inbkz: the balance sheet

MyFinsight

For the quarter ending 2025-09-30, INBKZ has $5,639,174K in assets. $5,287,006K in debts. $787,661K in cash and cash equivalents.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Balance Sheets	2025-09-30
Cash and due from banks	10,923
Interest-bearing deposits	776,738
Total cash and cash equivalents	787,661
Total available-for-sale securities	625,906
Held-to-maturity securities, amortized cost	261,847
Held-to-maturity, debt securities, allowance for credit loss	122
Held-to-maturity, debt securities, after allowance for credit loss	261,725
Loans held-for-sale	141,580
Loans	3,603,506
Allowance for credit losses - loans	59,923
Net loans	3,543,583
Accrued interest receivable	26,674
Federal home loan bank of indianapolis stock	28,350
Cash surrender value of bank-owned life insurance	42,256
Premises and equipment, net	68,843
Goodwill	4,687
Servicing asset, at fair value	22,107
Other real estate owned	1,801
Accrued income and other assets	84,001
Total assets	5,639,174

Noninterest-bearing deposits	243,539
Interest-bearing deposits	4,671,895
Total deposits	4,915,434
Advances from federal home loan bank	249,500
Subordinated debt, net of unamortized debt issuance costs of 1,614 and 1,850 in 2025 and 2024, respectively	105,386
Accrued interest payable	1,236
Accrued expenses and other liabilities	15,450
Total liabilities	5,287,006
Preferred stock, no par value 4,913,779 shares authorized issued and outstanding - none	0
Common stock-Voting Common Stock	186,608
Common stock-Nonvoting Common Stock	0
Retained earnings	188,564
Accumulated other comprehensive loss	-23,004
Total shareholders equity	352,168
Total liabilities and shareholders equity	5,639,174