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Balance Sheets Overview

Debt to Asset Ratio
86.49%
Unit: Thousand (K) dollars
Assets Breakdown
    • Commercial Real Estate Portfolio...
    • Residential Portfolio Segment
    • Commercial Portfolio Segment
    • Others
Liabilities Breakdown
    • Retained earnings
    • Additional paid in capital
    • Borrowings
    • Others

Balance Sheets
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Cash
14,505 14,411 15,435 16,662
Interest-bearing deposits
286,188 310,281 300,395 280,547
Cash and cash equivalents
300,693 324,692 315,830 297,209
Certificates of deposit in other banks
13,619 18,841 20,833 23,319
Debt securities available for sale, at fair value (amortized cost of 149,790 and 141,793 at march 31, 2026 and december 31, 2025, respectively)
149,729 142,540 145,682 143,942
Fhlb and frb stock
13,614 13,636 14,325 15,263
Sbic investments
19,461 18,818 18,346 17,720
Loans held for sale, at fair value
6,562 7,005 7,907 1,106
Loans held for sale, at the lower of cost or fair value
101,930 198,688 189,047 169,835
Construction Loans
317,497 NaN 268,953 NaN
Commercial Real Estate Loan Owner Occupied
527,375 NaN 540,807 NaN
Commercial Real Estate Loan Non Owner Occupied
823,672 NaN 861,244 NaN
Multifamily Loan
109,564 NaN 115,403 NaN
Commercial Real Estate Portfolio Segment
1,778,108 NaN 1,786,407 NaN
Commercialand Industrial Loan
392,114 NaN 399,155 NaN
Equipment Finance
286,455 NaN 340,322 NaN
Municipal Loans
167,371 NaN 164,967 NaN
Commercial Portfolio Segment
845,940 NaN 904,444 NaN
Construction Loans
48,715 NaN 51,110 NaN
One To Four Family Loan
619,735 NaN 636,857 NaN
HELOCs Loan
218,283 NaN 216,122 NaN
Residential Portfolio Segment
886,733 NaN 904,089 NaN
Consumer Portfolio Segment
35,799 NaN 48,679 NaN
Loans, net of deferred loan fees and costs
3,546,580 3,578,154 3,643,619 NaN
Allowance for credit losses loans
-40,607 41,479 -43,086 NaN
Loans, net
3,505,973 3,536,675 3,600,533 3,627,812
Premises and equipment held for sale, at the lower of cost or fair value
NaN NaN 616 616
Premises and equipment, net
62,210 62,400 62,437 62,706
Accrued interest receivable
14,636 15,973 17,077 16,554
Deferred income taxes, net
8,514 9,922 9,789 9,968
Boli
94,555 93,930 93,474 92,576
Goodwill
34,111 34,111 34,111 34,111
Core deposit intangibles, net
4,474 4,848 5,259 5,670
Other assets
56,260 63,556 56,871 59,646
Total assets
4,386,341 4,545,635 4,592,137 4,578,053
Deposits
3,639,542 3,709,997 3,698,227 3,666,178
Junior subordinated debt
10,245 10,220 10,195 10,170
Borrowings
90,000 165,000 230,000 265,000
Other liabilities
54,147 59,728 57,882 57,431
Total liabilities
3,793,934 3,944,945 3,996,304 3,998,779
Common stock, 0.01 par value, 60,000,000 shares authorized, 16,803,185 and 17,286,289 shares issued and outstanding at march 31, 2026 and december 31, 2025, respectively
168 173 175 175
Additional paid in capital
144,465 166,856 176,289 174,900
Retained earnings
451,127 436,524 422,615 408,178
Unearned esop shares
3,306 3,438 3,571 3,703
Accumulated other comprehensive income (loss)
-47 575 325 -276
Total stockholders' equity
592,407 600,690 595,833 579,274
Total liabilities and stockholders' equity
4,386,341 4,545,635 4,592,137 4,578,053
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

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Balance Sheets

Commercial Real Estate LoanNon Owner Occupied$823,672K Commercial Real Estate LoanOwner Occupied$527,375K Construction Loans$317,497K Multifamily Loan$109,564K One To Four FamilyLoan$619,735K HELOCs Loan$218,283K Construction Loans$48,715K Commercialand Industrial Loan$392,114K Equipment Finance$286,455K Municipal Loans$167,371K Commercial Real EstatePortfolio Segment$1,778,108K Residential PortfolioSegment$886,733K Commercial PortfolioSegment$845,940K Consumer PortfolioSegment$35,799K Loans, net of deferredloan fees and costs$3,546,580K Interest-bearing deposits$286,188K Cash$14,505K Loans, net$3,505,973K Cash and cashequivalents$300,693K Debt securitiesavailable for sale, at fair...$149,729K Loans held for sale, atthe lower of cost or...$101,930K Boli$94,555K Premises and equipment,net$62,210K Other assets$56,260K Goodwill$34,111K Sbic investments$19,461K Accrued interestreceivable$14,636K Certificates of deposit inother banks$13,619K Fhlb and frb stock$13,614K Deferred income taxes,net$8,514K Loans held for sale, atfair value$6,562K Core depositintangibles, net$4,474K Allowance for creditlosses loans-$40,607K Total assets$4,386,341K Total liabilities andstockholders' equity$4,386,341K Total liabilities$3,793,934K Total stockholders'equity$592,407K Unearned esop shares$3,306K Accumulated othercomprehensive income (loss)-$47K Deposits$3,639,542K Borrowings$90,000K Other liabilities$54,147K Junior subordinateddebt$10,245K Retained earnings$451,127K Additional paid in capital$144,465K Common stock, 0.01 parvalue, 60,000,000...$168K

HomeTrust Bancshares, Inc. (HTB)

HomeTrust Bancshares, Inc. (HTB)