hfbl: the balance sheet

MyFinsight

For the quarter ending 2025-09-30, HFBL has $622,630K in assets. $566,039K in debts.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Balance Sheets	2025-09-30
Cash and cash equivalents (includes interest-bearing deposits with other banks of 16,563 and 10,380 at september 30, 2025 and june 30, 2025, respectively)	26,492
Securities available-for-sale (amortized cost september 30, 2025 39,277 june 30, 2025 36,695, respectively)	37,329
Securities held-to-maturity (fair value september 30, 2025 50,841 june 30, 2025 51,139, respectively)	59,794
Other securities	654
Loans held-for-sale	1,316
Total loans receivable	468,837
Less allowance for credit losses	4,387
Unamortized loan fees	94
Loans receivable, net of allowance for credit losses (september 30, 2025 4,387 june 30, 2025 4,484, respectively)	464,356
Accrued interest receivable	1,854
Premises and equipment, net	17,008
Bank owned life insurance	6,954
Goodwill	2,990
Core deposit intangible	848
Deferred tax asset	1,043
Real estate owned	783
Other assets	1,209
Total assets	622,630

Non-interest bearing	127,441
Interest-bearing	429,747
Total deposits	557,188
Advances from borrowers for taxes and insurance	787
Other borrowings	4,000
Other accrued expenses and liabilities	4,064
Total liabilities	566,039
Common stock - 0.01 par value 40,000,000 shares authorized 3,066,369 and 3,084,764 shares issued and outstanding at september 30, 2025 and june 30, 2025, respectively	32
Additional paid-in capital	42,259
Unearned esop stock	307
Retained earnings	16,146
Accumulated other comprehensive loss	-1,539
Total stockholders equity	56,591
Total liabilities and stockholders equity	622,630