Financial insights of HFBL

MyFinsight

Home Federal Bancorp, Inc. of Louisiana (HFBL)

Income Overview

Net Income
$1,472K
EPS
$0.48
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Loans, including fees	7,361	7,339	7,271	6,838*
Investment securities	8	9	13	81*
Mortgage-backed securities	572	552	542	485*
Other interest-earning assets	74	163	184	213*
Total interest income	8,015	8,063	8,010	7,617*
Deposits	2,533	2,613	2,673	2,861*
Federal home loan bank borrowings	13	NaN	NaN	0*
Other bank borrowings	62	73	76	88*
Total interest expense	2,608	2,686	2,749	2,948*
Net interest income	5,407	5,377	5,261	4,669*
Provision for (recovery of) credit losses	269	109	43	-31*
Net interest income after provision for credit losses	5,138	5,268	5,218	4,700*
Loss on sale of real estate	-10	-8	NaN	-66*
Gain on sale of loans	129	130	146	96*
Loss on sale of securities	0	NaN	0	-1*
Income on bank owned life insurance	28	30	28	29*
Service charges on deposit accounts	424	436	423	392*
Other income	50	50	53	52*
Total non-interest income	621	638	650	501*
Compensation and benefits	2,161	2,101	2,150	2,235*
Occupancy and equipment	607	558	568	589*
Data processing	350	318	336	360*
Audit and examination fees	113	110	69	149*
Franchise and bank shares tax	120	54	135	110*
Advertising	31	24	29	36*
Professional fees	136	150	85	124*
Loan and collection	35	35	42	34*
Amortization of core deposit intangible	57	64	67	71*
Deposit insurance premium	104	84	93	87*
Other expenses	255	295	277	244*
Total non-interest expense	3,969	3,793	3,851	4,037*
Income before income taxes	1,790	2,113	2,017	1,164*
Provision for income tax expense	318	438	418	192*
Net income	1,472	1,675	1,599	972

Basic EPS	0.49	0.55	0.53	0.318
Diluted EPS	0.48	0.54	0.52	0.316
Basic Average Shares	3,017,000	3,023,000	3,008,000	3,054,254
Diluted Average Shares	NaN	NaN	NaN	3,078,367

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$1,472K
EPS
$0.48
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income
$1,472K
EPS
$0.48
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$1,472KEPS$0.48Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$1,472KEPS$0.48Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$1,472K
EPS
$0.48
Unit: Thousand (K) dollars

Net Income
$1,472K
EPS
$0.48
Unit: Thousand (K) dollars