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Cash Flow Overview

Change in Cash
-$23,999K
Free Cash flow
$110,016K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from sales of loans hel...
    • Net decrease in loans
    • Net income
    • Others
Negative Cash Flow Breakdown
    • Net decrease in short-term borro...
    • Net decrease in deposits
    • Origination of loans held for sa...
    • Others

Cash Flow
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Net income
16,772 16,124 16,491 31,749
Provision (benefit) for credit losses
NaN 6,938 NaN NaN
Provision for credit losses
-4,488 NaN 2,015 2,843
Depreciation and amortization of premises and equipment and equipment for operating leases
2,527 2,675 2,825 5,612
Deferred income tax expense (benefit)
NaN 132 NaN NaN
Deferred income tax expense
1,248 NaN -1 347
Net accretion of purchase accounting adjustments on loans
867 519 351 1,343
Net amortization and accretion
153 746 310 2,610
Sbic investments income
-1,849 NaN 693 1,561
Gain on sale of branches
NaN 0 0 1,448
Sbic investments income
NaN 2,611 NaN NaN
Gain on sale of premises and equipment
377 65 0 28
Loss on repossessed assets
-38 -52 -56 -275
Loss on previously leased equipment
-15 -63 -422 -1,103
Boli income
892 976 882 1,694
Gain on sale of loans held for sale
2,654 1,926 1,725 4,017
Origination of loans held for sale
51,925 90,559 120,985 231,120
Proceeds from sales of loans held for sale
-145,598 773,335 -90,264 -263,374
New deferred loan origination fees, net
-853 -956 -647 571
Amortization of tax credit equity investments
2,055 5,139 NaN NaN
Decrease (increase) in accrued interest receivable and other assets
-1,649 3,824 963 -4,391
Share-based compensation expense
767 594 593 986
Esop compensation expense
569 547 529 929
(decrease) increase in accrued interest payable and other liabilities
-5,006 1,291 191 -9,576
Net cash provided by operating activities
110,834 -2,114 -11,257 62,861
Purchase of debt securities available for sale
12,963 11,316 4,811 6,872
Proceeds from maturities, calls and paydowns of debt securities available for sale
NaN 36,553 NaN NaN
Purchases of commercial paper
NaN 0 NaN NaN
Proceeds from maturities and calls of commercial paper
NaN 0 NaN NaN
Proceeds from maturities, calls and paydowns of debt securities available for sale
-16,368 NaN 4,124 17,426
Purchases of cds in other banks
0 0 0 1,742
Proceeds from maturities of cds in other banks
5,222 1,992 2,486 6,961
Net (purchases) redemptions of fhlb and frb stock
NaN 6 NaN NaN
Net redemption of fhlb and frb stock
717 NaN 938 -1,633
Net capital contributions in sbic investments
238 115 -67 1,042
Capital contributions in tax credit equity investments
NaN 8,217 NaN NaN
Net redemptions of tax credit equity investments
526 NaN NaN NaN
Net decrease in loans
-36,242 -79,135 -31,649 20,433
Purchase of boli
1 6 16 14
Proceeds from redemption of boli policies
0 0 0 2,174
Death benefit proceeds from boli
NaN 526 NaN NaN
Death benefit proceeds from boli policies
268 NaN 0 0
Purchase of equipment for operating leases - lessor
0 0 0 2,550
Proceeds from sale of equipment for operating leases - lessor
1,633 0 679 731
Purchase of premises and equipment
818 1,043 760 2,363
Proceeds from sale of premises and equipment and assets held for sale
1,016 65 0 7,652
Proceeds from sale of repossessed assets
300 151 128 416
Net cash received in merger
NaN 0 NaN NaN
Net cash provided by investing activities
36,391 76,864 34,484 -1,289
Deposits assumed by third parties through branch sales
NaN NaN 0 34,252
Deposits assumed by purchaser through branch sales
NaN 34,252 NaN NaN
Net decrease in deposits
-70,455 11,770 32,049 -78,773
Net increase (decrease) in revolving lines of credit
NaN 0 NaN NaN
Net increase (decrease) in short-term borrowings
NaN -23,000 NaN NaN
Net decrease in revolving line of credit
NaN NaN 0 0
Repayment of long-term borrowings
NaN 0 NaN NaN
Net decrease in short-term borrowings
-117,000 NaN -35,000 77,000
Common stock repurchased
23,081 10,278 0 3,334
Granted restricted stock
1 NaN NaN NaN
Cash dividends paid
2,169 2,215 2,054 4,112
Retired stock
579 754 116 442
Exercised stock options
59 589 515 331
Net cash provided by financing activities
-171,224 -65,888 -4,606 -43,582
Net increase (decrease) in cash and cash equivalents
-23,999 8,862 18,621 17,990
Cash and cash equivalents at beginning of period
324,692 315,830 279,219 NaN
Cash and cash equivalents at end of period
300,693 324,692 315,830 NaN
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Proceeds from sales ofloans held for sale-$145,598K Net decrease inloans-$36,242K something is missing$20,855K Net income$16,772K Depreciation andamortization of premises and...$2,527K Amortization of tax creditequity investments$2,055K Sbic investmentsincome-$1,849K Decrease (increase) inaccrued interest...-$1,649K Deferred income taxexpense$1,248K New deferred loanorigination fees, net-$853K Share-based compensationexpense$767K Esop compensationexpense$569K Net amortizationand accretion$153K Loss on repossessedassets-$38K Loss on previouslyleased equipment-$15K Proceeds from maturitiesof cds in other...$5,222K Proceeds from sale ofequipment for operating...$1,633K Proceeds from sale ofpremises and equipment...$1,016K Net redemption offhlb and frb stock$717K Net redemptions oftax credit equity...$526K Proceeds from sale ofrepossessed assets$300K Death benefitproceeds from boli...$268K Net cash provided byoperating activities$110,834K Net cash provided byinvesting activities$36,391K Canceled cashflow$66,209K Canceled cashflow$30,388K Net increase(decrease) in cash and cash...-$23,999K Canceled cashflow$147,225K something is missing$42,000K Exercised stock options$59K Granted restrictedstock$1K Origination of loans held forsale$51,925K (decrease) increase inaccrued interest...-$5,006K Provision for creditlosses-$4,488K Gain on sale of loansheld for sale$2,654K Boli income$892K Net accretion ofpurchase accounting...$867K Gain on sale ofpremises and equipment$377K Proceeds frommaturities, calls and...-$16,368K Purchase of debtsecurities available for...$12,963K Purchase of premises andequipment$818K Net capitalcontributions in sbic...$238K Purchase of boli$1K Net cash provided byfinancing activities-$171,224K Canceled cashflow$42,060K Net decrease inshort-term borrowings-$117,000K Net decrease indeposits-$70,455K Common stockrepurchased$23,081K Cash dividends paid$2,169K Retired stock$579K

HomeTrust Bancshares, Inc. (HTB)

HomeTrust Bancshares, Inc. (HTB)