Financial insights of INBKZ

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$2,509K
EPS
$0.29
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30
Noninterest income-Bank Servicing	844	259*	369
Noninterest income-Loan Servicing	2,856	2,565*	2,055
Noninterest income-Loan Servicing Asset Revaluation	-	-1,366*	-
Noninterest income-Mortgage Banking	-	0*	-
Noninterest income-Loan Servicing Asset Revaluation	-1,060	-	-1,332
Loss on sale of loans	7,377	72,893*	-27,103
Other	1,501	2,303*	1,364
Total noninterest income	11,518	76,653*	-24,647
Loans	60,839	52,966*	68,958
Securities taxable	9,496	9,108*	8,614
Securities non-taxable	654	662*	652
Other earning assets	4,821	4,257*	6,164
Total interest income	75,810	66,993*	84,388
Deposits	40,359	37,988*	50,134
Other borrowed funds	3,853	6,301*	3,902
Total interest expense	44,212	44,289*	54,036
Net interest income	31,598	22,704*	30,352
Provision for credit gaines	16,606	-31,258*	34,393
Benefit for credit losses - debt securities held to maturity	-6	-53*	0
Benefit for credit gaines - off-balance sheet commitments	-295	-742*	396
Net interest income after provision for credit losses	15,293	54,757*	-4,437
Salaries and employee benefits	13,236	7,874*	14,384
Marketing, advertising and promotion	615	1,029*	482
Consulting and professional services	1,080	1,390*	979
Data processing	775	701*	651
Loan expenses	2,179	1,164*	1,850
Premises and equipment	3,676	2,957*	3,572
Deposit insurance premium	1,487	1,357*	1,584
Other	1,979	2,178*	1,957
Total noninterest expense	25,027	18,650*	25,459
Income before income taxes	1,784	112,760*	-54,543
Income tax (benefit) provision	-725	23,149*	-12,950
Net income	2,509	89,611	-41,593

Basic EPS	0.29	10.279	-4.76
Diluted EPS	0.29	10.279	-4.76
Basic Average Shares	8,734,383	8,717,888	8,742,052
Diluted Average Shares	8,774,111	8,717,888	8,742,052

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$2,509K
EPS
$0.29
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$2,509K
EPS
$0.29
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$2,509KEPS$0.29Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$2,509KEPS$0.29Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$2,509K
EPS
$0.29
Unit: Thousand (K) dollars

Net Income
$2,509K
EPS
$0.29
Unit: Thousand (K) dollars