inbkz: the income statement

MyFinsight

For the quarter ending 2025-09-30, INBKZ made $154,721K in revenue. -$41,593K in net income. Net profit margin of -26.88%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30
Loans	68,958
Securities taxable	8,614
Securities non-taxable	652
Other earning assets	6,164
Total interest income	84,388
Deposits	50,134
Other borrowed funds	3,902
Total interest expense	54,036
Net interest income	30,352
Provision for credit losses	34,393
Benefit for credit losses - debt securities held to maturity	0
Provision (benefit) for credit losses - off-balance sheet commitments	396
Net interest (loss) income after provision for credit losses	-4,437
Noninterest income-Bank Servicing	369
Noninterest income-Loan Servicing	2,055
Noninterest income-Loan Servicing Asset Revaluation	-1,332
(loss) gain on sale of loans	-27,103
Other	1,364
Total noninterest (loss) income	-24,647
Salaries and employee benefits	14,384
Marketing, advertising and promotion	482
Consulting and professional services	979
Data processing	651
Loan expenses	1,850
Premises and equipment	3,572
Deposit insurance premium	1,584
Other	1,957
Total noninterest expense	25,459
(loss) income before income taxes	-54,543
Income tax (benefit) provision	-12,950
Net (loss) income	-41,593

Basic (in dollars per share)	-4.76
Basic (in shares)	8,742,052
Diluted (in dollars per share)	-4.76
Diluted (in shares)	8,742,052