Financial insights of HTB

MyFinsight

For the year ending 2025-12-31.

Income Statement	2025-12-31
Loans	240,399
Commercial paper, net	0
Debt securities available for sale	6,706
Other investments and interest-bearing deposits	9,033
Total interest and dividend income	256,138
Deposits	77,602
Junior subordinated debt	817
Borrowings	981
Total interest expense	79,400
Net interest income	176,738
Provision for credit losses	6,938
Net interest income after provision for credit losses	169,800
Service charges and fees on deposit accounts	9,807
Loan income and fees	2,772
Gain on sale of loans held for sale	7,668
Boli income	3,552
Operating lease income	7,064
Gain on sale of branches	1,448
Gain (loss) on sale of premises and equipment	93
Other	3,927
Total noninterest income	36,331
Salaries and employee benefits	72,956
Occupancy expense, net	10,021
Computer services	10,653
Operating lease depreciation expense	7,009
Telecom, postage and supplies	2,188
Marketing and advertising	1,879
Deposit insurance premiums	1,935
Core deposit intangible amortization	1,747
Merger-related expenses	0
Contract renewal consulting fee	0
Other	16,788
Total noninterest expense	125,176
Income before income taxes	80,955
Income tax expense	16,591
Net income	64,364

Basic EPS	3.75
Diluted EPS	3.72
Basic Average Shares	16,987,894
Diluted Average Shares	17,106,783