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Income Overview

Net Income
$15,630K
EPS
$0.94
Unit: Thousand (K) dollars
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Loans
57,507
57,725
57,117*
61,749
Commercial paper, net
-
-
0*
-
Debt securities available for sale
1,667
1,604
1,726*
1,662
Other investments and interest-bearing deposits
1,999
2,168
3,743*
1,984
Total interest and dividend income
61,173
61,497
62,585*
65,395
Deposits
15,578
16,850
20,107*
19,474
Junior subordinated debt
151
188
198*
207
Borrowings
150
154
-31*
325
Total interest expense
15,879
17,192
20,273*
20,006
Net interest income
45,294
44,305
42,312*
45,389
Provision for credit losses
920
370
1,961*
2,015
Net interest income after provision for credit losses
44,374
43,935
40,351*
43,374
Service charges and fees on deposit accounts
2,627
2,414
2,264*
2,527
Loan income and fees
501
692
1,085*
577
Gain on sale of loans held for sale
1,874
2,654
1,917*
1,725
Boli income
893
892
951*
882
Operating lease income
1,407
1,892
1,585*
1,777
Loss on sale of branches
0
-
-724*
0
Gain on sale of premises and equipment
1,101
377
51*
0
Other
844
1,110
842*
1,263
Total noninterest income
9,247
10,031
7,969*
8,751
Salaries and employee benefits
20,169
19,877
17,961*
18,508
Occupancy expense, net
2,417
2,630
2,614*
2,563
Computer services
3,027
2,877
3,078*
2,562
Operating lease depreciation expense
1,378
1,516
1,671*
1,770
Telephone, postage and supplies
509
581
538*
539
Marketing and advertising
584
417
510*
471
Deposit insurance premiums
481
484
524*
468
Core deposit intangible amortization
-
-
437*
-
Merger-related expenses
-
-
0*
-
Core deposit intangible amortization
302
374
-
410
Contract renewal consulting fee
-
-
0*
-
Loss on redemption of junior subordinated debt securities
1,079
-
-
-
Other
4,033
4,219
4,064*
3,975
Total noninterest expense
33,979
32,975
31,395*
31,266
Income before income taxes
19,642
20,991
16,925*
20,859
Income tax expense
4,012
4,219
3,112*
4,368
Net income
15,630
16,772
13,813
16,491
Basic EPS
0.95
1
0.814
0.96
Diluted EPS
0.94
0.99
0.809
0.95
Basic Average Shares
16,311,782
16,582,376
16,958,992
16,998,549
Diluted Average Shares
16,423,442
16,716,089
17,083,871
17,130,030
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Loans$57,507K (-4.85%↓ Y/Y)Other investments andinterest-bearing deposits$1,999K (29.55%↑ Y/Y)Debt securitiesavailable for sale$1,667K (0.54%↑ Y/Y)Total interest anddividend income$61,173K (-3.88%↓ Y/Y)Net interest income$45,294K (2.41%↑ Y/Y)Service charges and feeson deposit...$2,627K (5.00%↑ Y/Y)Gain on sale of loansheld for sale$1,874K (-11.14%↓ Y/Y)Operating lease income$1,407K (-25.00%↓ Y/Y)Gain on sale ofpremises and equipment$1,101K (3832.14%↑ Y/Y)Boli income$893K (4.81%↑ Y/Y)Other$844K (6.30%↑ Y/Y)Loan income and fees$501K (-8.58%↓ Y/Y)Total interestexpense$15,879K (-18.20%↓ Y/Y)Net interest incomeafter provision for...$44,374K (3.37%↑ Y/Y)Total noninterestincome$9,247K (-8.96%↓ Y/Y)Provision for creditlosses$920K (-29.39%↓ Y/Y)Deposits$15,578K (-17.38%↓ Y/Y)Junior subordinateddebt$151K (-26.70%↓ Y/Y)Borrowings$150K (-57.14%↓ Y/Y)Income before incometaxes$19,642K (-10.01%↓ Y/Y)Total noninterestexpense$33,979K (8.72%↑ Y/Y)Net income$15,630K (-9.18%↓ Y/Y)Income tax expense$4,012K (-13.12%↓ Y/Y)Salaries and employeebenefits$20,169K (10.77%↑ Y/Y)Other$4,033K (-10.54%↓ Y/Y)Computer services$3,027K (21.66%↑ Y/Y)Occupancy expense, net$2,417K (1.77%↑ Y/Y)Operating leasedepreciation expense$1,378K (-22.97%↓ Y/Y)Loss on redemption ofjunior subordinated...$1,079K Marketing and advertising$584K (32.13%↑ Y/Y)Telephone, postage andsupplies$509K (-9.27%↓ Y/Y)Deposit insurancepremiums$481K (1.69%↑ Y/Y)Core depositintangible amortization$302K (-26.52%↓ Y/Y)

HomeTrust Bancshares, Inc. (HTB)

HomeTrust Bancshares, Inc. (HTB)