For the year ending 2025-12-31, INBKZ has $5,571,647K in assets. $5,211,880K in debts. $456,777K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and due from banks | 6,145 | |||
| Interest-bearing demand deposits | 450,632 | |||
| Total cash and cash equivalents | 456,777 | |||
| Securities available-for-sale - at fair value (amortized cost of 802,422 and 626,854 in 2025 and 2024, respectively) | 778,687 | |||
| Securities held-to-maturity - at amortized cost, net of allowance for credit losses of 0.1 million and 0.2 million in 2025 and 2024, respectively (fair value of 238,815 and 228,851 in 2025 and 2024, respectively) | 250,609 | |||
| Loans held-for-sale | 108,608 | |||
| Total commercial and consumer loans | 3,725,341 | |||
| Net deferred loan origination costs, premiums and discounts on purchased loans, and other | 21,387 | |||
| Loans | 3,746,728 | |||
| Allowance for credit losses - loans | 55,686 | |||
| Net loans | 3,691,042 | |||
| Accrued interest receivable | 27,909 | |||
| Federal home loan bank of indianapolis stock | 28,350 | |||
| Cash surrender value of bank-owned life insurance | 42,559 | |||
| Premises and equipment, net | 67,934 | |||
| Goodwill | 4,687 | |||
| Servicing asset, at fair value | 22,793 | |||
| Other real estate owned | 2,631 | |||
| Accrued income and other assets | 89,061 | |||
| Total assets | 5,571,647 | |||
| Noninterest-bearing deposits | 146,879 | |||
| Interest-bearing deposits | 4,692,934 | |||
| Total deposits | 4,839,813 | |||
| Advances from federal home loan bank | 249,500 | |||
| Subordinated debt, net of unamortized discount and debt issuance costs of 1,535 and 1,850 in 2025 and 2024, respectively | 105,465 | |||
| Accrued interest payable | 1,744 | |||
| Accrued expenses and other liabilities | 15,358 | |||
| Total liabilities | 5,211,880 | |||
| Preferred stock, no par value 4,913,779 shares authorized issued and outstanding - none | 0 | |||
| Common stock-Voting Common Stock | 186,577 | |||
| Common stock-Nonvoting Common Stock | 0 | |||
| Retained earnings | 193,320 | |||
| Accumulated other comprehensive loss, net of tax | -20,130 | |||
| Total shareholders equity | 359,767 | |||
| Total liabilities and shareholders equity | 5,571,647 | |||
First Internet Bancorp (INBKZ)
First Internet Bancorp (INBKZ)