivable, net of allowance for credit losses (march 31, 2026 4,750 june 30, 2025 4,484, respectively)
478,925
471,533
464,356
461,004
Accrued interest receivable
1,922
1,873
1,854
1,836
Gross, total
-
-
-
25,918
Accumulated depreciation
-
-
-
8,652
Premises and equipment, net
16,503
16,752
17,008
17,266
Bank owned life insurance
7,012
6,984
6,954
6,926
Goodwill
2,990
2,990
2,990
2,990
Core deposit intangible
727
784
848
915
Deferred tax asset
1,126
982
1,043
1,163
Real estate owned
814
809
783
970
Other assets
1,263
1,275
1,209
1,305
Total assets
641,649
621,449
622,630
609,492
Non-interest bearing
139,110
127,846
127,441
122,416
Interest bearing
435,322
427,031
429,747
423,874
Total deposits
574,432
554,877
557,188
546,290
Advances from borrowers for taxes and insurance
483
393
787
543
Advances from the federal home loan bank of dallas
2,000
-
-
-
Other borrowings
3,556
4,000
4,000
4,000
Other accrued expenses and liabilities
3,174
4,430
4,064
3,454
Total liabilities
583,645
563,700
566,039
554,287
Common stock - 0.01 par value 40,000,000 shares authorized 3,059,889 and 3,084,764 shares issued and outstanding at march 31, 2026 and june 30, 2025, respectively
34
34
32
32
Additional paid-in capital
44,201
43,978
42,259
42,187
Unearned esop stock
277
292
307
321
Retained earnings
15,844
15,412
16,146
15,241
Accumulated other comprehensive loss
-1,798
-1,383
-1,539
-1,934
Total stockholders equity
58,004
57,749
56,591
55,205
Total liabilities and stockholders equity
641,649
621,449
622,630
609,492
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Time Plot
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