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For the quarter ending 2026-03-31, INBKZ has $5,711,688K in assets. $5,350,734K in debts. $601,805K in cash and cash equivalents.

Balance Sheets Overview

Debt to Asset Ratio
93.68%
Unit: Thousand (K) dollars
Assets Breakdown
    • Net loans
    • Total available-for-sale securit...
    • Total cash and cash equivalents
    • Others
Liabilities Breakdown
    • Interest-bearing deposits
    • Advances from federal home loan ...
    • Retained earnings
    • Others

Balance Sheets
2026-03-31
2025-12-31
2025-09-30
Cash and due from banks
10,528 6,145 10,923
Interest-bearing deposits
591,277 450,632 776,738
Total cash and cash equivalents
601,805 456,777 787,661
Total available-for-sale securities
772,035 778,687 625,906
Held-to-maturity securities, amortized cost
276,137 -261,847
Held-to-maturity, debt securities, allowance for credit loss
95 -122
Held-to-maturity, debt securities, after allowance for credit loss
276,042 250,609 261,725
Loans held-for-sale
55,240 108,608 141,580
Total commercial and consumer loans
-3,725,341 -
Net deferred loan origination costs, premiums and discounts on purchased loans, and other
-21,387 -
Loans
3,775,870 3,746,728 3,603,506
Allowance for credit losses - loans
56,496 55,686 59,923
Net loans
3,719,374 3,691,042 3,543,583
Accrued interest receivable
28,182 27,909 26,674
Federal home loan bank of indianapolis stock
28,350 28,350 28,350
Cash surrender value of bank-owned life insurance
42,864 42,559 42,256
Premises and equipment, net
67,006 67,934 68,843
Goodwill
4,687 4,687 4,687
Servicing asset, at fair value
23,614 22,793 22,107
Other real estate owned
1,945 2,631 1,801
Accrued income and other assets
90,544 89,061 84,001
Total assets
5,711,688 5,571,647 5,639,174
Noninterest-bearing deposits
149,505 146,879 243,539
Interest-bearing deposits
4,832,145 4,692,934 4,671,895
Total deposits
4,981,650 4,839,813 4,915,434
Advances from federal home loan bank
239,500 249,500 249,500
Subordinated debt, net of unamortized discount and debt issuance costs of 1,535 and 1,850 in 2025 and 2024, respectively
-105,465 -
Subordinated debt, net of unamortized debt issuance costs of 1,454 and 1,535 in 2026 and 2025, respectively
105,546 -105,386
Accrued interest payable
1,232 1,744 1,236
Accrued expenses and other liabilities
22,806 15,358 15,450
Total liabilities
5,350,734 5,211,880 5,287,006
Preferred stock, no par value 4,913,779 shares authorized issued and outstanding - none
0 0 0
Common stock-Voting Common Stock
186,967 186,577 186,608
Common stock-Nonvoting Common Stock
0 0 0
Retained earnings
195,292 193,320 188,564
Accumulated other comprehensive loss
-21,305 -20,130 -23,004
Total shareholders equity
360,954 359,767 352,168
Total liabilities and shareholders equity
5,711,688 5,571,647 5,639,174
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans$3,775,870K Interest-bearing deposits$591,277K Cash and due frombanks$10,528K Held-to-maturity securities,amortized cost$276,137K Net loans$3,719,374K Totalavailable-for-sale securities$772,035K Total cash and cashequivalents$601,805K Held-to-maturity, debtsecurities, after allowance...$276,042K Accrued income and otherassets$90,544K Premises and equipment,net$67,006K Loans held-for-sale$55,240K Cash surrender valueof bank-owned life...$42,864K Federal home loan bank ofindianapolis stock$28,350K Accrued interestreceivable$28,182K Servicing asset, at fairvalue$23,614K Goodwill$4,687K Other real estateowned$1,945K Allowance for creditlosses - loans$56,496K Held-to-maturity, debtsecurities, allowance for...$95K Total assets$5,711,688K Total liabilities andshareholders equity$5,711,688K Total liabilities$5,350,734K Total shareholdersequity$360,954K Accumulated othercomprehensive loss-$21,305K Total deposits$4,981,650K Advances from federalhome loan bank$239,500K Subordinated debt, net ofunamortized debt issuance...$105,546K Accrued expenses andother liabilities$22,806K Accrued interestpayable$1,232K Retained earnings$195,292K Common stock-VotingCommon Stock$186,967K Interest-bearing deposits$4,832,145K Noninterest-bearing deposits$149,505K

First Internet Bancorp (INBKZ)

First Internet Bancorp (INBKZ)