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Home Federal Bancorp, Inc. of Louisiana (HFBL)

Home Federal Bancorp, Inc. of Louisiana (HFBL)

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Cash Flow Overview

Change in Cash
$9,675K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Net increase (decrease) in depos...
    • Loans held-for-sale sale and pr...
    • Proceeds from advances from fede...
    • Others
Negative Cash Flow Breakdown
    • Loan originations and purchases,...
    • Loans held-for-sale origination...
    • Purchases
    • Others
Cash Flow
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Net income
1,472
1,675
1,599
3,888
Gain on sale of loans
129
130
146
384
Loss on sale of loans
-
-
-
-6
Loss on sale of investments
0
0
-
-
Net amortization and accretion on securities
95
85
81
189
Amortization of deferred loan fees
24
24
13
71
Amortization of purchased loans
-32
-44
-66
-263
Provision for (recovery of) credit losses
269
109
43
-126
Depreciation of premises and equipment
252
256
266
1,083
Loss on sale of real estate
-10
-8
0
-265
Esop compensation expense
51
47
40
218
Stock option expense
5
18
23
94
Deferred income tax benefit
-34
20
14
-163
Share awards expense
0
105
-
112
Increase in cash surrender value on bank owned life insurance
28
30
28
116
Amortization of core deposit intangible
57
64
67
284
Origination of loans held-for-sale
-
-
-
18,119
Loans held-for-sale originations and purchases
6,282
7,125
6,399
-
Loans held-for-sale sale and principal repayments
4,527
7,710
6,769
18,696
Accrued interest receivable
49
19
18
61
Other operating assets
-12
66
-96
-45
Other operating liabilities
-1,256
366
610
273
Net cash from operating activities
-1,274
2,855
2,776
5,472
Loan originations and purchases, net
7,629
7,378
4,117
-9,268
Deferred loan fees collected
9
40
2
78
Acquisition of premises and equipment
3
0
8
46
Proceeds from sale of premises and equipment
0
0
0
-
Proceeds from sale of real estate
0
-110
-996
-262
Improvements to real estate owned prior to disposition
0
24
10
117
Changes in fhlb stock
286
0
4
-964
Available For Sale
1,352
1,338
1,891
5,900
Purchases
4,305
2,161
4,386
12,695
Sales
0
0
-
157
Proceeds from sales of us treasury notes
-
0
-
494
Held To Maturity
1,468
1,544
1,534
5,948
Net cash from investing activities
-9,394
-6,531
-4,102
10,213
Net increase (decrease) in deposits
19,555
-2,311
10,898
-27,717
Proceeds from advances from federal home loan bank
2,000
-
-
0
Repayments of advances from federal home loan bank
-
-
-
0
Dividends paid
417
418
415
1,629
Company stock purchased
623
1,991
279
1,073
Net decrease in advances from borrowers for taxes and insurance
90
-394
244
22
Proceeds from other bank borrowings
-
-
-
0
Repayments of other bank borrowings
444
0
0
3,000
Proceeds from stock options exercised
182
1,566
23
111
Net cash from financing activities
20,343
-3,548
10,471
-33,286
Net increase (decrease) in cash and cash equivalents
9,675
-7,224
9,145
-17,601
Cash and cash equivalents - beginning of period
26,492
26,492
17,347
34,948
Cash and cash equivalents - end of period
28,943
19,268
26,492
17,347
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net increase(decrease) in deposits$19,555K Proceeds from advancesfrom federal home...$2,000K Proceeds from stockoptions exercised$182K Net decrease inadvances from borrowers...$90K Net cash fromfinancing activities$20,343K Canceled cashflow$1,484K Net increase(decrease) in cash and cash...$9,675K Canceled cashflow$10,668K Company stock purchased$623K Repayments of other bankborrowings$444K Dividends paid$417K Held To Maturity$1,468K Available For Sale$1,352K Deferred loan feescollected$9K Loans held-for-sale sale and principal...$4,527K Net income$1,472K Provision for (recoveryof) credit losses$269K Depreciation of premises andequipment$252K Amortization of core depositintangible$57K Esop compensationexpense$51K Other operatingassets-$12K Loss on sale of realestate-$10K Stock option expense$5K Net cash frominvesting activities-$9,394K Net cash fromoperating activities-$1,274K Canceled cashflow$2,829K Canceled cashflow$6,655K Loan originationsand purchases, net$7,629K Purchases$4,305K Loans held-for-sale originations and purchases$6,282K Changes in fhlb stock$286K Acquisition of premises andequipment$3K Other operatingliabilities-$1,256K Gain on sale of loans$129K Net amortizationand accretion on...$95K Accrued interestreceivable$49K Deferred income taxbenefit-$34K Amortization of purchasedloans-$32K Increase in cashsurrender value on bank...$28K Amortization of deferred loanfees$24K